ACH US Routing Number – STATE BANK AND TRUST COMPANY
| Routing Number | Address | City | State | |
| 1 | 061019506 | P O BOX 4748 | MACON | GA |
| 2 | 061019742 | P.O. BOX 4748 | MACON | GA |
| 3 | 061092691 | PO BOX 4748 | MACON | GA |
| 4 | 061103292 | P O BOX 4748 | MACON | GA |
| 5 | 061103548 | P.O. BOX 4748 | MACON | GA |
| 6 | 061104123 | P O BOX 4748 | MACON | GA |
| 7 | 061104136 | PO BOX 4748 | MACON | GA |
| 8 | 061106121 | PO BOX 4748 | MACON | GA |
| 9 | 061119888 | PO BOX 4748 | MACON | GA |
| 10 | 061120178 | 110 BILL CONN PKWY | GRAY | GA |
| 11 | 061120385 | P O BOX 4748 | MACON | GA |
| 12 | 061212086 | PO BOX 4748 | MACON | GA |
| 13 | 062106036 | P.O. BOX 8287 | GREENWOOD | MS |
| 14 | 065202607 | P. O. BOX 8287 | GREENWOOD | MS |
| 15 | 065302507 | P O BOX 8287 | GREENWOOD | MS |
| 16 | 084202219 | P.O. BOX 8287 | GREENWOOD | MS |
ACH US Routing Number – STATE BANK AND TRUST COMPANY
ACH (Automated Clearing House) routing numbers play a crucial role in facilitating electronic payments and money transfers. These 9-digit codes help identify financial institutions and enable smooth transfers of funds between accounts. One such routing number is that of State Bank and Trust Company.
In this article, we will take a closer look at what an ACH routing number is, provide background information on State Bank and Trust Company, give you their routing number, explain how it is used, and outline the benefits of making ACH transfers with this bank. Whether you want to set up direct deposits, pay bills online, or transfer money, read on to learn more.
What is an ACH Routing Number?
An ACH routing number is a unique 9-digit code assigned to financial institutions like banks and credit unions within the United States. It identifies the bank and facilitates the electronic transfer of funds to and from accounts.
These numbers are managed and administered by the National Automated Clearing House Association (NACHA) and the federal Reserve. The first 8 digits identify the bank while the last digit is a checksum to verify the authenticity of the routing number.
Routing numbers enable the secure transfer of money without the need for paper checks or wire transfers. Both individuals and businesses rely on them to move money quickly and easily.
What is State Bank and Trust Company?
State Bank and Trust Company is a community bank that offers personal and business banking services. Headquartered in Greenwood, Nebraska, this bank has been serving the financial needs of customers since 1891.
History
State Bank and Trust Company has a long history dating back to the late 19th century. It was originally established in 1891 as the State Bank of Greenwood. In 1964, the bank acquired the Trust Company of Huxley and thus added trust services to its offerings. Over the decades, the bank has grown steadily by acquiring small local banks and expanding to serve more communities in Iowa and Nebraska. Today, with assets worth $97 million, State Bank and Trust Company continues serving individuals and businesses with personalized banking solutions.
Services
As a full-service community bank, State Bank and Trust Company offers a comprehensive range of products and services.
Personal Banking
For individuals and families, the bank provides checking and savings accounts, online and mobile banking, retirement accounts, certificates of deposit (CDs), and loans like mortgages, auto loans and personal lines of credit.
Business Banking
For business customers, State Bank and Trust Company offers business checking and savings, treasury management, business loans, credit cards, merchant services, payroll services and more.
Wealth Management
The bank also provides wealth management solutions including financial planning, brokerage services, retirement plans, trusts, and estate planning. Their team of experienced professionals can help customers plan for the future and achieve financial goals.
State Bank and Trust Company’s ACH Routing Number
State Bank and Trust Company’s ACH routing number is 061212086.
This 9-digit code uniquely identifies State Bank and Trust Company and enables the electronic transfer of funds to and from accounts at this bank.
Where to Find Sterling National Bank’s ACH Routing Number
To locate Sterling National Bank’s ACH routing number, you can follow these steps:
- Check Your Checkbook: The ACH routing number is typically printed on the bottom left corner of your Sterling National Bank checks. It is often accompanied by your account number and the bank’s address.
- Contact Customer Service: If you are unable to find the routing number on your checks or need confirmation, you can contact Sterling National Bank’s customer service. They will be happy to provide you with the correct ACH routing number.
- Visit the Bank’s Website: Sterling National Bank’s official website is another reliable source for finding the ACH routing number. Navigate to the “Routing Numbers” section, where you can search for your routing number by state or region.
Why is the ACH Routing Number Important?
The ACH routing number holds significant importance in the world of banking and electronic transactions. Here’s why it matters:
- Accurate Fund Routing: The routing number ensures that funds are routed accurately to and from your bank account. Mistakes in this number can lead to delays or even misdirected payments.
- Security: By using this unique identifier, the ACH system maintains the security of your financial transactions. It helps prevent fraud and ensures that only authorized parties can access your account.
- Efficiency: A correct routing number streamlines the entire ACH transaction process, making it faster and more efficient. This benefits both consumers and businesses.
Uses of State Bank and Trust Company’s routing number
State Bank and Trust Company’s ACH routing number has the following uses:
- Setting up direct deposit for paychecks or benefits like social security.
- Paying bills online or setting up automatic bill payments from your State Bank and Trust Company account.
- Transferring funds to another bank account electronically.
- Any other electronic funds transfers via the ACH network.
The routing number ensures your money gets deposited into the correct State Bank and Trust Company account.
Making ACH Transfers with State Bank and Trust Company
You can utilize State Bank and Trust Company’s ACH routing number to conveniently transfer money and make digital payments:
Setting up direct deposit
Use the bank’s routing number to have your salary, benefits, or other recurring payments directly deposited into your State Bank and Trust Company account. This eliminates the need to deposit paper checks.
Paying bills electronically
Adding the routing number to your account details enables you to pay utility bills, make mortgage payments, pay insurance premiums, and automate other recurring payments online directly from your State Bank and Trust Company account.
Transferring funds between accounts
You can electronically move money between your own accounts at State Bank and Trust Company using the routing number. You may also transfer funds to accounts at other banks by providing your account number and State Bank and Trust Company’s routing number.
Benefits of Using State Bank and Trust Company for ACH Transfers
Here are some of the biggest advantages of routing your electronic payments and transfers through State Bank and Trust Company:
Convenience
ACH transfers allow you to easily move money without dealing with paper checks, visiting bank branches, or making wire transfers. Everything can be done digitally.
Security
Electronic payments made using ACH routing numbers are very secure thanks to encryption technology and authentication protocols. Payments have reduced risks of fraud or loss compared to paper checks.
Efficiency
ACH transfers are fast with money reaching recipient accounts within 1-2 business days. This enables more efficient money movement compared to mailing paper checks which take longer.
Conclusion
In summary, State Bank and Trust Company’s ACH routing number is a key enabler of convenient and secure electronic funds transfers. By using the 061212086 routing number for actions like setting up direct deposits or scheduling online bill payments, you can simplify your transactions. This offers efficiency gains and provides peace of mind knowing your money is moving rapidly and securely. So next time you need to route an electronic payment, reference this guide to use State Bank and Trust Company’s ACH routing number.
FAQs
Q: What is State Bank and Trust Company’s wire routing number?
A: State Bank and Trust Company’s wire transfer routing number is 061212086. This is the same as their ACH routing number.
Q: Can I use State Bank and Trust Company’s routing number at other banks?
A: Yes, you can use State Bank and Trust Company’s 061212086 routing number when initiating transfers to and from accounts at other banks. It identifies where the money should go.
Q: Is State Bank and Trust Company’s routing number the same for online transfers?
A: Yes, State Bank and Trust Company uses the same ACH routing number 061212086 for all electronic transfers, whether you are transferring online, making a direct deposit, or scheduling bill payments.
Q: Where can I verify State Bank and Trust Company’s routing number?
A: You can verify the 061212086 routing number directly with State Bank and Trust Company by contacting their customer service or visiting a branch. You can also check official Federal Reserve listings for confirmation.
Q: Can I use State Bank and Trust Company’s routing number internationally?
A: No, ACH routing numbers are solely for bank transfers within the United States. For international wire transfers, you would need State Bank and Trust Company’s SWIFT code instead.