ACH US Routing Number – UNIFY FINANCIAL FEDERAL CREDIT UNION
| Routing Number | Address | City | State | |
| 1 | 261378652 | 14500 AVIATION BOULEVARD | HAWTHORNE | CA |
| 2 | 321076412 | 14500 AVIATION BOULEVARD | HAWTHORNE | CA |
| 3 | 321171964 | 1855 SECOND ST | CONCORD | CA |
| 4 | 321173205 | 4075 NELSON AVENUE STE E | CONCORD | CA |
| 5 | 321174262 | 1899 WESTERN WAY | TORRANCE | CA |
| 6 | 321177861 | 14500 AVIATION BOULEVARD | HAWTHORNE | CA |
| 7 | 322077818 | 14500 AVIATION BLVD | HAWTHORNE | CA |
| 8 | 322079719 | 14500 AVIATION BOULEVARD | HAWTHORNE | CA |
| 9 | 322280540 | 14500 AVIATION BLVD | HAWTHORNE | CA |
| 10 | 322281057 | 14500 AVIATION BOULEVARD | HAWTHORNE | CA |
| 11 | 322283178 | 19001 S WESTERN AVE-T206 | TORRANCE | CA |
What is an ACH Routing Number?
An ACH routing number is a 9 digit code that identifies the financial institution for electronic monetary transactions. It’s used for transfers like direct deposits, bill payments, and other automated or recurring transfers. The routing number helps route the transfer to the correct bank and account.
The Importance of ACH US Routing Numbers
The significance of ACH US Routing Numbers cannot be overstated. They are the key to ensuring that electronic payments, including direct deposits, bill payments, and fund transfers, reach the correct financial institution accurately and securely.
Overview of Unify Financial Federal Credit Union
Unify Financial Federal Credit Union is a full service financial institution based in California. It’s a federally insured credit union providing services like checking and savings accounts, loans, credit cards, mortgages and more. Membership is open to those who live, work, worship or attend school in parts of Los Angeles County.
Unify Financial Federal Credit Union Details
History
Unify Financial FCU was established in 1937 originally as the Los Angeles County Employees Federal Credit Union. It was created to serve the financial needs of Los Angeles county employees. Over the years its membership expanded to serve select employee groups and communities in Los Angeles county. In 2019 it was renamed Unify Financial Federal Credit Union to reflect its broader membership.
Location
Unify Financial FCU is headquartered in Alhambra, CA. It has 9 branch locations in Los Angeles county in cities like Alhambra, Monterey Park, Rosemead, Downey, Norwalk and Commerce.
Services Offered
As a full service financial institution, Unify Financial FCU offers the following services and accounts to its members:
- Savings accounts
- Checking accounts
- Money market accounts
- Share certificates
- IRAs
- Credit cards
- Auto, mortgage, home equity loans
- Personal and auto loans
- Youth accounts
- Investment services
- Business accounts
They also have services like online and mobile banking, bill pay and card services. Members have access to over 30,000 fee-free ATMs through the CO-OP network.
Finding the ACH Routing Number for Unify Financial FCU
What is the Routing Number?
The ACH routing number for Unify Financial Federal Credit Union is 322285844 is an example (see table above for accurate ACH Routing Number)
This 9 digit number helps identify Unify Financial FCU for electronic transactions involving accounts at the institution.
Where to Find the Unify Financial Routing Number
The Unify Financial routing number can be found in a few places:
- At the bottom of checks issued for Unify Financial accounts
- On the Unify Financial FCU website in the routing number lookup section
- By contacting a Unify Financial FCU representative by phone, online message or visiting a branch
- On account statements for Unify Financial checking, savings or other accounts
Using the Unify Financial Routing Number
The Unify Financial routing number can be used to set up electronic transactions like:
Adding Account for Direct Deposit
Use the Unify Financial routing number and your account number to have paychecks, tax refunds or government benefits deposited directly into your credit union account.
Setting up Transfers to Other Banks
Add the routing number to transfer funds between your Unify Financial account and accounts at other banks.
Paying Bills Online
Use the routing number to pay bills online directly from your Unify Financial checking account.
Benefits of Using ACH US Routing Numbers at UNIFY Financial Federal Credit Union
Utilizing ACH US Routing Numbers at UNIFY Financial Federal Credit Union offers numerous advantages. These include faster transactions, reduced processing fees, and enhanced security measures to protect your financial information.
ACH US Routing Numbers for Different Types of Transactions
ACH US Routing Numbers are versatile and can be used for various types of transactions, including setting up direct deposits, making bill payments, and transferring funds between accounts.
The Security of ACH US Routing Numbers
Security is paramount in the world of finance. ACH US Routing Numbers are a secure means of ensuring that your money is transferred to the right destination. UNIFY Financial Federal Credit Union employs robust security protocols to safeguard your financial transactions.
How to Use ACH US Routing Numbers Effectively
To make the most of ACH US Routing Numbers, it’s essential to understand how to use them effectively. Whether you’re receiving payments or sending funds, knowing the correct ACH US Routing Number is crucial.
Common Misconceptions About ACH US Routing Numbers
There are several misconceptions surrounding ACH US Routing Numbers. We’ll debunk these myths and provide you with accurate information to make informed financial decisions.
UNIFY Financial Federal Credit Union: Ensuring a Smooth ACH Experience
UNIFY Financial Federal Credit Union goes above and beyond to ensure a seamless ACH experience for its members. With top-notch customer support and a user-friendly online banking platform, UNIFY makes managing your finances a breeze.
Mistakes to Avoid with Routing Numbers
Entering Incorrect Routing Number
An incorrect routing number could result in transactions being rejected or deposited into someone else’s account. Double check the number before initiating any ACH transfers.
Using Routing Number for Wrong Account Type
Be sure the routing number matches the account type. The Unify Financial routing number is for checking/savings accounts. A different number is used for wire transfers.
Frequently Asked Questions
What is Automated Clearing House (ACH)?
ACH is an electronic network for financial transactions in the United States. It processes large volumes of credit and debit transactions like direct deposits and bill payments.
How do I know the routing number is correct?
Confirm the routing number on the Unify Financial website or with a customer service representative before initiating any transfers.
Can I use the routing number for wire transfers?
No, a different routing number is used for wire transfers. The number provided is only for ACH transactions.
What if I entered the wrong routing number?
Contact the recipient and Unify Financial right away. The funds can likely be recovered but it’s important to act quickly.
Who do I contact for help with the routing number?
You can call Unify Financial FCU or visit a local branch. Their customer service team can help confirm the routing number and answer any other questions.