ACH US Routing Number – FARMERS & MERCHANTS BANK

	Routing Number	Address	City	State
1	031314707	PO BOX 6010	CHAMBERSBURG	PA
2	044112187	430 NORTH ST	CALDWELL	OH
3	051404419	P O BOX 1111	TIMBERVILLE	VA
4	053103640	P O BOX 307	GRANITE QUARRY	NC
5	053204280	8624 OLD STATE ROAD	HOLLY HILL	SC
6	055002723	P O BOX 249	REISTERSTOWN	MD
7	061110557	P O BOX 4450	EATONTON	GA
8	061203642	P.O. BOX 187	LAKELAND	GA
9	061212345	104 NORTH MAIN STREET	SYLVANIA	GA
10	061212688	201 N. MAIN ST.	STATESBORO	GA
11	063101111	101 N CHERRY STREET	MONTICELLO	FL
12	063102204	P O BOX 476	TRENTON	FL
13	073900580	221 JEFFERSON STREET	BURLINGTON	IA
14	073916477	221 JEFFERSON STREET	BURLINGTON	IA
15	074910692	P O BOX 158	LAOTTO	IN
16	075907442	P O BOX 409	TOMAH	WI
17	082901619	708 S. MAIN	STUTTGART	AR
18	091309846	PO BOX 405	TOLNA	ND
19	091310628	PO BOX 405	TOLNA	ND
20	101104122	BOX 10	MILLIGAN	NE
21	101109512	103 S 5TH	MOUND CITY	KS
22	103105530	225 E RENFROW	ARNETT	OK
23	104901911	BOX 217	ASHLAND	NE
24	104903362	617 1ST STREET	MILFORD	NE
25	104905140	P.O. BOX 7	AXTELL	NE
26	104908082	BOX 10	MILLIGAN	NE
27	111907021	240 SOUTH TEXAS STREET	DELEON	TX
28	122201198	P.O. BOX 2400	SEAL BEACH	CA

ACH US Routing Number – FARMERS & MERCHANTS BANK

What is an ACH Routing Number?

An ACH routing number is a 9-digit code that identifies the financial institution that holds an account. It’s an important piece of information needed to properly route payments through the Automated Clearing House (ACH) network.

When money is transferred electronically between banks, the routing number tells the network where to direct the payment. Think of it like a ZIP code for money!

Understanding the ACH Network

The ACH network facilitates electronic payments and money transfers directly between banks. It’s used for all kinds of direct deposits and withdrawals, including:

• Direct deposit of paychecks
• Auto-pay bill payments
• Bank-to-bank transfers

Within this network, routing numbers act like addresses to make sure transactions go where they need to.

Looking Up the Routing Number for Farmers & Merchants Bank

If you have an account at Farmers & Merchants Bank, you’ll need the correct routing number for transactions. Here are a few ways to find it:

Using the ABA Routing Number Lookup Tool

The official ABA Routing Number Lookup tool can be used to search for the routing number of any bank. Simply select your state, city, and bank name to find the 9-digit code.

Checking the Bank’s Website

The routing number is usually provided on bank websites for easy reference. Check the “About Us” or “Contact” page.

Contacting the Bank Directly

You can always call or visit your local branch. A customer service representative can provide the correct routing number.

How to Use Farmers & Merchants Bank’s Routing Number

Knowing the routing number is useless unless you know how to use it! Here are some of the main ways it comes into play:

Adding the Routing Number for Direct Deposits

To set up direct deposit of your paycheck or other regular deposits, you’ll need to provide the routing number along with your account number.

Providing the Routing Number for Payments

Giving companies or individuals the routing number allows them to send one-time or recurring payments to your Farmers & Merchants Bank account.

Including the Routing Number when Transferring Funds

Use the routing number to transfer funds between your accounts at Farmers & Merchants Bank or to external accounts at other institutions.

Benefits of Having the Correct Routing Number

Why is it so important to have and use the right routing number? Here are some key benefits:

Smooth Processing of Transactions

The routing number enables accurate, on-time posting of funds to your account. Without it, payments may get lost or delayed.

Avoiding Delays or Errors

Typos and incorrect numbers can lead to bounced payments or money transferring to the wrong account. Double check it!

Ensuring Accurate Record Keeping

With the right routing number, your bank records will reflect transfers clearly. Your account balance and activity stay correct.

Key Takeaways about Farmers & Merchants Bank’s Routing Number

• The 9-digit ACH routing number helps direct electronic payments to the right bank account.
• Farmers & Merchants Bank’s routing number can be found through the ABA lookup tool, bank website, or customer service.
• Including the accurate routing number when setting up direct deposits or sending/receiving funds enables seamless transactions.
• Having the correct code avoids delays, errors, and discrepancies with your account and payments.

Now that you understand Farmers & Merchants Bank’s routing number, you can confidently provide it for any ACH transfers or payments! Double check the number anytime you need to hand it out.

Conclusion

In summary, ACH routing numbers serve an important purpose in facilitating electronic financial transactions. Knowing and using Farmers & Merchants Bank’s specific routing number will ensure your payments go through smoothly and securely. Take the time to properly record the 9-digit code to avoid any costly mistakes or delays.

FAQs

What other names is the routing number known by?

The routing number is also known as the ABA routing number, RTN, or transit number. These all refer to the same 9-digit code that identifies a bank.

Where is the routing number located on a check?

At the bottom of a check, the routing number is the set of 9 digits between the account number and the check number.

Can I have more than one routing number for a bank?

Yes, it’s possible for banks to have multiple routing numbers, usually associated with different states or regions the bank operates in.

Do ACH payments cost money?

ACH payments typically do not have any transaction fees associated with them. This makes ACH transfers a convenient and cost-effective option.

If I input the wrong routing number, can the transaction be reversed?

Unfortunately, once an ACH transfer goes through, it can be very difficult to reverse. Always verify routing numbers before initiating any payment.