ACH US Routing Number – COMMUNITY STATE BANK

	Routing Number	Address	City	State
1	031317788	478 RIDGELY STREET	ORBISONIA	PA
2	063106352	PO DRAWER 460	STARKE	FL
3	073908317	P.O. BOX 445	TIPTON	IA
4	073910114	P O BOX 308	JOHNSTON	IA
5	073917887	208 MAIN STREET	ALBERT CITY	IA
6	073922296	207 S MAIN STREET	PATON	IA
7	074906800	PO BOX 79	AVILLA	IN
8	074912645	101 NORTH CHICAGO STREET	ROYAL CENTER	IN
9	075907002	1500 MAIN ST	UNION GROVE	WI
10	081213078	625 SE 2ND ST	GALVA	IL
11	081307227	P.O.BOX 280	POSEYVILLE	IN
12	081503607	208 N CENTER	SHELBINA	MO
13	081509449	P O BOX 370	BOWLING GREEN	MO
14	082905136	208 WEST 4TH STREET	BRADLEY	AR
15	101101471	P O BOX 219	COFFEYVILLE	KS
16	102107364	717 N MAIN ST	LAMAR	CO
17	103101589	BOX 367	HENNESSEY	OK
18	103104764	103 W MAIN	CANTON	OK

ACH US Routing Number – COMMUNITY STATE BANK

If you need to set up direct deposits or make electronic transfers using the Automated Clearing House (ACH) network, you’ll need an ACH routing number. This identification number helps route the transaction to the correct bank and account. In this article, we’ll take a closer look at ACH routing numbers and provide the details for Community State Bank’s routing number.

What is an ACH Routing Number?

An ACH routing number is a 9-digit code that identifies the bank where a person or business holds an account. It’s used to process direct deposits and electronic payments and transfers.

The routing number serves a few key purposes:

• It identifies the bank where the account is held. This allows payments and transfers to be routed to the correct financial institution.
• It identifies the geographic location of the bank. The first 4 digits pinpoint the Federal Reserve routing symbol, which matches the bank to its district, state, and region.
• It identifies the bank account. The last 5 digits indicate the specific bank and branch maintaining the account.

Routing numbers follow a standard format set by the American Bankers Association:

• Positions 1-4 – Federal Reserve Routing Symbol
• Positions 5-8 – ABA Institution Identifier
• Position 9 – ABA Check Digit

Financial institutions are assigned unique routing numbers when they register with the Federal Reserve.

Overview of Community State Bank

Community State Bank is a local, independent bank serving multiple communities across Iowa. Founded in 1917 in Anamosa, IA, the bank now has over 20 branch locations providing a full range of banking services.

Some key facts about Community State Bank:

• Headquarters: Anamosa, IA
• Branches: Over 20 branches across eastern and central Iowa
• Assets: Over $1.6 billion
• Services: Checking, savings, online banking, loans, mortgages, credit cards

As a community bank, they focus on building relationships with customers and serving the needs of local businesses and residents. They provide responsive, personalized service and local decision-making.

Community State Bank’s ACH Routing Number

Community State Bank’s ACH routing number is 073922296.

This 9-digit code can be used to set up direct deposits or bank transfers into a checking or savings account with Community State Bank.

When setting up automatic payments or deposits through your employer, the government, or other merchants, providing this bank routing number helps ensure the transactions are directed into your Community State Bank account correctly.

Some tips for using Community State Bank’s routing number:

• Double check the number matches exactly before submitting it for any setups. Incorrect numbers may result in delayed or rejected transactions.
• The routing number is only for Community State Bank accounts – it will not work for accounts at other banks.
• If setting up deposits, also provide your complete account number from your checks or bank statements.
• Contact your Community State Bank branch if you have any trouble with direct deposits or payments using the routing number.

Frequently Asked Questions

What is the difference between a routing number and account number?

The routing number identifies the bank and branch, while the account number uniquely identifies the specific bank account. Both are needed to properly route transactions.

Where do I find my bank’s routing number?

Routing numbers are listed at the bottom of checks and account statements. You can also call your bank or search online to confirm the ACH routing number.

Can I use one bank’s routing number for another bank?

No, each banking institution has its own unique routing number. You must use the correct routing number that corresponds to your specific bank and branch.

Do all my automatic transactions require a routing number?

Yes, any ACH transfers, direct deposits, or electronic payments need the routing number to process through the bank and reach your account.

If I switch banks, do I need to update my routing number?

Yes, you should provide your new bank’s routing number to any employers, services, or merchants you have automatic payments or deposits set up with.

Conclusion

ACH routing numbers are essential for properly directing electronic bank transactions. Community State Bank’s routing number is 073922296

. This 9-digit code identifies Community State Bank in the ACH network to route transactions to the correct accounts. By providing this number when setting up direct deposits or electronic transfers, you can ensure your money gets where it needs to go. Contact your local Community State Bank branch if you need assistance managing transactions using their routing number.