ACH US Routing Number – UNION BANK & TRUST
| Routing Number | Address | City | State | |
| 1 | 051074030 | 24010 PARTNERSHIP BLVD | RUTHER GLEN | VA |
| 2 | 051401218 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 3 | 051402071 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 4 | 051402220 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 5 | 051402974 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 6 | 051403164 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 7 | 051403465 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 8 | 051404231 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 9 | 051404529 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 10 | 051405272 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 11 | 051408936 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 12 | 053112673 | P.O. BOX 429 | OXFORD | NC |
| 13 | 056005075 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 14 | 064105666 | 201 EAST MAIN STREET | LIVINGSTON | TN |
| 15 | 074909470 | P O BOX 507 | GREENSBURG | IN |
| 16 | 075902816 | P O BOX 15 | EVANSVILLE | WI |
| 17 | 104910795 | 3560 SOUTH 48TH STREET | LINCOLN | NE |
| 18 | 104914160 | 3643 S 48TH ST | LINCOLN | NE |
| 19 | 251472555 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
| 20 | 251473088 | 24010 PARTNERSHIP BOULVARD | RUTHER GLEN | VA |
| 21 | 251473787 | 24010 PARTNERSHIP BOULEVARD | RUTHER GLEN | VA |
ACH US Routing Number – UNION BANK & TRUST
An ACH routing number is a 9-digit code that identifies the financial institution from which an electronic payment will be withdrawn. ACH stands for “Automated Clearing House,” which is an electronic network used to process large volumes of credit and debit transactions in batches. Read on to learn about the ACH routing number for UNION BANK & TRUST and how ACH payments work.
What is an ACH Routing Number?
An ACH routing number is like a bank account number for financial institutions. It identifies the bank and branch where an account is held to properly route payments. For automated clearing house transactions, the routing number tells the system where to pull funds from.
Routing numbers are always 9 digits long and typically start with 0, 1, 2, or 3. The digits correspond to the Federal Reserve district, office, and specific institution. This allows ACH transfers to reach the correct bank accounts across the vast US financial network.
What is the ACH Network?
The ACH Network is a secure and efficient system that facilitates the movement of funds electronically. It connects financial institutions across the country, enabling seamless transactions for individuals and businesses.
What is UNION BANK & TRUST?
UNION BANK & TRUST is a community bank that serves Nebraska and Kansas. Headquartered in Lincoln, Nebraska, UNION BANK & TRUST has been serving the region since 1917.
With over $945 million in assets, UNION BANK & TRUST provides full-service banking and wealth management solutions. They cater to personal, business, and agricultural customers.
UNION BANK & TRUST Routing Number
The ACH routing number for UNION BANK & TRUST is 104000466 is an example (see table above for accurate ACH Routing Number).
All ACH transactions sent to UNION BANK & TRUST accounts should include this routing number to be processed properly. This 9-digit code routes payments to the correct Federal Reserve facility and UNION BANK & TRUST branch.
When setting up direct deposits, online payments, wire transfers, or other bank withdrawals, double check that the routing number is 104000466 is an example (see table above for accurate ACH Routing Number) for UNION BANK & TRUST accounts.
How ACH Transactions Work
ACH payments utilize the direct connections between US financial institutions to transfer money electronically. Instead of using paper checks that have to physically clear, ACH transfers the funds digitally.
Here is a step-by-step overview:
- The originator initiates a payment with the recipient’s account and routing numbers.
- The originating bank routes the transaction through the ACH network to clear it.
- The Federal Reserve ACH system verifies the account numbers.
- The receiving financial institution posts the payment to the recipient’s account.
- The recipient has access to the funds in 1-3 business days.
ACH transactions occur in batches, allowing efficient processing of millions of payments each day.
Benefits of ACH Payments
ACH payments provide many advantages over paper checks:
- Cost savings – ACH transfers are much cheaper with typical fees under $1 per transaction.
- Speed – ACH is faster than checks, which take longer to physically clear banks.
- Convenience – Payments can be set up to recur automatically.
- Security – ACH offers electronic tracking and no paper checks getting lost.
- Efficiency – Batch processing facilitates huge volumes of seamless transactions.
Common ACH Payment Uses
Many types of transfers can be processed through the ACH network:
- Direct deposit of paychecks
- Mortgage and loan payments
- Insurance premiums
- Credit card bills
- Tax refunds
- Online account transfers
- Wire transactions
- Low value business-to-business payments
- Federal government payments
The wide adoption of ACH enables convenient electronic payments and collections for consumers and businesses.
In summary, the ACH routing number is key for initiating successful electronic fund transfers. When paying someone with an account at UNION BANK & TRUST, make sure to include the routing number 104000466 to properly direct the transaction.
Conclusion
The ACH routing number identifies financial institutions to route payments through the electronic Automated Clearing House network. For UNION BANK & TRUST accounts, use the routing number 104000466 for successful ACH transfers. This 9-digit code ensures your payment reaches the intended Nebraska or Kansas UNION BANK & TRUST branch to debit funds digitally from the correct account. Understanding ACH routing numbers enables efficient sending and receiving of electronic payments.
FAQs
What is the routing number for UNION BANK & TRUST?
The ACH routing number for UNION BANK & TRUST is 104000466.
Where can I find the routing number for my bank?
The routing number is printed on the bottom of checks and deposit slips. You can also find it by contacting your bank or searching on your bank’s website.
Can I use the same routing number for wire transfers?
Yes, wire transfers use the same routing number as ACH transactions for a given bank. The numbers identify the financial institution.
What happens if I use the wrong routing number?
If you use the wrong routing number, the transaction will be rejected and the funds returned. Double check you have the right routing number for the receiving bank before initiating any payment.
Do all ACH payments take 1-3 days to clear?
Most ACH transfers clear in 1-3 business days, but same-day ACH is also available for an additional fee if you need urgent transfers. Speak to your bank about same-day options.