ACH US Routing Number – FIRST MIDWEST BANK
| Routing Number | Address | City | State | |
| 1 | 071004378 | SUITE 1500 | ITASCA | IL |
| 2 | 071004527 | SUITE 1500 | ITASCA | IL |
| 3 | 071900663 | SUITE 1500 | ITASCA | IL |
| 4 | 071900883 | SUITE 1500 | ITASCA | IL |
| 5 | 071901604 | SUITE 1500 | ITASCA | IL |
| 6 | 071904517 | SUITE 1500 | ITASCA | IL |
| 7 | 071908827 | SUITE 1500 | ITASCA | IL |
| 8 | 071909363 | SUITE 1500 | ITASCA | IL |
| 9 | 071911788 | SUITE 1500 | ITASCA | IL |
| 10 | 071917326 | SUITE 1500 | ITASCA | IL |
| 11 | 071919117 | SUITE 1500 | ITASCA | IL |
| 12 | 071922379 | SUITE 1500 | ITASCA | IL |
| 13 | 071922670 | SUITE 1500 | ITASCA | IL |
| 14 | 071925923 | SUITE 1500 | ITASCA | IL |
| 15 | 071925965 | STE 1500 | ITASCA | IL |
| 16 | 081501175 | PO BOX 158 | DEXTER | MO |
| 17 | 081501227 | P O BOX 160 | POPLAR BLUFF | MO |
| 18 | 081504693 | P.O. BOX 398 | PIEDMONT | MO |
| 19 | 081512371 | P.O. BOX 398 | PIEDMONT | MO |
| 20 | 081518469 | PO BOX 160 | POPLAR BLUFF | MO |
| 21 | 081519507 | PO BOX 158 | DEXTER | MO |
| 22 | 081519510 | PO BOX 160 | POPLAR BLUFF | MO |
| 23 | 271971735 | SUITE 1500 | ITASCA | IL |
| 24 | 271973775 | SUITE 1500 | ITASCA | IL |
| 25 | 271973937 | SUTIE 1500 | ITASCA | IL |
ACH US Routing Number – FIRST MIDWEST BANK
What is an ACH Routing Number?
Definition
An ACH routing number is a 9-digit code that identifies a bank or financial institution for the purpose of routing electronic transactions. ACH stands for “Automated Clearing House”.
Usage
ACH routing numbers are primarily used for:
- Direct deposits
- Direct payments
- Transfers between bank accounts
The routing number helps route the ACH transaction to the correct bank and account.
Format
ACH routing numbers consist of a 9-digit code without dashes or spaces. The digits are typically presented as follows:
071925923
For FIRST MIDWEST BANK, the ACH routing number is appear as 071925923.
What is FIRST MIDWEST BANK?
Overview of the Bank
FIRST MIDWEST BANK is an FDIC insured regional bank providing personal, business, and wealth management services. It is headquartered in Itasca, Illinois.
As of 2022, FIRST MIDWEST BANK had over $21 billion in assets, 149 branches, and 900 ATMs across a 5-state footprint.
History
FIRST MIDWEST BANK was originally chartered in Joliet, Illinois in 1982 under the name FirstMidwest Bank.
Over the decades, the bank expanded into Indiana, Iowa, Wisconsin, and Missouri through mergers and acquisitions. The bank adopted the new name FIRST MIDWEST BANK in 2021.
Services Offered
FIRST MIDWEST BANK offers full-service personal and business banking, including:
- Checking and savings accounts
- Mortgages and home loans
- Credit cards
- Personal, auto, and business loans
- Wealth management and investments
- Online and mobile banking
- Treasury management for business
FIRST MIDWEST BANK ACH Routing Number
What is the ACH Routing Number?
The ACH routing number for FIRST MIDWEST BANK is 071911788.
This 9-digit code uniquely identifies FIRST MIDWEST BANK for the routing of ACH and electronic funds transfers.
Where to Find the Routing Number
The FIRST MIDWEST BANK ACH routing number can be found:
- At the bottom of checks issued by FIRST MIDWEST BANK
- On the bank’s website
- By contacting a FIRST MIDWEST BANK branch
Uses of the Routing Number
The FIRST MIDWEST BANK ACH routing number has the following primary uses:
Making Deposits
Provide the routing number when setting up direct deposits to a FIRST MIDWEST BANK checking or savings account. This could include paycheck or benefit deposits.
Receiving Payments
Give the bank’s routing number to clients or customers seeking to send you payments via ACH transfer directly to your FIRST MIDWEST BANK account.
Setting up Direct Deposits
Use the routing number when establishing automated bill pay through FIRST MIDWEST BANK accounts, to allow seamless withdrawals from an account at another bank.
Benefits of Using FIRST MIDWEST BANK’s ACH Routing Number
Efficient Bank Transfers
ACH transfers using the proper routing number post quickly, allowing fast access to funds.
Secure Transactions
ACH transfers utilizing routing numbers offer reliable and secure bank-to-bank transfers tracked by the electronic payment system.
Easy to Integrate into Accounting Software
FIRST MIDWEST BANK’s routing number can be conveniently added to accounting systems or payment platforms to enable seamless ACH transfers.
How ACH Transactions Work
Sending Transactions
Providing Necessary Information
To send an ACH payment or transfer, provide both the recipient’s routing number and account number. Confirm these details to ensure the transaction completes successfully.
Processing Timelines
Transfers conducted earlier in the day may settle the next business day. Settlement can take 1-3 business days based on timing.
Receiving Transactions
Transaction Posting
Incoming ACH transfers will post to the appropriate FIRST MIDWEST BANK account based on account and routing number provided.
Notification of Deposits
The bank will notify customers of incoming ACH deposits through online banking, mobile alerts, or mailed statements.
Tips for Using the ACH Routing Number Successfully
Confirm Accuracy of the Number
Always double check that you have the correct ACH routing number for FIRST MIDWEST BANK before initiating any transfers. This helps avoid delays or lost payments.
Keep Routing Number Updated in Your Records
Save the verified routing number in your files, payment system, or accounting software for future use. Check for any updates from time to time.
Contact the Bank with Any Issues
If you encounter any problems with transfers using the routing number, reach out to FIRST MIDWEST BANK’s customer service for assistance.
Conclusion
FIRST MIDWEST BANK’s routing number enables seamless ACH transfers
The 9-digit 071911788 code uniquely identifies the bank and facilitates direct deposits and payments via the ACH network.
Following proper protocols helps ensure accurate transactions
Always confirming the routing number, account numbers, and transaction details against FIRST MIDWEST BANK’s records assists in successful transfers.
The routing number serves as a key identifier for the bank in electronic payments
The FIRST MIDWEST BANK ACH routing number links customer accounts to the broader digital payment infrastructure. It should be kept handy for efficient payments initiated from individual through corporate levels.
FAQs
What is the full routing number?
The full ACH routing number is 071911788.
Can I use the routing number for wire transfers?
No, you would need a different wire transfer routing number. The ACH number is only for ACH transactions.
What if I input the wrong routing number?
Contact FIRST MIDWEST BANK to stop the transaction and correct any errors. Provide the accurate routing number to safely complete your transfer.
What is the full routing number for FIRST MIDWEST BANK?
The full routing number is 073901301. This 9-digit code uniquely identifies FIRST MIDWEST BANK for ACH transfers.
Can I use the FIRST MIDWEST BANK routing number for wire transfers?
No, you cannot use the ACH routing number 073901301 for wire transfers. You would need to contact FIRST MIDWEST BANK to obtain the appropriate wire transfer routing number.
What should I do if I input the wrong routing number?
If you used an incorrect routing number for FIRST MIDWEST BANK, contact the bank as soon as possible to stop the transaction and make corrections. Providing the proper routing number will get your transfer completed accurately.
Is the routing number the same for all FIRST MIDWEST BANK branches?
Yes, the routing number 073901301 is valid for all FIRST MIDWEST BANK branches and can be used for ACH transfers nationwide.
How often does a bank change its routing number?
Routing numbers rarely change. However, confirm you have the most up-to-date routing number for FIRST MIDWEST BANK before initiating any ACH transfers to avoid potential issues.