ACH US Routing Number – BRANCH BANKING & TRUST COMPANY
| Routing Number | Address | City | State | |
| 1 | 031204710 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 2 | 031205955 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 3 | 031301998 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 4 | 031303763 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 5 | 031306029 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 6 | 031307659 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 7 | 031308810 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 8 | 031309123 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 9 | 031309440 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 10 | 031310413 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 11 | 031310510 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 12 | 031310918 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 13 | 031315007 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 14 | 031318538 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 15 | 031318693 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 16 | 031318907 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 17 | 031376017 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 18 | 031902216 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 19 | 031902876 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 20 | 031904395 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 21 | 031914437 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 22 | 031918938 | ACH OPERATOR 100-99-04-10 | WILSON | NC |
| 23 | 051404260 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 24 | 051503394 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 25 | 053003931 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 26 | 053101121 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 27 | 053201607 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 28 | 055000259 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 29 | 056005318 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 30 | 057000668 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 31 | 083900680 | 100-99-04-10 | WILSON | NC |
| 32 | 231271226 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 33 | 231371799 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 34 | 231372183 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 35 | 231372439 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 36 | 231374961 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 37 | 231971568 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 38 | 252070309 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
| 39 | 267083763 | ACH OPERATIONS 100-99-04-10 | WILSON | NC |
ACH routing numbers are critical for facilitating electronic financial transactions in the United States. These 9-digit codes help identify financial institutions and enable the transfer of money between accounts. One major bank with its own unique routing number is Branch Banking & Trust Company or BB&T.
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies a specific financial institution in the US for electronic transfer of funds. It is used to process direct deposits, bill payments, and other automated clearing house (ACH) transfers. The routing number helps route the transaction to the correct bank account.
Routing numbers are assigned by the American Bankers Association and are typically unique to each banking institution. No two banks can have the same routing number.
What is Branch Banking & Trust Company (BB&T)?
Branch Banking and Trust Company (BB&T) is a large regional banking chain based in Winston-Salem, North Carolina. It offers commercial and retail banking services along with other financial services like insurance, investments, retail brokerage, etc.
BB&T was founded in 1872 and merged with SunTrust Banks in 2019 to form Truist Financial Corporation. It has over 2,100 branches spread across 15 states in the US.
BB&T is one of the largest banks in the country and had around $221 billion in assets in 2018. It serves over 10 million consumer and business clients.
BB&T ACH Routing Number
The ACH routing number for BB&T is 031204710.
This 9-digit number is used to process ACH transfers and direct deposits to and from BB&T bank accounts. It should be used when setting up direct deposit or authorizing electronic transfers to/from a BB&T account.
How to Find the BB&T Routing Number
The BB&T routing number can be found in a few places:
- At the bottom of a check issued from a BB&T account. It is the 9-digit number to the left of the account number.
- Printed on a BB&T debit card. It is the first 9-digit number.
- On the BB&T online banking website after logging into your account.
- By calling a BB&T branch or customer service at 800-BANK BBT.
Uses of the BB&T Routing Number
The main uses of the BB&T bank routing number include:
Direct Deposits
The BB&T routing number is needed to set up direct deposit from an employer, government benefits, or other sources into a BB&T checking or savings account.
Providing the routing number helps send the funds directly into the account without the need for a physical check.
Wire Transfers
The routing number is required on domestic or international wire transfers involving a BB&T account. Wire transfers allow quick movement of large sums of money.
Online Bill Pay
Adding the BB&T routing number to bill pay allows you to pay various bills online directly from a BB&T checking account. Monthly bills like utilities, cable, insurance, etc. can be paid without writing physical checks.
Opening a BB&T Bank Account
If you plan to open a new checking or savings account with BB&T, make sure to have the bank’s routing number handy when setting up direct deposits or online bill pay.
Providing this number helps link the payments properly to your new BB&T account. Having it available avoids payment delays or rejections.
Fraud Prevention
Knowing your correct BB&T routing number helps prevent fraud. If someone contacts you asking to verify your routing number, do not provide it unless you initiated the transaction and are certain of the recipient.
Ask for some callback information and contact BB&T directly to confirm it is legitimate. This helps avoid scams trying to steal account details and your money.
Frequently Asked Questions
What is the routing number for BB&T?
The routing number for BB&T is 031204710. This 9-digit number helps route ACH transfers and direct deposits to the correct BB&T account.
Where can I find the routing number on my checks?
The routing number is the 9-digit code to the left of the account number at the bottom of a check.
Can I use the BB&T routing number for wire transfers?
Yes, you can use the same 031204710 routing number when sending domestic or international wire transfers from a BB&T account.
Does the routing number change?
Bank routing numbers rarely change. However, if BB&T is acquired or merges with another bank, they may adopt the partner’s routing number.
What happens if I use the wrong routing number?
Using an incorrect routing number may result in rejected or misdirected transactions causing delays. Double check you have the right BB&T routing number before initiating any financial transfers.
Conclusion
In summary, the routing number 031204710 is unique to Branch Banking & Trust Company (BB&T). It facilitates the routing of ACH payments like direct deposits and bill pay to the appropriate BB&T accounts. Knowing and correctly using the BB&T routing number helps avoid costly delays or payment rejections.