ACH US Routing Number – FIRST SAVINGS BANK
| Routing Number | Address | City | State | |
| 1 | 083906684 | 900 HWY 62 NW | CORYDON | IN |
| 2 | 083912393 | 900 HWY 62 NW | CORYDON | IN |
| 3 | 091406833 | PO BOX 431 | BERESFORD | SD |
| 4 | 091471635 | PO BOX 431 | BERESFORD | SD |
| 5 | 122402052 | PO BOX 431 | BERESFORD | SD |
| 6 | 122402078 | PO BOX 431 | BERESFORD | SD |
| 7 | 122402081 | PO BOX 431 | BERESFORD | SD |
| 8 | 122402175 | PO BOX 431 | BERESFORD | SD |
| 9 | 271171674 | 6 W WILLIAMS ST | DANVILLE | IL |
| 10 | 271974059 | 13220 S BALTIMORE AVE | CHICAGO | IL |
| 11 | 283071788 | 900 HWY 62 NW | CORYDON | IN |
ACH US Routing Number – FIRST SAVINGS BANK
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies the financial institution where a bank account is held. It is used to process direct deposits, bill payments, and other automated clearing house (ACH) transfers to and from a bank account. Routing numbers allow transfers to be processed through the ACH network, which connects thousands of financial institutions in the United States.
Overview of First Savings Bank
First Savings Bank is a community bank that offers personal and business banking services across multiple states. With over 100 branch locations, First Savings Bank provides customers with convenient access to services like checking and savings accounts, commercial loans, mortgages, and more. Understanding the bank’s routing number is important for setting up direct deposits and automating transfers.
What is First Savings Bank?
First Savings Bank is a full-service financial institution based in Indiana that provides personal and business banking solutions. Founded in 1910, it has grown to become one of the largest banks in the Midwest with over $7 billion in assets. First Savings Bank emphasizes personalized attention and building long-term relationships with its customers.
The bank offers a comprehensive range of deposit accounts, loans, treasury management services, and wealth management solutions. From interest checking and savings accounts to mortgages and commercial lending, First Savings Bank aims to meet all of its customers’ financial needs. It has a strong focus on community banking and gives back through volunteering, donations, and leadership.
First Savings Bank Locations
Headquartered in Clarksville, Indiana, First Savings Bank has over 100 branch locations across Indiana, Kentucky, and Ohio. The bank continues to expand, especially in the Cincinnati metropolitan area.
First Savings Bank branches provide full-service banking with knowledgeable staff who can help open accounts, apply for lending products, set up online/mobile banking, and answer any questions. They have convenient hours including Saturday availability at most locations.
Customers can find ATMs and access their accounts at any First Savings Bank branch. The bank also participates in the MoneyPass network which provides fee-free ATM access at thousands of additional ATM locations across the country.
First Savings Bank Products and Services
First Savings Bank offers a variety of personal and business banking products and services.
Personal banking solutions include:
- Checking and savings accounts
- Certificates of deposit
- IRAs
- Mortgages and home equity loans
- Auto, personal, and specialty loans
- Credit cards
- Digital and mobile banking
- Financial planning
For business banking, First Savings Bank provides:
- Business checking and savings
- Treasury management
- Commercial lending
- SBA loans
- Credit cards
- Retirement plans
- Insurance services
The bank also has wealth management experts who can help with investment management, retirement planning, and estate strategies. First Savings Bank aims to be a complete financial solutions provider.
What is an ACH Routing Number?
An ACH routing number is a unique 9-digit code that identifies the financial institution where a bank account is held. It serves a similar purpose as a bank account number, but for routing ACH transactions.
Function of an ACH Routing Number
ACH routing numbers enable automated clearing house (ACH) transfers to be processed and routed electronically between accounts. This allows direct deposits, bill payments, person-to-person transfers, and other ACH transactions to occur seamlessly between thousands of participating banks nationwide.
Some key uses of ACH routing numbers include:
- Direct deposit of payroll, Social Security, and other recurring income
- Automatic bill payments through a bill pay service
- Transfers between accounts at different banks
- Online banking account transfers
- Electronic tax payments and refunds
- Merchant and payment processor collections
The routing number provides the pathway for ACH transactions to travel between the right accounts. Think of it like a ZIP code routing mail to the correct destination.
Structure of an ACH Routing Number
ACH routing numbers always follow a standard 9-digit format:
AABBBCCCC
- AA – Federal Reserve Routing Symbol
- BBB – Institution Identifier
- CCCC – Institution Account Identifier
The first two digits identify one of the 12 Federal Reserve Banks that process ACH transactions. The next 5 digits indicate the specific financial institution. The last 4 digits denote the particular account at that institution, such as checking or savings.
Routing numbers are also sometimes referred to as RTNs or ABA numbers. But “ACH routing number” is the most accurate term for this unique bank identifier used for ACH transfers.
First Savings Bank ACH Routing Number
The ACH routing number for First Savings Bank is appear as 073907783.
This 9-digit code uniquely identifies First Savings Bank and allows for the automated clearing and processing of electronic ACH transfers into or out of accounts held at First Savings Bank.
Obtaining the First Savings Bank Routing Number
The First Savings Bank routing number can be obtained:
- At the top of a check or deposit slip issued by First Savings Bank
- By calling any First Savings Bank branch location
- Within the account settings of online or mobile banking
- On a direct deposit form when setting up ACH transfers
- From the bank’s website in the routing number lookup section
When setting up direct deposit or linking external accounts, make sure to verify the First Savings Bank routing number to ensure transfers process smoothly.
Using the First Savings Bank Routing Number
The First Savings Bank ACH routing number is essential for authorizing various types of electronic transfers:
- Set up direct deposit – Provide the First Savings Bank routing number and your account number to your employer for automated payroll deposits.
- Authorize automatic bill payments – Input the routing number when setting up bill pay through your First Savings Bank account to pay bills online.
- Send account transfers – Use the routing number when wiring funds from another bank or sending money electronically via services like PayPal.
- Pay taxes – The IRS and state treasury departments rely on routing numbers for tax payments and refunds.
- Sign up for online banking – Connect your First Savings Bank account to external accounts by providing its routing number.
Always triple check that you have the correct ACH routing number for First Savings Bank on any authorization form to avoid transfer issues.
Conclusion
Key Takeaways about First Savings Bank’s Routing Number
- The ACH routing number for First Savings Bank format as 073907783
- This unique 9-digit code identifies First Savings Bank and enables ACH transfers
- It should be verified when setting up direct deposit, bill pay, linking accounts, sending wires, or authorizing any electronic transfers
- The routing number can be found on checks, deposit slips, bank websites, or by contacting the bank
- Confirming the correct First Savings Bank routing number avoids delays or errors with ACH transactions
Knowing and using the proper routing number is critical for smoothly sending and receiving electronic transfers from your First Savings Bank account.
FAQs
What is Automated Clearing House (ACH)?
The Automated Clearing House (ACH) is an electronic funds transfer system that facilitates payments and money transfers between banks. It allows for direct crediting and debiting of participating financial institutions’ accounts to process ACH payments.
How can I find my bank’s routing number?
You can find your bank’s routing number by looking at the bottom left corner of a check or deposit slip from your account. It will be the set of 9 digits preceding your account number. You can also call your bank or check your bank’s website to obtain the routing number.
Is the routing number the same as the account number?
No, the routing number is different from the account number. The routing number identifies the financial institution, while the account number specifies your unique bank account. For ACH transfers you need both the bank’s routing number and your account number.
What happens if I use the wrong routing number?
If you use the wrong routing number for an ACH transfer, the transaction will likely be rejected and not processed. It is important to always verify you have the correct routing number for the receiving bank before authorizing any ACH payment or deposit.
Who uses ACH routing numbers?
ACH routing numbers are primarily used by individuals, businesses, and government entities to process automatic payments and direct deposits. Common senders and receivers include employers, banks, utility companies, merchants, and tax agencies.