ACH US Routing Number – RENASANT BANK
| Routing Number | Address | City | State | |
| 1 | 061104275 | P.O. BOX 709 | TUPELO | MS |
| 2 | 061120217 | PO BOX 709 | TUPELO | MS |
| 3 | 061120327 | 3618 W. JACKSON EXT. | TUPELO | MS |
| 4 | 061121054 | PO BOX 709 | TUPELO | MS |
| 5 | 061121203 | PO BOX 709 | TUPELO | MS |
| 6 | 061206982 | PO BOX 709 | TUPELO | MS |
| 7 | 061219571 | PO BOX 709 | TUPELO | MS |
| 8 | 061220146 | PO BOX 709 | TUPELO | MS |
| 9 | 062201779 | PO BOX 709 | TUPELO | MS |
| 10 | 062202367 | P O BOX 709 | TUPELO | MS |
| 11 | 062202778 | P. O. BOX 709 | TUPELO | MS |
| 12 | 062203104 | PO BOX 709 | TUPELO | MS |
| 13 | 062205733 | PO BOX 709 | TUPELO | MS |
| 14 | 062206101 | P.O. BOX 709 | TUPELO | MS |
| 15 | 063115686 | PO BOX 709 | TUPELO | MS |
| 16 | 064004181 | P.O. BOX 709 | TUPELO | MS |
| 17 | 065301265 | P O BOX 709 | TUPELO | MS |
| 18 | 065303085 | P.O. BOX 709 | TUPELO | MS |
| 19 | 065305478 | P O BOX 709 | TUPELO | MS |
| 20 | 084003191 | PO BOX 709 | TUPELO | MS |
| 21 | 084008507 | PO BOX 709 | TUPELO | MS |
| 22 | 084201003 | PO BOX 709 | TUPELO | MS |
| 23 | 084201171 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 24 | 084201223 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 25 | 084201294 | PO BOX 709 | TUPELO | MS |
| 26 | 084201511 | PO BOX 709 | TUPELO | MS |
| 27 | 084201621 | PO BOX 709 | TUPELO | MS |
| 28 | 084201692 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 29 | 084201841 | PO BOX 709 | TUPELO | MS |
| 30 | 084201977 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 31 | 084202060 | PO BOX 709 | TUPELO | MS |
| 32 | 084202112 | PO BOX 709 | TUPELO | MS |
| 33 | 084202248 | PO BOX 709 | TUPELO | MS |
| 34 | 084202442 | PO BOX 709 | TUPELO | MS |
| 35 | 084202769 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 36 | 084202837 | PO BOX 709 | TUPELO | MS |
| 37 | 084202879 | PO BOX 709 | TUPELO | MS |
| 38 | 084203043 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 39 | 084203276 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 40 | 084205643 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 41 | 084205656 | 3618 W JACKSON ST EXT | TUPELO | MS |
| 42 | 084205766 | PO BOX 709 | TUPELO | MS |
| 43 | 084205889 | 3618 W JACKSON ST EXT | TUPELO | MS |
| 44 | 084205931 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 45 | 084305129 | PO BOX 709 | TUPELO | MS |
| 46 | 261271115 | PO BOX 709 | TUPELO | MS |
| 47 | 284272625 | 3618 WEST JACKSON ST EXT | TUPELO | MS |
| 48 | 284272780 | PO BOX 709 | TUPELO | MS |
ACH US Routing Number – RENASANT BANK
An ACH routing number is a 9 digit code that identifies the financial institution where you hold your bank account. It’s an important piece of information that’s required any time you need to set up direct deposits or wire transfers.
One bank that operates in the United States and offers ACH services is Renasant Bank. Read on to learn more about Renasant Bank and how to find and use their routing number for direct deposits, online payments, and wire transfers.
What is Renasant Bank?
Brief History
Renasant Bank is a financial services company founded in 1904 and headquartered in Tupelo, Mississippi. The bank provides a range of banking, wealth management, and insurance services across over 190 branches spanning over 10 states.
Renasant Bank has grown substantially over the decades, including via acquisitions of other regional banks. They now hold over $14 billion in assets and provide services to over 200,000 households.
Locations
Renasant Bank operates branches across the following states:
- Alabama
- Florida
- Georgia
- Mississippi
- North Carolina
- South Carolina
- Tennessee
- Texas
They offer both retail banking for consumers as well as commercial banking services for businesses of all sizes.
Services Offered
Some of the major services offered by Renasant Bank include:
- Checking and savings accounts
- Certificates of deposit (CDs)
- Mortgage lending
- Personal and business loans
- Credit cards
- Wealth management and investing
- Insurance (life, health, property, casualty)
- Online/mobile banking
- Wire transfers
Renasant Bank’s Routing Number
What is the Routing Number
The routing number for Renasant Bank is 084201286 is an example (see table above for accurate ACH Routing Number).
This 9 digit code identifies Renasant Bank and enables the transfer of funds from one bank to another. It’s key to include this routing number when setting up direct deposits or wire transfers.
Where to Find the Routing Number
The routing number can be found:
- At the bottom of your checks issued by Renasant Bank
- On the Renasant Bank website (www.renasantbank.com)
- By contacting the bank by phone or visiting a branch
- In your account settings if you use Renasant Bank’s online banking
Using Renasant Bank’s Routing Number for Direct Deposits
Setting Up Direct Deposit with Employer/Government Benefits
To have your paycheck or government benefits like social security deposited directly into your Renasant Bank account, provide the bank’s routing number along with your account number to your employer or benefits provider.
This will enable the funds to be automatically transferred into your account on the scheduled date. Make sure to double check that the routing number is correct before submitting.
Adding Routing Number to Payment Apps like PayPal
Many payment apps and services like PayPal, Venmo, and Cash App require you to link a bank account. To do so with your Renasant Bank account, enter the 9 digit routing number and your account number when prompted during setup.
This will connect your bank account to seamlessly transfer funds into or out of your payment app.
Using Routing Number for Wire Transfers
Domestic Wire Transfers
To send domestic wire transfers from your Renasant Bank account, provide the routing number along with your account number and the payment details to the bank. This could be done online, over the phone, or in person at a branch.
The routing number enables the funds to be transferred quickly and securely from your Renasant Bank account directly to another bank account in the US.
International Wire Transfers
To send funds overseas via an international wire transfer, also provide Renasant Bank’s routing number and your account number.
Additional information like the SWIFT code may also be required. Renasant Bank can guide you through the international wire transfer process and fees.
Errors Due to Incorrect Routing Number
Delays in Deposits/Payments
If you provide an inaccurate routing number for incoming direct deposits or wire transfers to your Renasant Bank account, it could cause delays ranging from a few days to weeks as the funds are rerouted to the correct account.
Make sure to double check the routing number before submitting to avoid delays in funds availability.
Funds Transferred to Wrong Account
Submitting the wrong routing number could unfortunately also result in your money being deposited into someone else’s account.
If you provided the incorrect routing number, contact Renasant Bank as soon as possible to trace the funds and get them deposited to your account. This process could take some time.
Conclusion
Key Takeaways
- Renasant Bank’s routing number is like a format 084201286.
- The 9 digit code identifies Renasant Bank and enables direct deposits/transfers.
- Accurately provide the routing number when setting up direct deposit or sending wire transfers.
- Mistakes can lead to delays or transfers into wrong accounts – double check the number.
Importance of Using Correct Routing Number
A routing number essentially acts like an address, directing funds to the correct destination. Entering an inaccurate routing number could result in delayed deposits or payments into wrong accounts.
Always verify Renasant Bank’s routing number is 084205931 before submitting any request for direct deposits or wire transfers into your Renasant Bank account. This ensures a smooth transfer process.
FAQs
What is the wire transfer cutoff time for Renasant Bank?
For domestic wire transfers, Renasant Bank’s cutoff time is 4 PM Central Time. For international wires, the cutoff is 2 PM Central Time. Requests after the cutoff are processed the next business day.
How do I verify Renasant Bank’s routing number?
You can verify the routing number by checking your checks, Renasant Bank’s website, or calling their customer service. You can also visit a branch and speak to a representative to confirm the number.
Can I use Renasant Bank’s routing number for Zelle payments?
Yes, once you enroll your Renasant Bank account for Zelle, you can use the routing number to send/receive money with others via Zelle.
What happens if I use the wrong routing number for direct deposit?
Using the wrong routing number will likely cause delays as the payment is initially routed to the wrong account and then needs to be redirected. Contact the payor and Renasant Bank to resolve.
How long do incoming wire transfers take with Renasant Bank?
Domestic wire transfers are usually available within 1 business day. International transfers can take 1-5 business days to be deposited into your account.