ACH US Routing Number – PARK NATIONAL BANK
| Routing Number | Address | City | State | |
| 1 | 041201512 | 50 NORTH THIRD ST | NEWARK | OH |
| 2 | 041203374 | 50 NORTH THIRD ST. | NEWARK | OH |
| 3 | 041206436 | 50 NORTH THIRD ST | NEWARK | OH |
| 4 | 042203001 | 50 NORTH THIRD ST | NEWARK | OH |
| 5 | 042204123 | 50 NORTH THIRD ST | NEWARK | OH |
| 6 | 042206804 | 50 NORTH THIRD ST. | NEWARK | OH |
| 7 | 042207308 | 50 NORTH THIRD ST | NEWARK | OH |
| 8 | 042307224 | 50 NORTH THIRD ST | NEWARK | OH |
| 9 | 044102362 | 50 NORTH THIRD ST | NEWARK | OH |
| 10 | 044102977 | 50 NORTH THIRD ST | NEWARK | OH |
| 11 | 044103523 | 50 NORTH THIRD ST | NEWARK | OH |
| 12 | 242272489 | 50 NORTH THIRD ST | NEWARK | OH |
| 13 | 242272612 | 50 NORTH THIRD ST | NEWARK | OH |
| 14 | 244172082 | 50 NORTH THIRD ST | NEWARK | OH |
| 15 | 244172095 | 50 NORTH THIRD ST | NEWARK | OH |
ACH US Routing Number – PARK NATIONAL BANK
The ACH routing number is a key piece of information required to send or receive electronic payments to and from bank accounts in the United States. This 9-digit number helps identify the recipient’s bank and account information to properly route payments. For those banking with PARK NATIONAL BANK, knowing the proper ACH routing number is essential for smooth electronic transactions.
In this guide, we’ll explain what an ACH routing number is, provide specifics on PARK NATIONAL BANK’s routing number, and go over how to properly send and receive ACH payments to and from PARK NATIONAL BANK.
What is an ACH Routing Number?
An ACH routing number, sometimes called an ABA routing transit number, is a 9-digit code that identifies financial institutions in the US. This number allows for the electronic transfer of money to and from bank accounts.
Bank Routing Number
The ACH routing number is the first 9 digits that appear on the bottom left corner of checks. It specifically identifies the bank itself that holds the account.
This number is sometimes referred to as the bank routing number, as it routes payments to the correct bank. However, additional account information beyond the routing number is required for payments to reach the proper account.
ABA Routing Transit Number
ACH routing numbers are also known as ABA routing transit numbers. ABA stands for the American Bankers Association, which assigns these numbers to help coordinate banking transactions in the US.
The ABA routing transit number is broken into two parts – the first four digits identify the federal reserve bank, while the last five digits indicate the specific financial institution. Combined, the full 9-digit routing number provides instructions for routing an electronic payment.
What is PARK NATIONAL BANK?
To understand PARK NATIONAL BANK’s routing number, it helps to have some background on the bank itself.
History
PARK NATIONAL BANK is a community bank based in Ohio. It was founded in 1908 and has grown into a leading regional bank in the Midwest and Southeast US.
PARK NATIONAL BANK provides a range of financial products and services to individuals, businesses, and communities. It has over $9 billion in assets and operates nearly 100 branches across Ohio, Kentucky, North Carolina, South Carolina, and other states.
Services
PARK NATIONAL BANK offers full-service consumer and business banking. This includes checking and savings accounts, loans, mortgages, credit cards, and more. Business services include commercial lending, cash management, and retirement plans.
The bank also provides trust and investment management services through its subsidiary, Century National Bank. Additional services include insurance, financial planning, and treasury management for public funds.
Locations
PARK NATIONAL BANK has its headquarters in Newark, OH. It has over 90 branch locations throughout Ohio, Kentucky, North Carolina, South Carolina, Virginia, Georgia, and other areas.
The bank’s community approach means many branches are located in rural areas and small towns to best serve local customers. Yet it still maintains an extensive network of ATMs, online banking, and mobile apps to provide convenient access.
PARK NATIONAL BANK’s ACH Routing Number
PARK NATIONAL BANK’s ACH routing number is essential for sending funds to or receiving funds from any PARK NATIONAL BANK account.
Where to Find the Routing Number
PARK NATIONAL BANK’s routing number is like a format 044103523
PARK NATIONAL BANK’s ACH Routing Number: XXXXXXXXX (Insert the specific routing number)
This 9-digit number can be found on the bottom left corner of checks issued from PARK NATIONAL BANK accounts. It is also commonly listed as the “Routing Number” on the bank’s website and statements.
Uses of PARK NATIONAL BANK’s Routing Number
Some common uses of PARK NATIONAL BANK’s ACH routing number include:
- Setting up direct deposit of paychecks or benefits to a PARK NATIONAL BANK checking or savings account.
- Authorizing recurring electronic payments from PARK NATIONAL BANK accounts, such as for online bills or subscriptions.
- Sending or receiving ACH payments from business or personal PARK NATIONAL BANK accounts.
- Wiring funds to a PARK NATIONAL BANK account from another financial institution.
- Transferring funds electronically from another bank into a PARK NATIONAL BANK account.
The routing number is essential to include for any ACH transaction involving a PARK NATIONAL BANK account to work properly.
Sending ACH Payments to PARK NATIONAL BANK
From Businesses
Businesses sending ACH payments to a recipient with a PARK NATIONAL BANK account should:
- Collect the recipient’s full account number and PARK NATIONAL BANK’s ACH routing number.
- Enter the account number and 044103523 routing number in their ACH payment software or payment processing platform.
- Confirm the recipient’s name, account number, and routing number before submitting the payment.
Following these steps allows businesses like employers, merchants, or other payers to directly pay a PARK NATIONAL BANK account electronically.
From Individuals
Individuals can also initiate one-time or recurring ACH payments to a PARK NATIONAL BANK account. Most banks allow ACH transfers online or through mobile banking apps by entering the routing and account numbers.
Individuals may also authorize their bank to send recurring payments on their behalf. For example, to pay a bill or invoice to a recipient’s PARK NATIONAL BANK account.
Using PARK NATIONAL BANK’s 244172082 routing number is an example (see table above for accurate ACH Routing Number) helps ensure these individual electronic payments go through.
Receiving ACH Payments from PARK NATIONAL BANK
Direct Deposits
Setting up direct deposit into a PARK NATIONAL BANK checking or savings account involves providing the payer with PARK NATIONAL BANK’s routing number and your account number.
For example, to establish direct deposit for payroll or government benefits like tax refunds or social security payments. This allows funds to be deposited electronically into a PARK NATIONAL BANK account on a scheduled basis.
Wire Transfers
To wire funds from a PARK NATIONAL BANK account to an account at another institution, the recipient provides their account details and routing number to PARK NATIONAL BANK.
PARK NATIONAL BANK can then process the wire using their routing number and the account holder’s account number to identify where to send the funds. This allows for fast bank-to-bank transfers.
Errors with PARK NATIONAL BANK’s Routing Number
Despite the importance of an accurate routing number, errors can still occur which may result in transaction issues.
Rejected Transactions
If an incorrect routing number is used for transfers to or from a PARK NATIONAL BANK account, those transactions will likely be rejected.
Errors often occur from typographical mistakes when entering the long routing number. A rejection notification citing an invalid routing number as the cause indicates a routing problem.
Fixing Errors
Fixing a routing error requires obtaining the correct ACH routing number for PARK NATIONAL BANK – 044103523 is an example (see table above for accurate ACH Routing Number).
Double check this number is entered properly in any payment forms or account setup screens used for electronic transfers. Check it against the routing number on a PARK NATIONAL BANK check or bank statement to verify accuracy.
Correcting the number and re-submitting the transaction should allow successful processing. If problems persist, contacting the bank may help resolve any lingering issues.
Fraud and Security
Banks recommend keeping routing numbers private and only sharing them when necessary to set up legitimate transactions. Scammers can potentially use routing numbers for fraudulent electronic activity.
Any suspicious transactions on an account may indicate a security breach and should be reported immediately to PARK NATIONAL BANK for investigation. The bank can then take measures to stop ongoing fraud and prevent future violations.
Conclusion
A routing number is like the ZIP code for electronic payments, helping to route funds to the proper destination. Specifically, PARK NATIONAL BANK’s ACH routing number – 044103523 -is an example (see table above for accurate ACH Routing Number) should be used for any electronic payments to and from accounts there. Check statements and the bank’s website if ever in doubt of the correct current routing number for PARK NATIONAL BANK.
Frequently Asked Questions
Can PARK NATIONAL BANK change their routing number?
Yes, it is possible for PARK NATIONAL BANK to change their routing number, although this rarely happens. Routing numbers are assigned by the American Bankers Association and are tied to the bank’s federal reserve bank. If the bank were to merge with another financial institution or reorganize its structure, a new routing number may be issued. Routinely verify the routing number for accuracy when initiating any new ACH transactions.
How do I access my PARK NATIONAL BANK account online?
PARK NATIONAL BANK offers online and mobile banking access. Visit their website and log in with your user ID and password. If you have not enrolled yet, you can register for online banking using your account number, routing number, and other identifying details to link your accounts. This will allow you to monitor balances, transfer funds, and manage payments through the portal or PARK NATIONAL BANK’s mobile app.
Can I use PARK NATIONAL BANK’s routing number for international wire transfers?
No, PARK NATIONAL BANK’s routing number is only for domestic ACH transactions within the United States. For international wire transfers, you will need to provide separate instructions including BIC/SWIFT codes, IBAN numbers, or other country-specific account identifiers as required by the recipient bank. PARK NATIONAL BANK can assist with facilitating international wire transfers.
How can I verify my PARK NATIONAL BANK account number and routing number?
To verify your PARK NATIONAL BANK account and routing numbers, simply log in to online/mobile banking and go to account settings. You can also call customer service or visit a local branch to request confirmation of your account and routing details. Having the correct information is critical to avoid transaction errors.
Who do I contact for help with PARK NATIONAL BANK’s routing number?
If you have any other questions or issues related to PARK NATIONAL BANK’s routing number, you can call their customer service line at 1-888-405-1376 or directly contact your local branch. Their support team can help troubleshoot any transaction problems and provide or confirm the correct routing number being used for ACH or wire payments to and from your accounts.