ACH US Routing Number – COMERICA BANK
| Routing Number | Address | City | State | |
| 1 | 067012099 | PO BOX 75000 | DETROIT | MI |
| 2 | 072000096 | PO BOX 75000 | DETROIT | MI |
| 3 | 072000339 | PO BOX 75000 | DETROIT | MI |
| 4 | 072401064 | P.O BOX 75000 | DETROIT | MI |
| 5 | 072404485 | P O BOX 75000 | DETROIT | MI |
| 6 | 072404786 | P O BOX 75000 | DETROIT | MI |
| 7 | 072409794 | P O BOX 75000 | DETROIT | MI |
| 8 | 072413133 | P.O. BOX 75000 | DETROIT | MI |
| 9 | 072413256 | P O BOX 75000 | DETROIT | MI |
| 10 | 111000753 | P O BOX 75000 | DETROIT | MI |
| 11 | 111925074 | PO BOX 75000 | DETROIT | MI |
| 12 | 113015584 | PO BOX 75000 | DETROIT | MI |
| 13 | 121137522 | P.O. BOX 75000 | DETROIT | MI |
ACH US Routing Number – COMERICA BANK
When sending or receiving electronic payments like direct deposits and online transfers, banks identify accounts using a routing number. For Comerica Bank, this important number enables smooth and secure electronic funds transfers. In this article, we will discuss what an ACH routing number is, provide an overview of Comerica Bank, cover Comerica’s routing number, explain how to use it, and outline the key benefits.
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies the bank holding an account. It allows for the electronic transfer of money to and from accounts, routing payments to the correct financial institution. ACH stands for “Automated Clearing House”, which is the payment network that facilitates electronic transactions between banks.
Routing numbers enable automatic payments and transfers to be processed seamlessly between banks. They appear on checks and deposit slips. When setting up direct deposit, signing up for online banking, or wiring money, the routing number ensures your transactions get to the right place.
Comerica Bank Overview
Comerica Bank is a financial services company headquartered in Dallas, Texas. It has retail and business banking operations located across Texas, Michigan, California, and Arizona. The bank has around 468 retail branches in addition to lending centers and ATMs.
Comerica provides a full range of banking products and services to individuals, small businesses, and large corporations. This includes checking and savings accounts, credit cards, mortgages, commercial loans, retirement plans, and more. It serves over 1.2 million customers nationwide.
The company traces its roots back to 1849 in Detroit, where it was founded as the Detroit Savings Fund Institute. It adopted the name Comerica in 1982 after a merger. Comerica has grown via acquisitions and expanded across multiple states while retaining a focus on relationship banking.
Comerica Bank’s ACH Routing Number
Comerica Bank’s ACH routing number is 072000096. This 9-digit code uniquely identifies Comerica and enables the routing of electronic payments to accounts held at Comerica Bank.
You can find the ACH routing number printed on the bottom left corner of your checks as well as on deposit slips. It can also be found by logging into online banking or calling your local Comerica branch.
Using Comerica’s Routing Number
When setting up direct deposits or authorizing electronic transfers to and from your Comerica account, you’ll need to provide the ACH routing number.
For direct deposit of paychecks or government benefits like Social Security, give 072000096 along with your Comerica account number to your employer or benefits provider.
For incoming wires or ACH transfers, the sender should include Comerica’s routing number in the payment details. This ensures the funds are deposited into the right account.
Benefits of Using Comerica’s Routing Number
Using Comerica Bank’s valid routing number provides the following key benefits:
- Seamless electronic funds transfers: With the right routing number, payments directly deposit smoothly without delays.
- Fast and secure payments: Correct routing numbers enable prompt verification and processing of transfers.
- Prevents rejections: An accurate number prevents payments from being rejected and delayed due to misdirection.
- Easy account identification: The routing number enables unique identification of Comerica accounts for electronic payments.
- Smooth user experience: Customers can set up and receive electronic payments seamlessly.
Frequently Asked Questions
Where can I find Comerica’s routing number?
Comerica’s routing number (072000096) is printed on the bottom left of checks and deposit slips. You can also find it by contacting your local branch or logging into online banking.
What if I use the wrong routing number?
If the wrong routing number is used, your electronic payments may get rejected, delayed, or deposited into a wrong account. Always verify Comerica’s ACH routing number before initiating any transfers.
Is the routing number the same for wires and ACH?
Yes, Comerica Bank uses the same routing number (072000096) for incoming wires and ACH transfers.
What happens if I forget to include the routing number?
Omitting the routing number can cause delays. Payments may get rejected and funds returned to the sender.
Who needs Comerica’s routing number?
Anyone making electronic payments to/from Comerica accounts needs the routing number. This includes for direct deposit, online transfers, or incoming wires.
Conclusion
In summary, Comerica Bank’s routing number enables the smooth transfer of funds electronically. By using the 9-digit ACH routing number 072000096 in payment instructions, you can seamlessly send and receive direct deposits, wires, and other electronic funds transfers. Verifying and providing this key number prevents delays and ensures secure transactions.