ACH US Routing Number – CADENCE BANK

	Routing Number	Address	City	State
1	061120246	12183 MS HWY 182	STARKVILLE	MS
2	062201708	12183 MS HWY 182	STARKVILLE	MS
3	062204006	12183 MS HWY 182	STARKVILLE	MS
4	062205131	12183 MS HWY 182	STARKVILLE	MS
5	062206295	12183 MS HWY 182	STARKVILLE	MS
6	063114690	12183 MS HWY 182	STARKVILLE	MS
7	0063114836	12183 MS HWY 182	STARKVILLE	MS
8	063114920	12183 MS HWY 182	STARKVILLE	MS
9	067016341	12183 MS HWY 182	STARKVILLE	MS
10	084003900	12183 MS HWY 182	STARKVILLE	MS
11	084201139	12183 MS HWY 182	STARKVILLE	MS
12	084201443	12183 MS HWY 182	STARKVILLE	MS
13	113093849	12183 MS HWY 182	STARKVILLE	MS
14	284272654	12183 MS HWY 182	STARKVILLE	MS

An ACH routing number is a 9-digit code that identifies the financial institution where a bank account is held. The routing number allows for the electronic transfer of money between accounts across the ACH network. Knowing the correct ACH routing number for your bank is crucial for setting up direct deposits, authorizing payments, and sending or receiving money transfers.

Cadence Bank is a regional bank operating in the southern United States. With its headquarters in Birmingham, Alabama, Cadence Bank serves customers across five states. If you have an account with Cadence Bank, you will need to know their specific routing number for any transactions involving the transfer of money.

Cadence Bank’s ACH Routing Number

What is Cadence Bank’s Routing Number?

Cadence Bank’s routing number for ACH transactions is 062005690. This 9-digit code uniquely identifies Cadence Bank within the ACH network to properly route payments to and from its accounts.

Where to Find Cadence Bank’s Routing Number

Cadence Bank’s routing number can be found at the bottom of checks issued for checking accounts. It is the set of numbers to the far left, just next to the account number.

The routing number can also be obtained by contacting your local Cadence Bank branch. A bank representative can provide the correct ACH routing number upon request.

Using Cadence Bank’s Routing Number

Knowing Cadence Bank’s routing number allows customers to conduct certain banking activities that involve the transfer of money.

Adding the Routing Number for Direct Deposits

Providing Cadence Bank’s routing number to an employer or other payment provider connects your Cadence Bank account to receive electronic direct deposits. This could include payroll, tax refunds, or other regular payments.

Providing the Routing Number for Payments

Billers, merchants, or other entities you wish to pay from your Cadence Bank account will need the routing number to properly withdraw funds. This includes setting up payments for loans, utilities, or other services by bank transfer.

Verifying the Routing Number for Transfers

You may need to give the routing number when wiring money from other banks or payment services to your Cadence account. Providing the correct routing number ensures your money reaches its intended destination.

Benefits of Having Cadence Bank’s Routing Number

There are several advantages to having Cadence Bank’s routing number readily available:

Quicker Transactions

Electronic transfers through ACH are faster than paper checks, with money available within 1-2 business days rather than waiting for check processing and postal delivery.

More Secure Payments

ACH payments have security features like encryption and authentication not available on paper checks, lowering the risk of fraud.

Easier Account Verification

The routing number provides proof you hold an active account at Cadence Bank when verification is required for financial transactions.

Frequently Asked Questions

What is an ABA routing number?

An ABA routing number is the same thing as an ACH routing number. ABA refers to the American Bankers Association, which oversees banking industry standards.

How many digits is Cadence Bank’s routing number?

Cadence Bank uses a 9-digit routing number, which is the standard length for all ACH routing numbers.

Can I use the routing number for wire transfers?

Yes, Cadence Bank’s routing number can also be used to route wire transfer payments. ACH is typically preferred for small, regular transfers.

Is the routing number the same for all Cadence Bank branches?

Yes, the routing number 062005690 is used for all branches of Cadence Bank to route ACH/ABA transactions.

Who uses bank routing numbers?

Routing numbers are mainly used by individuals, businesses, and other entities that need to send or receive funds from a bank account electronically.

Conclusion

In summary, Cadence Bank’s routing number is a key piece of information needed to conduct financial transactions between your Cadence Bank account and other parties. Having this 9-digit ACH routing number handy allows you to set up direct deposits, authorize payments, transfer funds, and verify your account for transactions in a quick and secure manner. Ensuring you have the correct routing number for your specific Cadence Bank account helps avoid potential errors or delays in money transfers.