ACH US Routing Number – FIRST BANK & TRUST
| Routing Number | Address | City | State | |
| 1 | 071925538 | 820 CHURCH STREET | EVANSTON | IL |
| 2 | 091201818 | 2220 6TH STREET | BROOKINGS | SD |
| 3 | 091400606 | 2220 6TH STREET | BROOKINGS | SD |
| 4 | 091406121 | 2220 6TH STREET | BROOKINGS | SD |
| 5 | 091408446 | 2220 6TH STREET | BROOKINGS | SD |
| 6 | 091409746 | 2220 6TH STREET | BROOKINGS | SD |
| 7 | 103006406 | 111 S. CASAVER | WAGONER | OK |
| 8 | 103101165 | 111 S. CASAVER AVE. | WAGONER | OK |
| 9 | 103101631 | P.O. BOX 878 | PERRY | OK |
| 10 | 103101725 | 923 W. MAIN ST | DUNCAN | OK |
| 11 | 103102106 | 923 W. MAIN ST | DUNCAN | OK |
| 12 | 103107046 | 111 S CASAVER AVE | WAGONER | OK |
| 13 | 103109840 | 111 S. CASAVER AVE. | WAGONER | OK |
| 14 | 104102574 | 747 MERIDIAN | COZAD | NE |
| 15 | 104901717 | P O BOX 580 | FULLERTON | NE |
| 16 | 104902363 | 747 MERIDIAN | COZAD | NE |
| 17 | 111302545 | 301 N. MAIN | CHILDRESS | TX |
| 18 | 111304051 | 201 N.WASHINGTON ST. | SEYMOUR, | TX |
| 19 | 111304404 | 201 N. WASHINGTON ST. | SEYMOUR | TX |
| 20 | 111311413 | 9816 SLIDE RD | LUBBOCK | TX |
| 21 | 111319004 | 9816 SLIDE ROAD | LUBBOCK | TX |
| 22 | 111319347 | 9816 SLIDE RD | LUBBOCK | TX |
| 23 | 111324895 | 201 N. WASHINGTON ST. | SEYMOUR | TX |
| 24 | 111908004 | 201 N. WASHINGTON ST. | SEYMOUR | TX |
| 25 | 111912401 | 201 N. WASHINGTON ST. | SEYMOUR | TX |
| 26 | 113122804 | 104 N. TEMPLE | DIBOLL | TX |
| 27 | 311373125 | 9816 SLIDE RD | LUBBOCK | TX |
FIRST BANK & TRUST ACH US Routing Number
Overview of ACH US Routing Numbers
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies the financial institution holding an account. It allows for the electronic transfer of funds directly between banks through the Automated Clearing House (ACH) network. ACH routing numbers are primarily used for direct deposits, online bill payments, and sending/receiving money electronically in the US.
How ACH Routing Numbers Work
ACH routing numbers work by directing ACH transfer requests through the network to the correct financial institution and account. When an electronic payment or deposit is initiated, the routing number provides the pathway to route that transaction.
The routing number identifies the bank and branch holding the account, while the account number identifies the individual account. Together, they provide a unique identifier to send money to the appropriate place securely.
Uses of ACH Routing Numbers
ACH routing numbers enable several key types of electronic money transfers:
- Direct deposit – Employers can send payroll, Social Security, and other recurring payments.
- Online bill pay – Consumers can pay bills electronically like utilities, loans, etc.
- Peer-to-peer transfers – Individuals can send/receive money between accounts.
- Business payments – Merchants use ACH for B2B transactions and vendor payments.
- Government payments – Tax refunds and other government disbursements.
FIRST BANK & TRUST ACH Routing Number Details
About FIRST BANK & TRUST
FIRST BANK & TRUST is a community bank based in Lubbock, Texas with over 30 branch locations across the state. They provide a full range of banking services for individuals and businesses.
FIRST BANK & TRUST ACH Routing Number
The ACH routing number for FIRST BANK & TRUST is:
111311413
This 9-digit code is used for routing ACH transfers like direct deposits and bill payments to FIRST BANK & TRUST accounts.
How to Find the FIRST BANK & TRUST Routing Number
The FIRST BANK & TRUST routing number can be found in several places:
- At the bottom of checks issued for FIRST BANK & TRUST accounts.
- On the FIRST BANK & TRUST website under account details.
- By calling FIRST BANK & TRUST to ask a customer service representative.
- Searching for ACH routing numbers by bank name on sites like PayPal.
Using the FIRST BANK & TRUST Routing Number for Payments
Setting up Direct Deposit with the Routing Number
To set up direct deposit of paychecks or government benefits, provide the FIRST BANK & TRUST routing number along with your account number to your employer or benefits provider. This routes deposits electronically into your account on the scheduled date.
Paying Bills via ACH Transfer
You can make one-time or recurring electronic payments from your FIRST BANK & TRUST account to companies and service providers using the routing number. Add it when setting up the payee in your online bill pay system.
**Sending Money to a FIRST BANK & TRUST Account **
To send money to another FIRST BANK & TRUST customer, you need their account number and the FIRST BANK & TRUST routing number. Add this info to your peer-to-peer money transfer service like PayPal or Venmo to route the funds.
Troubleshooting FIRST BANK & TRUST Routing Number Issues
Double-Checking the Routing Number
If a deposit doesn’t arrive or a payment fails, double-check that you entered the correct FIRST BANK & TRUST routing number. Carefully compare it to the number listed above or found on your checks.
Verifying Account Numbers
Be sure to also confirm that you entered the recipient’s account number correctly. An error in the account number will cause issues even with the right routing number.
Contacting FIRST BANK & TRUST
If the numbers were entered correctly, reach out to FIRST BANK & TRUST customer service for additional troubleshooting help on missing transactions. Ask them to verify the routing and account numbers.
In summary, the FIRST BANK & TRUST ACH routing number l (111311413) routes electronic payments through the ACH network to individual accounts. It can be used for setting up direct deposit, making online bill payments, sending peer-to-peer transfers, and more. Take care when entering it along with account numbers to avoid issues. Contact FIRST BANK & TRUST if you have any problems with transfers using the routing number.
Frequently Asked Questions
What information do I need along with the routing number? You also need the account number for the specific FIRST BANK & TRUST account you want to transfer funds to or from.
Can I use the routing number for wire transfers? No, wire transfers use different bank codes. The FIRST BANK & TRUST routing number is specifically for ACH network electronic transfers.
Where can I find my account number? Your account number will be available on your checks, bank statements, or in your online/mobile banking profile. Call FIRST BANK & TRUST if you have trouble locating it.
Can I use the routing number at any bank? No, it is unique to FIRST BANK & TRUST and will only work for accounts held there. Routing numbers are tied to specific financial institutions.
Is the routing number the same for all FIRST BANK & TRUST branches? Yes, the routing number is assigned to the bank as a whole. The same FIRST BANK & TRUST routing number can be used regardless of which branch holds your account.