ACH US Routing Number – PROSPERITY BANK
| Routing Number | Address | City | State | |
| 1 | 103000800 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 2 | 103013211 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 3 | 103912668 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 4 | 111000805 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 5 | 111010060 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 6 | 111013672 | 80 SUGAR CREEK CTR. BLVD | SUGAR LAND | TX |
| 7 | 111024467 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 8 | 111024849 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 9 | 111093715 | 3802 OAK LAWN AVE | DALLAS | TX |
| 10 | 111304093 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 11 | 111307317 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 12 | 111308031 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 13 | 111309043 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 14 | 111309742 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 15 | 111322583 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 16 | 111323016 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 17 | 111901454 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 18 | 111901632 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 19 | 111903850 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 20 | 111908143 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 21 | 111910607 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 22 | 111910681 | 80 SUGAR CREEK CTR. BLVD | SUGAR LAND | TX |
| 23 | 111913756 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 24 | 111915398 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 25 | 111916423 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 26 | 111917383 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 27 | 111917435 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 28 | 111924473 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 29 | 111925317 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 30 | 113000939 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 31 | 113001255 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 32 | 113008083 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 33 | 113008766 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 34 | 113009464 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 35 | 113014909 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 36 | 113015267 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 37 | 113015995 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 38 | 113024274 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 39 | 113024504 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 40 | 113093865 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 41 | 113102303 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 42 | 113102552 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 43 | 113104178 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 44 | 113104521 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 45 | 113105368 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 46 | 113105478 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 47 | 113107612 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 48 | 113109720 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 49 | 113110243 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 50 | 113110379 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 51 | 113110780 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 52 | 113111378 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 53 | 113114595 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 54 | 113116386 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 55 | 113117440 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 56 | 113118012 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 57 | 113122655 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 58 | 113124035 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 59 | 114901147 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 60 | 114902780 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 61 | 114902874 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 62 | 114903080 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 63 | 114903190 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 64 | 114904979 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 65 | 114909929 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 66 | 114911645 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 67 | 114922980 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 68 | 114924014 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 69 | 114924739 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 70 | 114993731 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 71 | 114993786 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 72 | 311973279 | 80 SUGAR CREEK CENTER BLVD. | SUGAR LAND | TX |
| 73 | 313071920 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 74 | 313170957 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 75 | 313172052 | 80 SUGAR CREEK CENTER BLVD | SUGARLAND | TX |
| 76 | 313173336 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 77 | 314973593 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
| 78 | 314974356 | 80 SUGAR CREEK CENTER BLVD | SUGAR LAND | TX |
ACH US Routing Number – Prosperity Bank
What is an ACH Routing Number
An ACH routing number is a 9-digit code that identifies the financial institution where your bank account is held. It’s used to process automated clearing house (ACH) transactions like direct deposits, bill payments, or transfers between accounts at different banks. The routing number helps route the money transfer to the correct bank.
Overview of Prosperity Bank
Prosperity Bank is a community bank based in Texas with locations across the Southern United States. They provide a range of banking services to consumers and businesses, including checking and savings accounts, loans, credit cards, and more. If you have an account at Prosperity Bank, you’ll need the proper routing number for sending or receiving ACH payments.
Prosperity Bank ACH Routing Number Details
What is the ACH Routing Number for Prosperity Bank?
The ACH routing number for Prosperity Bank is like 113011291.
Prosperity BANK’s ACH Routing Number: XXXXXXXXX (Insert the specific routing number)
This 9-digit number is used to process electronic fund transfers to and from accounts held at Prosperity Bank. It identifies Prosperity Bank and helps direct ACH transactions to the correct financial institution.
Where to Find the Prosperity Bank Routing Number
The Prosperity Bank routing number can be found in several places:
- At the bottom of your checks issued by Prosperity Bank – the first 9 digits to the left of your account number
- On your bank statement or other account paperwork
- By contacting a Prosperity Bank representative – in a branch, online, or over the phone
You can also search for routing numbers by financial institution on the Federal Reserve’s official list.
Uses of the ACH Routing Number
The main uses of Prosperity Bank’s ACH routing transit number include:
- Setting up direct deposit of your paycheck or government benefits into your Prosperity account
- Authorizing monthly automatic bill payments from your Prosperity Bank account
- Sending or receiving ACH transfers from other banks
- Linking your Prosperity account info for online money transfers
- Providing to merchant services for debit/credit transactions
Having the correct routing number helps ensure your electronic bank transfers go smoothly and securely.
How ACH Transactions Work
Process of Sending an ACH Payment
When you initiate an ACH transfer from your Prosperity Bank account, here is the behind-the-scenes process:
- You provide the routing number and account number for the external bank account.
- The payment information is sent to Prosperity Bank, along with the routing number.
- Using the routing number, Prosperity Bank identifies where to send the transfer.
- The money is then routed through ACH payment networks to reach the destination bank.
- The external bank credits or debits the account per the transfer instructions.
- You receive confirmation once the transfer is complete.
Timing of ACH Transfers
Most ACH transactions take 1-2 business days to settle. However, timing can vary:
- Direct deposits often show up within 1 business day.
- Transfers to external accounts typically take 2 business days.
- Online and mobile ACH transfers may be instant or take 1 day.
- Bill payments depend on the payee’s processing time. Allow 5+ days as a buffer.
Check with your recipient to confirm when the funds are available since banks’ policies differ.
ACH Transaction Types
ACH payments break down into two main categories:
Credit transactions add money to an account. This includes direct deposits of payroll, tax refunds, etc.
Debit transactions pull money out of an account. Common debit transfers include online bill payments, account-to-account transfers, online purchases/subscriptions.
Benefits of Using ACH Payments
Convenience and Efficiency
ACH payments happen electronically without having to deal with cash or checks. You can easily schedule recurring transfers for convenience.
Cost Savings
ACH transfers are significantly cheaper compared to wire transfers or paper checks. There are typically no per-transaction fees.
Reliability and Security
The ACH network is highly reliable with very few transaction errors. Payments often go through quicker than checks. Electronic transfers also have more security features than checks.
Tips for Using the Prosperity Bank Routing Number
Confirm You Have the Correct Routing Number
Double check that you use the right Prosperity Bank routing number – 113011291 – for any ACH transfers. Avoid costly errors by verifying the number.
Keep Routing Number Handy for Payments
Save the routing number somewhere convenient so you can easily access it when needed for online bill pay or transfers. Don’t rely on memory alone.
Notify Payees When Switching Accounts
Remember to provide vendors your new routing number if you close your Prosperity account and switch to a new bank. This ensures payments continue uninterrupted.
Mistakes to Avoid with Routing Numbers
Entering an Incorrect Routing Number
One wrong digit can cause the transfer to fail or go to the wrong account. Double check the number when inputting it.
Using the Wrong Account Number
Be sure to pair the routing number with the correct bank account number. Mismatched info will lead to errors.
Forgetting to Notify Payees
If you close an account, update any payees leveraging your account with the new details so payments aren’t rejected.
Frequently Asked Questions
What is the Prosperity Bank swift code?
The Prosperity Bank SWIFT code is PSTBUS55. This is the international bank identifier code required for international money transfers.
Can I use the routing number for wire transfers?
No, wire transfers require a different wire routing number, not the standard ACH routing number.
What if I entered the wrong routing number?
Contact your bank immediately if you used an incorrect routing number. There may be ways to recover or cancel the transfer before it completes.
How do I notify a payee of my new account?
You’ll need to provide payees directly with your updated account number and routing number. Many allow account updates online or via customer service.
How long do ACH transfers take?
Most ACH transactions take 1-2 business days but can be instant in some cases. Check with your bank for their specific timelines.