ACH US Routing Number – CITIZENS BANK

	Routing Number	Address	City	State
1	011001331	ROP440	RIVERSIDE	RI
2	011304517	ROP440	RIVERSIDE	RI
3	011401533	1 CITIZENS DRIVE ROP440	RIVERSIDE	RI
4	011500120	1 CITIZENS DRIVE	RIVERSIDE	RI
5	011601443	1 CITIZENS DRIVE	RIVERSIDE	RI
6	021309997	P O BOX 277 BROADWAY	CAPE VINCENT	NY
7	021313103	ROP440	RIVERSIDE	RI
8	031101143	1 CITIZENS DRIVE ROP440	RIVERSIDE	RI
9	036076150	1 CITIZENS DRIVE	RIVERSIDE	RI
10	042103253	ATTN: CAROLYN SISCO	PAINTSVILLE	KY
11	042104469	P O BOX 127	BRODHEAD	KY
12	042108122	720 HIGHWAY 15 SOUTH	JACKSON	KY
13	044208936	P.O. BOX 128	BEVERLY	OH
14	044212922	P.O. BOX 128	BEVERLY	OH
15	051402233	126 SOUTH MAIN STREET	BLACKSTONE	VA
16	051501150	P O BOX 1519	ELKINS	WV
17	051501451	201 MAIN AVENUE	WESTON	WV
18	061101197	P O DRAWER 836	SANDERSVILLE	GA
19	061201042	P.O. BOX 1128	AMERICUS	GA
20	062204158	100 TEMPLE AVE. S	FAYETTE	AL
21	062204938	P.O. BOX 550	WINFIELD	AL
22	062206431	P.O. BOX 250	GUNTERSVILLE	AL
23	063103407	222 DOMARIS AVE	LAKE WALES	FL
24	063105544	156 GENEVA DRIVE	OVIEDO	FL
25	064000185	1917 HEIMAN ST	NASHVILLE	TN
26	064101301	400 HWY 52 BY-PASS WEST	LAFAYETTE	TN
27	064102436	PO BOX 100	LAFAYETTE	TN
28	064102601	P.O. BOX 45	HARTSVILLE	TN
29	064102740	400 HWY 52 BY-PASS WEST	LAFAYETTE	TN
30	064103419	PO BOX 100	LAFAYETTE	TN
31	064103532	P. O. BOX 910	RUSSELLVILLE	AL
32	064107729	ATTN: STEPHANIE MOFIELD	CARTHAGE	TN
33	064205388	130 S BROAD ST	NEW TAZEWELL	TN
34	064207946	P.O. BOX 1900	ELIZABETHTON	TN
35	064209177	300 BROAD STREET	ELIZABETHTON	TN
36	065202555	841 WEST MAIN STREET	VILLE PLATTE	LA
37	065302154	521 MAIN STREET	PHILADELPHIA	MS
38	065302358	814 MAIN STREET	COLUMBIA	MS
39	065304385	814 MAIN STREET	COLUMBIA	MS
40	065403150	57910 MAIN ST	PLAQUEMINE	LA
41	065404544	2160 MANTON DRIVE	COVINGTON	LA
42	065405491	57910 MAIN STREET	PLAQUEMINE	LA
43	071108313	502 E LOCUST	CHATSWORTH	IL
44	071123518	100 E WASHINGTON ST	EDINBURG	IL
45	072402076	ROP440	RIVERSIDE	RI
46	073921048	500 W. MAIN ST.	SAC CITY	IA
47	074905225	33 N INDIANA	MOORESVILLE	IN
48	075906171	301 N ROCHESTER ST	MUKWONAGO	WI
49	075918305	P.O. BOX 223	MUKWONAGO	WI
50	081503380	110 N MAPLE ST	ELDON	MO
51	081504172	117 SOUTH MAIN STREET	EDINA	MO
52	081518524	207 E. COMMERCIAL	CHARLESTON	MO
53	081905593	100 CIRCLE DRIVE	NEW HAVEN	MO
54	082902472	P.O. BOX 2156	BATESVILLE	AR
55	082907736	P O BOX 2156	BATESVILLE	AR
56	083903195	1021 SOUTH MAIN STREET	HARTFORD	KY
57	083907722	1522 UNION CITY HIGHWAY	HICKMAN	KY
58	083907913	201 EAST MAIN ST	CAMPBELLSVILLE	KY
59	083908307	209 KEEN STREET	BURKESVILLE	KY
60	084204709	239 E. MAIN ST.	MARKS	MS
61	084204929	P. O. BOX 667	BYHALIA	MS
62	091901192	PO BOX 547	NEW ULM	MN
63	091901862	PO BOX 339	HUTCHINSON	MN
64	092101085	BOX 847	BIG TIMBER	MT
65	092900985	BOX 847	BIG TIMBER	MT
66	101102108	PO BOX 525	WINDFIELD	KS
67	101204886	101 N MAIN	ROCK PORT	MO
68	101217514	P O BOX 79	AMSTERDAM	MO
69	101901396	PO BOX 50	CHILLICOTHE	MO
70	102102864	27 TALISMAN DR.	PAGOSA SPRINGS	CO
71	102202078	500 W. BROADWAY	FARMINGTON	NM
72	103002251	P.O. BOX 30	EDMOND	OK
73	103101330	BOX 1468	ADA	OK
74	103102274	P.O. BOX 1689	ARDMORE	OK
75	104902062	721 7TH ST.	ST. PAUL	NE
76	111101694	120 W ARKANSAS	VIVIAN	LA
77	111308277	211 E. MAIN	TUCUMCARI	NM
78	111320006	4201 SOUTH TREADAWAY BLVD.	ABILENE	TX
79	111922624	P O BOX 1700	KILGORE	TX
80	112201218	P O BOX 1629	CLOVIS	NM
81	112201289	505 S MAIN ST	LAS CRUCES	NM
82	112207209	505 S MAIN STREET	LAS CRUCES	NM
83	113119396	125 N MAIN	RUSK	TX
84	123204013	275 SOUTHWEST THIRD STREET	CORVALLIS	OR
85	123206846	275 SOUTHWEST THIRD STREET	CORVALLIS	OR
86	211070175	ROP440	RIVERSIDE	RI
87	211170114	ROP440	RIVERSIDE	RI
88	211574613	ROP440	RIVERSIDE	RI
89	221370030	ROP440	RIVERSIDE	RI
90	222371054	ROP440	RIVERSIDE	RI
91	231373069	ROP440	RIVERSIDE	RI
92	236074619	ROP440	RIVERSIDE	RI
93	241070417	ROP440	RIVERSIDE	RI
94	251573182	265 HIGH ST.	MORGANTOWN	WV
95	264271196	P.O. BOX 1900	ELIZABETHTON	TN
96	271071321	ROP440	RIVERSIDE	RI

ACH US Routing Number – Citizens Bank

What is an ACH Routing Number?

Definition and Purpose of a Routing Number

An ACH routing number is a 9-digit code that identifies a specific financial institution for the purpose of directing ACH transactions. ACH stands for “Automated Clearing House,” which is an electronic network used to transfer money between bank accounts in the United States.

A routing number serves as a unique identifier that helps route payments to the correct bank. Just like a ZIP code routes mail to the right destination, a routing number ensures an electronic payment lands in the proper bank account.

How ACH Transactions Work

An ACH routing number is essential for facilitating ACH transfers. Here is a quick overview of how ACH payments work:

• The originating bank receives payment instructions from a customer. This includes the routing number of the receiving bank.
• The originating bank forwards the payment details and funds to the ACH network.
• Using the routing number, the ACH network determines where to direct the money.
• The receiving bank accepts the payment and deposits the money into the recipient’s account.

The routing number enables the electronic transfer to navigate between banks and reach the intended account.

Citizens Bank’s ACH Routing Number

Citizens Bank Company Overview

Citizens Bank is a full-service retail bank that provides banking, lending, and investment services to individuals and businesses. The bank operates primarily in the northeastern and mid-Atlantic U.S.

Citizens Bank is part of Citizens Financial Group Inc., the 13th largest retail bank in the country. It has over 1,000 branches and more than 3,500 ATMs across 11 states.

Citizens Bank’s Routing Number for ACH Transactions

The routing number for Citizens Bank is 2110-7554-8.

This 9-digit code serves as the bank’s unique ACH routing number. Anyone initiating an electronic funds transfer to or from a Citizens Bank account should use this routing number.

This number will direct ACH payments like direct deposits and online bill payments into the proper Citizens Bank accounts. It is essential for quick and accurate processing of electronic transactions.

How to Find a Bank’s Routing Number

There are a few places you can look up a bank’s ACH routing number if you need to initiate electronic payments.

Checking Statements and Account Documents

Your bank will print the routing number on the bottom of checks and account statements. Look at the sequence of numbers along the bottom of a check or statement and identify the 9-digit routing number.

Calling Your Bank

Contact your bank’s customer service line and request the official routing number for ACH transfers. Make sure to clarify you want the electronic routing number, not the wire transfer code.

Looking Online

Most banks publish routing numbers on their websites. You can often search “Routing Number” on a bank’s site to find this information quickly.

MICR Line

Using a magnifying glass to examine the MICR line (magnetic ink character recognition line) on the bottom of checks can reveal the routing number.

Uses of ACH Routing Numbers

ACH routing numbers enable a variety of electronic funds transfer options. Here are some of the most common uses:

Setting up Direct Deposit

Provide your employer or benefits provider with your bank’s routing number to set up direct deposit payments into your account.

Making Electronic Payments

Enter the recipient’s bank routing number when setting up online bill payments, insurance premium payments, or other electronic money transfers.

Receiving Money Electronically

Give the payer your bank’s routing number so they can electronically transfer funds into your account. This allows fast money transfer options like PayPal payments.

Tips for Working with Routing Numbers

When dealing with sensitive financial transactions, it helps to take precautions with routing numbers:

Double Checking Accuracy

Be sure to verify the routing number you use matches the exact number on bank statements and the bank’s website. Even one digit off can mean missed or misrouted payments.

Security Precautions

Never provide a bank’s routing number to an unknown or untrusted entity. Use extra care when emailing or sharing routing details to keep the information secure.

Recap and Key Takeaways

• ACH routing numbers help direct electronic payments between banks. Citizens Bank’s routing number for ACH transfers is 2110-7554-8.
• Double check routing numbers for accuracy before initiating important transfers. Only provide routing info to trusted recipients.
• Routing numbers can be found on bank statements, websites, checks, and through customer service. They allow conveniences like setting up direct deposit.
• Take precautions to use bank routing numbers securely. These 9-digit codes facilitate the flow of money between accounts.

Frequently Asked Questions

Q: Can I use the same routing number for checks and ACH transfers?

A: Yes, in most cases the routing number used for checks can also be used for ACH and other electronic payments. Banks typically have just one routing number for all types of transactions.

Q: Where can I find my bank’s wire transfer routing number?

A: Wire transfer routing numbers are different from ACH numbers and are typically not listed directly on statements and checks. You need to contact your bank to receive the wire transfer details.

Q: What happens if I enter an incorrect routing number for a payment?

A: The transfer will likely be rejected and returned. Double check that you have the right routing number for the receiving bank before sending any payments.

Q: Are routing numbers only used in the United States?

A: Yes, routing numbers are a bank identification system specific to the U.S. Other countries use different formats like IBANs and SWIFT codes to route electronic payments.

Q: How do I know if a routing number is valid?

A: The best way to verify a routing number is to check it directly on your bank’s website or documents. There are also tools that can validate if a routing number belongs to a real U.S. bank.