ACH US Routing Number – US BANK
| Routing Number | Address | City | State | |
| 1 | 42100175 | EP-MN-WN1A | ST. PAUL | MN |
| 2 | 42201948 | EP-MN-WN1A | ST. PAUL | MN |
| 3 | 42205038 | EP-MN-WN1A | ST. PAUL | MN |
| 4 | 64101576 | 60 LIVINGSTON | ST PAUL | MN |
| 5 | 71000521 | EP-MN-WN1A | ST. PAUL | MN |
| 6 | 71001041 | 60 LIVINGSTON | ST PAUL | MN |
| 7 | 71004200 | 60 LIVINGSTON | ST PAUL | MN |
| 8 | 71904779 | EP-MN-WN1A | ST. PAUL | MN |
| 9 | 71920559 | 60 LIVINGSTON | ST PAUL | MN |
| 10 | 73000545 | EP-MN-WN1A | ST. PAUL | MN |
| 11 | 73921514 | EP-MN-WN1A | ST. PAUL | MN |
| 12 | 74900783 | EP-MN-WN1A | ST. PAUL | MN |
| 13 | 75000022 | EP-MN-WN1A | ST. PAUL | MN |
| 14 | 75000103 | EP-MN-WN1A | ST. PAUL | MN |
| 15 | 75900465 | EP-MN-WN1A | ST. PAUL | MN |
| 16 | 75911603 | EP-MN-WN1A | ST. PAUL | MN |
| 17 | 81000210 | EP-MN-WN1A | ST. PAUL | MN |
| 18 | 81202759 | EP-MN-WN1A | ST. PAUL | MN |
| 19 | 81517693 | EP-MN-WN1A | ST. PAUL | MN |
| 20 | 82000549 | EP-MN-WN1A | ST. PAUL | MN |
| 21 | 82901444 | EP-MN-WN1A | ST. PAUL | MN |
| 22 | 83900363 | EP-MN-WN1A | ST. PAUL | MN |
| 23 | 83900732 | EP-MN-WN1A | ST. PAUL | MN |
| 24 | 91000022 | EP-MN-WN1A | ST. PAUL | MN |
| 25 | 91015224 | EP-MN-WN1A | ST. PAUL | MN |
| 26 | 91215927 | EP-MN-WN1A | ST. PAUL | MN |
| 27 | 91300023 | EP-MN-WN1A | ST. PAUL | MN |
| 28 | 91408501 | EP-MN-WN1A | ST. PAUL | MN |
| 29 | 91800293 | EP-MN-WN1A | ST. PAUL | MN |
| 30 | 92900383 | EP-MN-WN1A | ST. PAUL | MN |
| 31 | 101000187 | EP-MN-WN1A | ST. PAUL | MN |
| 32 | 101200453 | EP-MN-WN1A | ST. PAUL | MN |
| 33 | 102000021 | EP-MN-WN1A | ST. PAUL | MN |
| 34 | 102101645 | EP-MN-WN1A | ST. PAUL | MN |
| 35 | 104000029 | EP-MN-WN1A | ST. PAUL | MN |
| 36 | 121122676 | EP-MN-WN1A | ST. PAUL | MN |
| 37 | 121139313 | 60 LIVINGSTON | ST. PAUL | MN |
| 38 | 121201694 | EP-MN-WN1A | ST. PAUL | MN |
| 39 | 122038442 | EP-MN-WN1A | ST PAUL | MN |
| 40 | 122105155 | EP-MN-WN1A | ST. PAUL | MN |
| 41 | 122235821 | EP-MN-WN1A | ST. PAUL | MN |
| 42 | 122238682 | EP-MN-WN1A | ST PAUL | MN |
| 43 | 122401781 | EP-MN-WN1A | ST PAUL | MN |
| 44 | 123000220 | EP-MN-WN1A | ST. PAUL | MN |
| 45 | 123000848 | EP-MN-WN1A | ST. PAUL | MN |
| 46 | 123103729 | EP-MN-WN1A | ST. PAUL | MN |
| 47 | 123206516 | EP-MN-WN1A | ST. PAUL | MN |
| 48 | 123206707 | EP-MN-WN1A | ST. PAUL | MN |
| 49 | 123206710 | 60 LIVINGSTON AVENUE EP-MN-WN1A | ST PAUL | MN |
| 50 | 123306160 | EP-MN-WN1A | ST. PAUL | MN |
| 51 | 124302150 | EP-MN-WN1A | ST. PAUL | MN |
| 52 | 125000105 | EP-MN-WN1A | ST. PAUL | MN |
| 53 | 271972718 | 60 LIVINGSTON | ST PAUL | MN |
| 54 | 273970514 | EP-MN-WN1A | ST. PAUL | MN |
| 55 | 307070115 | EP-MN-WN1A | ST. PAUL | MN |
| 56 | 321070227 | EP-MN-WN1A | ST PAUL | MN |
| 57 | 322270356 | 60 LIVINGSTON AVENUE EP-MN-WN1A | ST PAUL | MN |
| 58 | 322270495 | 60 LIVINGSTON AVENUE EP-MN-WN1A | ST PAUL | MN |
| 59 | 322284892 | EP-MN-WN1A | ST PAUL | MN |
| 60 | 322285846 | 60 LIVINGSTON AVENUE | ST PAUL | MN |
ACH US Routing Numbers
ACH, or Automated Clearing House, is a secure and efficient network that enables electronic money transfers and payment processing in the United States. At the heart of these transactions lies the ACH US Routing Number, a unique identifier assigned to financial institutions. In the case of US Bank, it plays a pivotal role in ensuring the smooth flow of funds.
Format of ACH Routing Number
ACH routing numbers are always 9 digits long. They’re typically presented in a format like: 121140399. The first 2 digits identify the Federal Reserve routing number, the next 7 identify the bank, and the last digit is a checksum
What Is US Bank?
Before diving deeper into ACH US Routing Numbers, let’s get acquainted with US Bank. Founded in 1863, US Bank is one of the oldest and most reputable financial institutions in the United States. With a wide range of financial services, it serves millions of customers across the nation.
Why Are ACH US Routing Numbers Important?
ACH US Routing Numbers are essential because they facilitate various financial operations, including direct deposits, bill payments, and electronic fund transfers. They ensure that money reaches its intended destination accurately and securely.
The Structure of ACH US Routing Numbers
ACH Routing Numbers have a specific structure. They consist of nine digits, with the first four digits representing the Federal Reserve Routing Symbol, the next four identifying US Bank, and the last digit serving as a checksum.
Finding your US Bank routing number
The easiest way to find your US Bank routing number is to look at the bottom of one of your checks or deposit slips, on the far left. It will be a string of 9 digits to the left of your account number. You can also find it online by logging into your account or calling your local branch. Routing numbers are specific to locations, so each branch has its own.
Example routing numbers for different US Bank branches
- US Bank – San Francisco, CA: 121042882
- US Bank – Chicago, IL: 071905565
- US Bank – Denver, CO: 102000021
- US Bank – Portland, OR: 123000848
- US Bank – Milwaukee, WI: 075000022
These examples demonstrate how routing numbers vary across different US Bank branches in major cities. Yours will depend on your location.
Using your US Bank routing number
Once you have your 9-digit US Bank routing number, you can use it to enable certain electronic bank transfers and payments:
Setting up direct deposit
Provide your routing number and account number to your employer or other sources of income (like Social Security) to have payments directly deposited into your US Bank account.
Paying bills online
Add routing and account numbers to digital accounts for utilities, loans, or other services to pay bills online directly from your US Bank account.
Sending or receiving bank transfers
Use your routing number to transfer funds to or from other banks and accounts electronically via services like Zelle instead of using paper checks.
Important notes about routing numbers
There are some key facts to understand about how bank routing numbers function:
They identify banks, not accounts
Routing numbers specify the bank itself. Your account number indicates the specific account.
They’re 9 digits long
ACH routing numbers will always be 9 digits in length – no more, no less.
Understanding the Role of ACH Routing Numbers in Transactions
When you initiate an ACH transaction, your ACH US Routing Number tells the ACH network which bank should receive or send the funds. This ensures that the transaction is processed accurately.
ACH US Routing Number vs. Wire Transfer Number
It’s important to differentiate between ACH US Routing Numbers and wire transfer numbers. While ACH transactions are typically used for routine payments, wire transfers are ideal for urgent, high-value transfers. Understanding when to use each is essential.
How to Use ACH US Routing Numbers for Direct Deposits
Many individuals rely on direct deposit for their salaries or benefits. US Bank’s ACH Routing Number is crucial for setting up direct deposit, ensuring that your funds are credited to your account promptly.
ACH US Routing Number for International Transfers
While ACH transactions are primarily domestic, international transfers require a different set of codes. If you plan to send or receive funds from abroad through US Bank, you’ll need to explore alternative methods.
Common Misconceptions About ACH US Routing Numbers
There are several misconceptions surrounding ACH US Routing Numbers. We’ll debunk these myths and provide clarity on their true functionality.
Security Measures for ACH Transactions
In an era of heightened cybersecurity concerns, it’s vital to understand the security measures in place for ACH transactions. We’ll explore the safeguards that protect your financial data.
The Future of ACH US Routing Numbers
As technology continues to advance, the world of banking is evolving. We’ll touch on what the future holds for ACH US Routing Numbers and electronic fund transfers.
Benefits and Limitations of ACH Transactions
ACH transactions offer numerous benefits, such as cost-effectiveness and efficiency. However, they also come with limitations that you should be aware of when using this payment method.
Tips for Safeguarding Your ACH US Routing Number
Protecting your ACH US Routing Number is paramount. We’ll provide practical tips to help you keep this sensitive information secure.
Conclusion
In conclusion, ACH US Routing Numbers are the backbone of electronic fund transfers in the United States, and US Bank is a trusted institution that relies on these numbers to serve its customers efficiently. By understanding the significance of ACH US Routing Numbers and how to use them wisely, you can navigate the world of modern banking with confidence.
FAQs
- What is the difference between ACH US Routing Numbers and account numbers?
- ACH US Routing Numbers identify banks, while account numbers identify individual accounts within those banks.
- Can I change my ACH US Routing Number?
- No, your ACH US Routing Number is tied to your bank and cannot be changed.
- Are ACH transactions safe?
- Yes, ACH transactions are secure, thanks to encryption and authentication measures.
- How long does it take for an ACH transaction to process?
- ACH transactions typically take 1-3 business days to process.
- Is there a fee for using ACH for payments?
- Some banks may charge nominal fees for certain ACH transactions, so it’s essential to check with your bank for details.