ACH US Routing Number – GLACIER BANK
| Routing Number | Address | City | State | |
| 1 | 092001512 | 3030 N. MONTANA AVENUE | HELENA | MT |
| 2 | 092005518 | P.O. BOX 5269 | HELENA | MT |
| 3 | 092101030 | PO BOX 27 | KALISPELL | MT |
| 4 | 092900736 | 220-224 W MAIN STREET | LEWISTOWN | MT |
| 5 | 092900833 | P.O. BOX 4506 | MISSOULA | MT |
| 6 | 092901078 | PO BOX 540 | LEWISTOWN | MT |
| 7 | 092901191 | PO BOX 2508 | BILLINGS | MT |
| 8 | 092901337 | P.O. BOX 4506 | MISSOULA | MT |
| 9 | 092901476 | 3320 DREDGE DRIVE | HELENA | MT |
| 10 | 092901654 | 3320 DREDGE DRIVE | HELENA | MT |
| 11 | 092901706 | 3320 DREDGE DRIVE | HELENA | MT |
| 12 | 092901803 | P.O. BOX 27 | KALISPELL | MT |
| 13 | 092902352 | P.O. BOX 4506 | MISSOULA | MT |
| 14 | 092902404 | PO BOX 27 | KALISPELL | MT |
| 15 | 092905485 | 3320 DREDGE DR | HELENA | MT |
| 16 | 092905498 | 202 MAIN STREET | KALISPELL | MT |
| 17 | 092905508 | 3320 DREDGE DR | HELENA | MT |
| 18 | 102101496 | 3320 DREDGE DRIVE | HELENA | MT |
| 19 | 102101548 | 3320 DREDGE DRIVE | HELENA | MT |
| 20 | 102106569 | 144 E 8TH STREET | DURANGO | CO |
| 21 | 102107474 | 3320 DREDGE DRIVE | HELENA | MT |
| 22 | 102300268 | P O BOX 6003 | EVANSTON | WY |
| 23 | 102300336 | PO BOX 6003 | EVANSTON | WY |
| 24 | 102301089 | PO BOX 907 | POWELL | WY |
| 25 | 102302761 | 1001 MAIN STREET | EVANSTON | WY |
| 26 | 102303841 | 3320 DREDGE DRIVE | HELENA | MT |
| 27 | 107002516 | 3320 DREDGE DRIVE | HELENA | MT |
| 28 | 123171955 | 125 IRONWOOD DRIVE | COEUR D’ALENE | ID |
| 29 | 124103773 | 201 SOUTH MAIN STREET | POCATELLO | ID |
| 30 | 124103896 | 201 SOUTH MAIN | POCATELLO | ID |
| 31 | 124300806 | PO BOX 6003 | EVANSTON | WY |
| 32 | 125107642 | 3320 DREDGE DRIVE | HELENA | MT |
| 33 | 125107862 | 125 IRONWOOD DR | COEUR D’ALENE | ID |
| 34 | 125107998 | 3320 DREDGE DRIVE | HELENA | MT |
| 35 | 292970744 | PO BOX 2508 | BILLINGS | MT |
| 36 | 292970825 | 3320 DREDGE DRIVE | HELENA | MT |
| 37 | 292970854 | PO BOX 2508 | BILLINGS | MT |
ACH US Routing Number – GLACIER BANK
The ACH routing number is a 9-digit code that identifies the financial institution from which a payment will be electronically withdrawn or deposited. This number allows for the smooth and secure transfer of money directly between banks rather than using paper checks or cash.
GLACIER BANK is one of thousands of financial institutions that has its own unique ACH routing number. Knowing GLACIER BANK’s routing number can help verify direct deposits and payments are going to/coming from the right accounts.
What is an ACH Routing Number?
ACH stands for Automated Clearing House, which is an electronic network utilized by financial institutions to securely transfer money electronically in the United States.
An ACH routing number identifies the bank where a recipient maintains their checking or savings account. It allows money to be electronically routed from one bank account to another.
Think of it like a ZIP code for your money – it helps the ACH network identify where to withdraw/deposit funds. Routing numbers are always 9 digits long.
ACH Routing Number Format
All ACH routing numbers follow a specific format:
- 9 digits long – A combination of eight numbers and one check digit
- First two digits – Federal Reserve routing symbol (01 through 12)
- Next four digits – Federal Reserve assigned bank identifier
- Last three digits – Identifier assigned by the bank itself
- Check digit – Used to validate the routing number (calculated using a special formula)
For example, GLACIER BANK’s routing number is 092910306. The first two digits 09 represent the Federal Reserve district in San Francisco. 2910 is the bank identifier assigned to GLACIER BANK by the Federal Reserve. The last three digits 306 are assigned by GLACIER BANK to identify branches.
How ACH Routing Numbers Work
ACH routing numbers enable the following key functions:
- Identify the bank and branch where an account is held
- Route payments to the correct financial institution
- Verify account numbers by checking the validity of the routing number
- Enable error checking using the check digit
When you initiate an ACH transfer, the routing number tells the system where to send or take the money from. The account number indicates whose account will be affected.
ACH Transaction Types
ACH payments generally fall into two categories:
ACH Credits
- Direct deposits – Payroll, government benefits, tax refunds, reimbursements
- Vendor payments – Payments from customers to businesses
ACH Debits
- Bill payments – Mortgage, loan, insurance, utility payments
- Business collections – Membership fees or account debits
The routing number remains the same regardless of whether it’s a credit or debit transaction. The account type (checking/savings) is specified in separate fields.
Verify ACH Routing Number
It’s important to verify an ACH routing number before initiating any transactions. Here are some tips:
- Check against official bank records – Call the bank or check their website
- Use ACH verification tools – The Federal Reserve offers a free routing number lookup
- Validate check digits – Use the modulus 10 formula to check if it’s a valid routing number
This protects against fraud and ensures money goes to the intended accounts. An incorrect routing number could result in rejected payments or funds transferred to the wrong account.
GLACIER BANK ACH Routing Number
ACH payments involving GLACIER BANK accounts will use the following ACH routing number:
092910306 is an example (see table above for accurate ACH Routing Number)
This 9 digit code uniquely identifies GLACIER BANK and allows for the electronic transfer of funds to or from accounts held there.
GLACIER BANK Profile
Here is some background on GLACIER BANK:
History
- Founded in 1955 in Kalispell, Montana
- Has grown to over 50 branches across Montana
Headquarters
- Kalispell, Montana
Number of Branches
- Over 50 branches
Geographic Presence
- Primarily located in Montana with some branches in Idaho and Wyoming
Products and Services
- Checking and savings accounts
- Mortgages and consumer loans
- Business banking and commercial lending
- Wealth management and investment services
Uses of GLACIER BANK’s ACH Routing Number
GLACIER BANK’s routing number can be used for the following types of ACH transactions:
Make Direct Deposits
- Deposit payroll checks directly into a GLACIER BANK checking or savings account
- Have tax refunds or government benefits deposited automatically
Receive Direct Payments
- Accept customer payments directly into a GLACIER BANK business account
- Use for automatic monthly membership fees or account debits
Wire Transfers
- Use the routing number for domestic or international outgoing wire transfers
- Provide routing number to senders for incoming wire transfers
Online Bill Pay
- Add GLACIER BANK accounts to bill pay services to pay bills
- Send payments to utilities, mortgage/loan providers, insurance companies
Government Payments
- Register the routing number to receive Social Security or other government payments
- Use for veterans benefit direct deposits
ACH Routing Number Lookup
GLACIER BANK’s routing number can be verified using the Federal Reserve’s free ACH routing number lookup tool.
To validate a routing number:
- Scroll down and click on “Routing Number Lookup”
- Enter the routing number and select “Search”
- Confirm the results match the name and location of GLACIER BANK
This lookup tool connects to an authoritative database maintained by the Federal Reserve Bank to verify routing numbers.
ACH Routing Number Vs. Wire Transfer Number
There are two types of routing numbers that serve different purposes:
- ACH routing number – For direct ACH transfers like payroll or bill payments
- Wire transfer routing number – For domestic and international wire transfers
GLACIER BANK has separate routing numbers for ACH and wire transfers. The ACH routing number is 092910306. The wire transfer routing number can be obtained by contacting GLACIER BANK.
Check with your bank to identify the appropriate routing number for your transaction needs.
Security with ACH Routing Numbers
While very secure, it’s important to take precautions with ACH routing numbers:
Fraud Prevention
- Don’t share the routing number publicly – Keep it secure like you would an account number.
- Shred documents with the routing number when no longer needed.
- Only enter it on secure websites using HTTPS and verified by SSL certificates.
Best Practices
- Double check the routing number before confirming any payments.
- Use ACH verification tools to validate the routing number.
- Be alert to phishing attempts asking for personal or banking information.
Following security best practices helps prevent fraud or unintended misdirection of funds.
Alternatives To Using ACH Routing Numbers
In certain cases, other payment methods may be preferable:
Paper Checks
- Useful for infrequent or one-off payments
- Don’t need to provide banking details
Cash
- In-person transactions
- Avoid electronic hassle or fees
Credit/Debit Cards
- More security features and fraud protection
- Rewards or cash back incentives
However, ACH remains the most efficient option for frequent, repetitive electronic payments and transfers. It offers cost savings, ease of use, and immediate availability of funds.
Conclusion
GLACIER BANK’s ACH routing number – 092910306 – enables direct electronic payments to and from accounts held there. Verifying routing numbers before initiating any ACH transfers ensures transactions are processed smoothly and securely.
Following best practices around sharing and safeguarding the number will help avoid potential fraud or misdirected payments. While alternatives exist, ACH provides an indispensable tool for streamlined account-to-account transfers.
FAQs
Q: What is GLACIER BANK’s ACH routing number?
A: GLACIER BANK’s ACH routing number is 092910306.
Q: How many digits is an ACH routing number?
A: All ACH routing numbers are 9 digits long – a combination of 8 numbers and 1 check digit.
Q: Can I use the routing number for wire transfers?
A: No, GLACIER BANK has a different routing number specifically for wire transfers.
Q: Where can I verify GLACIER BANK’s routing number?
A: Use the Federal Reserve’s online ACH verification tool or call GLACIER BANK directly to confirm.
Q: Is the routing number the same for checking and savings accounts?
A: Yes, GLACIER BANK uses the same ACH routing number 092910306 for both checking and savings accounts.
Q: Can I use the routing number for checks?
A: No, checks have separate routing numbers printed on the bottom. Only use a routing number for electronic ACH transfers.
Q: Where do I enter the routing number for payments?
A: The routing number is entered during account setup for direct payments. For one-time payments, it’s entered with the account number.
Q: What happens if I enter the wrong routing number?
A: The transaction may fail or the funds could be deposited into the wrong account with no way to reverse it. Double check routing numbers before sending payments.
Q: How do I know if a routing number is still valid?
A: Check the ACH verification system regularly since routing numbers can change. Contact the bank directly for up-to-date numbers.
Q: Can I use one routing number for multiple bank accounts?
A: No, each bank account has its own routing number specific to the bank and branch where it’s held