Routing NumberAddressCityState
14104913048397 4TH STDAVID CITYNE

ACH US Routing Number – First National Bank of Omaha

The ACH routing number is a critical piece of information required to send or receive money via ACH transfer. This 9-digit code identifies the bank holding an account and allows for the proper routing of funds. For customers of First National Bank of Omaha, knowing the proper ACH routing number will ensure seamless transactions.

What is an ACH Routing Number?

An ACH routing number is a 9-digit code that identifies a specific bank for the purpose of routing payments. It is the first set of numbers listed at the bottom of a check. The routing number provides instructions for where funds should be transferred to and from.

Routing numbers allow for automatic clearing house (ACH) transactions like direct deposits, online bill payments, person-to-person transfers, and more. The routing number tells the Federal Reserve System where to send the money.

Importance of ACH Routing Numbers

ACH routing numbers serve an essential function in facilitating electronic payments and money transfers. Without the proper routing number, payments may be delayed, misrouted, or rejected entirely.

Providing accurate and up-to-date routing information helps ensure transfers occur quickly and securely. Routing numbers reduce errors and speed up processing times for ACH transactions.

First National Bank of Omaha

First National Bank of Omaha is a large regional bank based in Omaha, Nebraska. Founded in 1863, it has over 100 branches primarily located in Nebraska and Colorado.

Overview of First National Bank of Omaha

First National Bank of Omaha provides a full range of banking services to individuals and businesses, including checking and savings accounts, loans, credit cards, mortgages, investment products, and more.

With assets totaling $25 billion, First National Bank of Omaha is the 23rd largest bank in the United States. It has a long history serving midwestern communities and customers.

First National Bank of Omaha ACH Routing Number

The ACH routing number for First National Bank of Omaha is appear as 104000016.

This 9-digit code can be found on the bottom left corner of checks issued by First National Bank of Omaha. It is essential for routing payments and direct deposits to accounts held at this bank.

When providing account details for paychecks, online payments, or other ACH transfers, be sure to reference this bank’s routing number.

Using the ACH Routing Number

Customers of First National Bank of Omaha will need to use the proper ACH routing number in two key situations:

Adding the Routing Number for Payments

When setting up electronic payments out of your First National Bank of Omaha account, you will need to provide the ACH routing number. This includes payments for bills, online shopping, person-to-person transfers, and more. Including the correct details ensures your bank can process the transactions.

Providing the Routing Number to Receive Direct Deposits

To receive funds via direct deposit, such as for payroll, tax refunds, or government benefits, you need to give the ACH routing number to the originator. Supplying this routing information allows them to electronically deposit money directly into your First National Bank of Omaha account.

Be sure to double check that you provide the recipient with the proper 9-digit routing number to avoid delays.

Verifying the Routing Number

To confirm you have the right ACH routing number for First National Bank of Omaha before initiating any payments or deposits, there are a couple ways to verify:

Checking on the Bank’s Website

The official First National Bank of Omaha website lists the correct routing number. You can search for “routing number” on their site to find it. Cross-check it with the number you have.

Calling the Bank’s Customer Service

Speaking with a First National Bank of Omaha customer service representative over the phone is another way to verify. They can check the system and confirm the proper 9-digit routing number for ACH transfers.

Troubleshooting Errors

If you run into issues receiving payments or deposits, it may indicate the routing number being used is incorrect. Here are two potential sources of errors:

Mistyped Routing Number

Double check that the routing number you have entered matches the official number for First National Bank of Omaha. Incorrect numbers will lead to rejected transactions.

Closed Accounts

If your First National Bank of Omaha account is closed, payments or deposits to that account will not go through. Confirm with the bank that your account is still open and able to receive funds.

Providing the accurate ACH routing number is crucial for seamless electronic money transfers. Take steps to validate the details and correct any errors.

Frequently Asked Questions

FAQ 1: Can I use the same routing number for different First National Bank of Omaha accounts?

The same ACH routing number can be used for any accounts held at First National Bank of Omaha, whether checking, savings, money market, etc. The routing number identifies the bank itself. As long as the account is open and active, the funds will be deposited there correctly.

FAQ 2: Where can I locate the routing number on my checks?

The 9-digit ACH routing number for First National Bank of Omaha can be found on the bottom left corner of your checks, to the left of your account number. It is the first sequence of numbers printed. Be sure to verify it matches the official routing number provided above.

FAQ 3: Do I need to provide a different routing number for incoming vs outgoing payments?

No, the routing number stays the same. Use the First National Bank of Omaha ACH routing number listed here for both incoming direct deposits and outgoing electronic payments. You do not need to supply different routing numbers for pay ins vs. payouts.

FAQ 4: What happens if I submit an incorrect routing number?

Providing an incorrect routing number may result in delays, rejected transactions, or misdirected funds. Check that you are using the proper 9-digit ACH number assigned specifically to First National Bank of Omaha. Mistyped or outdated numbers will lead to errors.

FAQ 5: How can I get the First National Bank of Omaha routing number if I don’t have checks?

You can find the official routing number on the bank’s website, by calling customer service, visiting a branch, or looking it up on third-party sites. You do not need a paper check to obtain the ACH routing information for transactions.

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