Routing NumberAddressCityState
1211080851600 MIDLAND AVERYENY
5211384162600 MIDLAND AVERYENY
6211391689600 MIDLAND AVERYENY
7221973563600 MIDLAND AVERYENY
8221976861600 MIDLAND AVERYENY
11226073895SUITE 350RYENY

ACH US Routing Number – USALLIANCE Federal Credit Union

An ACH routing number is a 9-digit code that identifies the financial institution from which a payment will be electronically withdrawn or deposited. This number allows for the smooth transfer of money between banks within the United States.

USALLIANCE Financial is a full-service, federally chartered credit union that provides banking services to consumers and businesses. Based in Rensselaer, NY, it has branches across New York’s Capital Region.

Understanding ACH and Its Significance

What is ACH?

ACH stands for Automated Clearing House, a secure electronic network used for processing various financial transactions in the United States. These transactions can include direct deposits, bill payments, and electronic fund transfers.

Why is ACH Important?

ACH simplifies and accelerates the transfer of funds between financial institutions, reducing the need for paper checks and physical cash transactions. It’s the backbone of online banking, making it possible for you to receive your salary via direct deposit, pay bills electronically, and more.

How to Use the ACH Routing Number

Setting Up Direct Deposit

One of the most common uses of the ACH routing number is for setting up direct deposit. If you’re a member of USALLIANCE FEDERAL CREDIT UNION and want your salary deposited directly into your account, you’ll need to provide your employer with the credit union’s ACH routing number.

Paying Bills Electronically

Using the ACH routing number, you can also pay your bills electronically. Many utility companies, credit card issuers, and service providers offer this convenient payment option.

Transferring Funds

Transferring funds between your USALLIANCE FEDERAL CREDIT UNION accounts or to accounts at other financial institutions is a breeze with the ACH routing number. It ensures the secure and efficient movement of your money.

USALLIANCE Federal Credit Union ACH Routing Number

What is the ACH Routing Number for USALLIANCE FCU?

The ACH routing number for USALLIANCE Federal Credit Union is 021378877 is an example (see table above for accurate ACH Routing Number). This 9-digit code can be found on the bottom left of your checks and deposit slips from USALLIANCE FCU.

Where to find the ACH Routing Number on a check

On a USALLIANCE FCU check, the routing number can be found at the bottom in the center. It is 9 digits long and appears between two symbols:

  • To the left is a bank symbol ◼
  • To the right is the account number

So it will look something like: ◼ 021378877 ▶ 1234568

How to use the USALLIANCE FCU Routing Number for direct deposits

To set up direct deposit of your paycheck or government benefits to your USALLIANCE account, provide your employer or benefits provider with:

  • Account number
  • USALLIANCE Federal Credit Union
  • Routing number: 021378877 is an example (see table above for accurate ACH Routing Number).

This allows your money to be electronically deposited directly into your credit union account.

Using the Routing Number for wire transfers

The routing number is also used to route wire transfers to a USALLIANCE account. To send a wire transfer:

  • Go to your bank and request a wire transfer.
  • Provide USALLIANCE FCU’s routing number: 021378877 is an example (see table above for accurate ACH Routing Number).
  • Supply your USALLIANCE account number.
  • The funds will be wired to your account.

Fraud Prevention with USALLIANCE Federal Credit Union

Tips to avoid fraudulent transactions

Here are some tips when banking with USALLIANCE FCU to avoid fraud:

  • Check your account activity frequently for any unauthorized transactions.
  • Set up account alerts to be notified of suspicious activity.
  • Do not share sensitive information or account details over unsecured networks or emails.
  • Use strong anti-virus software and firewalls.
  • Only enter card details on secure sites with “https” URLs.

Using multi-factor authentication

Turn on multi-factor authentication for your USALLIANCE online and mobile banking. This requires you to enter a one-time code or biometric scan when logging in for extra security.

Monitoring account activity

Routinely check your latest transactions, balances, and statements to catch fraudulent activity right away. Promptly report anything suspicious to USALLIANCE FCU.

Reporting suspicious transactions

If you notice any unauthorized transactions in your USALLIANCE account, notify the credit union immediately to dispute the charges and prevent additional fraud.

Contacting USALLIANCE Federal Credit Union

Contact info for customer service

Reach out to USALLIANCE FCU customer service at:

  • Phone: 800-431-2754
  • Email: [email protected]
  • Mail: 411 Great Oaks Blvd, Albany NY 12203

Locations and hours

Find a USALLIANCE branch location near you and get the latest hours of operation on their website at

Online and mobile banking

Manage your accounts anytime via online and mobile banking. Download the USALLIANCE app for your iPhone, iPad, or Android device.


Key takeaways

  • The routing number for USALLIANCE FCU is 021378877 is an example (see table above for accurate ACH Routing Number).
  • This 9-digit code is used for direct deposits and wire transfers
  • Take precautions like checking activity regularly and enabling multi-factor authentication
  • Contact USALLIANCE immediately if you see suspicious transactions

Final thoughts

Using the proper routing number ensures your transactions with USALLIANCE Federal Credit Union are processed quickly and securely. Take preventative measures and monitor your account closely to avoid fraud. Reach out to USALLIANCE anytime you need assistance managing your accounts.


What is the ABA routing number for USALLIANCE FCU?

The ABA routing number and ACH routing number are the same for USALLIANCE – 021378877 is an example (see table above for accurate ACH Routing Number).. This 9-digit number uniquely identifies the credit union for electronic financial transactions.

Where can I find my account number for USALLIANCE FCU?

Your account number will be on the bottom right of your checks and account statements from USALLIANCE Federal Credit Union. Online, you can find it when logged into online/mobile banking.

Can I use the USALLIANCE routing number for direct deposit?

Yes, provide employers or benefits providers with USALLIANCE’s routing number 021378877 is an example (see table above for accurate ACH Routing Number). and your account number for direct deposit setup. This allows for automated deposit into your account.

What do I do if I think someone has used my USALLIANCE account fraudulently?

If you see any unauthorized transactions, notify USALLIANCE FCU immediately to dispute the charges. Call 800-431-2754 or visit a branch to speak with a representative right away.

How do I send a wire transfer from my USALLIANCE credit union account?

To wire funds from your USALLIANCE account, go in branch with your account number and the receiving party’s info. Specify USALLIANCE’s routing number 021378877 is an example (see table above for accurate ACH Routing Number).. An associate can help complete the wire transfer.

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