ACH US Routing Number – FINANCIAL PARTNERS CREDIT UNION
| Routing Number | Address | City | State | |
| 1 | 271189491 | 940 N MAC ARTHUR | SPRINGFIELD | IL |
| 2 | 321175180 | P O BOX 7005 | DOWNEY | CA |
| 3 | 322078804 | 7800 E IMPERIAL HWY | DOWNEY | CA |
| 4 | 322275157 | PO BOX 7005 | DOWNEY | CA |
| 5 | 322275487 | PO BOX 7005 | DOWNEY | CA |
| 6 | 322276871 | PO BOX 7005 | DOWNEY | CA |
| 7 | 322276949 | PO BOX 7005 | DOWNEY | CA |
| 8 | 322279920 | PO BOX 7005 | DOWNEY | CA |
| 9 | 322281439 | P O BOX 7005 | DOWNEY | CA |
| 10 | 322281882 | PO BOX 7005 | DOWNEY | CA |
| 11 | 322282292 | 7800 E IMPERIAL HWY | DOWNEY | CA |
ACH US Routing Number – FINANCIAL PARTNERS CREDIT UNION
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies the financial institution from which a payment will be electronically withdrawn or deposited. It allows transactions to be processed through the Automated Clearing House (ACH) network.
Definition of an ACH Routing Number
Also known as a routing transit number or ABA number, the ACH routing number appears on the bottom of checks and deposit slips. It refers to the institution where the account is held, directing ACH transfers to the correct bank.
Purpose of an ACH Routing Number
The routing number enables money to be transferred electronically between banks. It ensures your payment makes it to the intended recipient. The ACH network uses routing numbers to identify accounts and route transactions.
ACH Routing Number for Financial Partners Credit Union
Financial Partners Credit Union is a not-for-profit financial cooperative based in Downey, CA that serves over 44,000 members.
Overview of Financial Partners Credit Union
Founded in 1936, Financial Partners Credit Union offers banking, lending, and investment services. Membership is open to those who live, work, worship, or attend school in parts of Los Angeles, Orange, Riverside, and San Bernardino Counties.
Financial Partners Credit Union ACH Routing Number
The ACH routing number for Financial Partners Credit Union is 321175180.
This 9-digit code can be used to set up direct deposits or make electronic fund transfers from Financial Partners Credit Union accounts.
Using the Financial Partners Credit Union Routing Number
The credit union’s routing number enables members to:
- Receive direct deposits of paychecks or government benefits
- Pay bills online or by phone
- Transfer funds electronically from Savings or Checking accounts
- Send or receive ACH payments from other institutions
To set up ACH transfers, the 321175180 routing number will need to be provided along with the Financial Partners account number.
How to Find the Routing Number for a Bank
If you need to locate the ACH routing number for your financial institution, there are a few places you can look:
Look on the Bank’s Website
Most bank websites have a page listing routing numbers for ACH transfers. There may also be a FAQ page explaining how to find it.
Check Your Bank Statements
Routing numbers are usually printed on the bottom of checks or monthly statements. You can also refer to a deposit slip.
Call the Bank
Contact your bank’s customer service department. Let them know you need the ACH routing number for electronic transfers.
Use the Federal Reserve Financial Services Website
The Federal Reserve maintains a searchable database of ACH routing numbers for all US financial institutions.
ABA Routing Transit Number vs. Wire Transfer Number
It’s important not to confuse the ABA routing transit number with the wire transfer number.
Differences Between the Two Numbers
- The ABA routing number identifies the bank for ACH transactions. The wire transfer number indicates where the funds should be sent for a domestic or international wire transfer.
- ACH routing numbers always have 9 digits. Wire transfer numbers can be 8 to 11 digits long.
- Wire transfers go through the Fedwire Funds Service, while ACH payments use the ACH network. The numbers enable proper routing through each system.
When to Use Each Number
- For setting up direct deposit or authorizing electronic payments from a bank account, you need the ABA routing transit number.
- To send a wire transfer to another account, you would use the wire transfer number or SWIFT code for international wires.
Conclusion
Locating the correct ACH routing number is crucial for setting up electronic bank payments and transfers. Financial Partners Credit Union members will need to reference routing number 321175180 for transactions through the ACH network. Understanding the difference between ACH routing numbers and wire transfer numbers can prevent payment delays.
FAQs
What is the easiest way to find my bank’s routing number?
The quickest method is to look on your bank’s website, under account information or an FAQ/help page. Routing numbers are also printed on the bottom of checks and account statements.
Can I use the same routing number for electronic transfers and wire transfers?
No, you need to use the specific routing number or wire transfer number provided by your bank for each type of payment. The numbers are different to direct transactions through the proper system.
What happens if I enter the wrong routing number for an ACH payment?
Providing an incorrect routing transit number may result in payment delays or rejection of the transaction. Double check that you have the right ABA number for the receiving bank before initiating any ACH transfers.
Where can I find the routing number on a check?
Routing numbers are always located at the bottom left corner of a check. They are usually the first 9 digits printed before the account number and check number.
Is a routing number the same as a SWIFT code?
No. Routing numbers are primarily used for ACH transfers within the United States. SWIFT codes are international identifiers required for sending wire transfers to banks located in other countries.