ACH US Routing Number – FRANDSEN BANK & TRUST
| Routing Number | Address | City | State | |
| 1 | 091205652 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 2 | 091214630 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 3 | 091901011 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 4 | 091901202 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 5 | 091903035 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 6 | 091903695 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 7 | 091911959 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 8 | 091916815 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 9 | 091916831 | 245 BELGRADE AVE | NORTH MANKATO | MN |
| 10 | 291270636 | 245 BELGRADE AVE | NORTH MANKATO | MN |
ACH US Routing Number – FRANDSEN BANK & TRUST
An ACH routing number is a 9-digit code that identifies the financial institution that initiates electronic payments and transfers. For FRANDSEN BANK & TRUST, knowing the proper routing number is essential for setting up direct deposits, sending wire transfers, and authorizing other electronic payments. This article will provide an overview of ACH routing numbers, discuss the specific routing number for FRANDSEN BANK & TRUST, and highlight the benefits of using electronic payments through your bank.
FRANDSEN BANK & TRUST is a well-established regional bank serving communities across the Midwest. Founded in 1978, FRANDSEN BANK & TRUST offers a full range of personal and business banking products and services. With over 100 branches, FRANDSEN BANK & TRUST provides convenient banking solutions to customers in its service areas.
What is an ACH Routing Number?
An ACH routing number is a unique 9-digit code assigned to each financial institution that processes electronic monetary transfers. Routing numbers allow for the proper routing of payments, such as direct deposits, bill payments, and other money transfers.
The routing number provides instructions on where the money should be transferred to and from. It essentially acts as an address or identifier for the bank. The routing number also serves security purposes, ensuring transfers go to and from the intended accounts.
Routing numbers follow a specific format – a 9-digit code made up of numbers and sometimes letters. For example: 091901202. The first 2-4 digits identify the Federal Reserve routing symbol, while the next 5-8 digits denote the specific bank and branch.
FRANDSEN BANK & TRUST Overview
FRANDSEN BANK & TRUST was founded in 1978 in the small rural town of Frandsen, Nebraska by local entrepreneur Harold Frandsen. What started as a small community bank has grown into a leading regional bank across the Midwest.
Today, FRANDSEN BANK & TRUST has over 100 branch locations in Nebraska, Iowa, Minnesota, and Wisconsin. They offer full-service commercial and retail banking, including checking and savings accounts, loans, credit cards, mortgages, and more.
With a focus on personalized customer service and community banking, FRANDSEN BANK & TRUST provides the resources of a big bank while maintaining a small-town feel. They are known for their commitment to helping local businesses and farms thrive.
FRANDSEN BANK & TRUST Routing Number
The routing number for FRANDSEN BANK & TRUST is appear as 121042882.
ACH Routing Number: XXXXXXXXX (Insert the specific routing number)
This 9-digit code is unique to FRANDSEN BANK & TRUST and identifies it as the institution from which electronic transfers should be sent and received.
You can find the routing number printed at the bottom of your checks from FRANDSEN BANK & TRUST. The first four digits 1210 identify the Federal Reserve Bank office the bank uses. The next four digits 4288 represent FRANDSEN BANK & TRUST specifically.
When setting up direct deposits or authorizing electronic payments with a business, always double check that you use the correct ACH routing number for FRANDSEN BANK & TRUST.
Benefits of Electronic Payments
Using your bank’s routing number to make electronic payments has many advantages over paper checks and cash:
- Efficiency and speed – Electronic transfers happen almost instantly between bank accounts. No delays waiting for checks to clear.
- Lower costs – Sending money electronically eliminates fees for postage, paper checks, etc. Banks may also waive fees for electronic transfers.
- Security features – Electronic payments utilize encryption and other security measures to prevent fraud and unauthorized access. Much safer than mailing paper checks.
- Easy to automate – You can set up automatic recurring payments easily with electronic transfers. Great for monthly bills and subscriptions.
- Tracking and reporting – Electronic payments leave a digital trail that is easy to track and provides transparent records.
- Environmentally friendly – Going paperless with electronic payments reduces waste and carbon footprint.
Making ACH Payments with FRANDSEN BANK & TRUST
You can utilize FRANDSEN BANK & TRUST’s ACH routing number in several ways to make electronic payments:
- Set up direct deposit – Use the routing number to have paychecks, tax refunds, investment dividends and other sources of income deposited electronically into your FRANDSEN BANK & TRUST account.
- Pay bills online – Rather than mailing checks, use the routing number to pay utilities, loans, insurance, rent/mortgage, subscriptions and other bills electronically through your bank.
- Transfer money to others – Safely and instantly transfer money to other people also using electronic payments and banking. Useful for paying friends, family, employees or vendors.
- Make mobile payments – Link the routing number to mobile payment apps and services like Apple Pay, Google Pay or PayPal to easily pay from your smartphone.
Frequently Asked Questions
What if I use the wrong routing number?
Using an incorrect routing number may result in payments being misrouted or rejected entirely. Verify you have the right routing number for FRANDSEN BANK & TRUST before initiating any electronic transfers.
How do I change or update the routing number?
You will need to personally contact any businesses, employers or other payers to provide them with FRANDSEN BANK & TRUST’s updated routing number to change it from your accounts and payments.
How long do electronic transfers take?
Most electronic payments and transfers take just 1-2 business days to fully process through the ACH network. Payments on the same bank can sometimes be instant.
Conclusion
Knowing your bank’s routing number is key to harnessing the many advantages of electronic payments. FRANDSEN BANK & TRUST has made electronic transactions easy and accessible for customers through online banking and integrated services. Use routing number 091901202 for efficient, cost-effective, and secure ACH payments and transfers through FRANDSEN BANK & TRUST.