ACH US Routing Number – BANNER BANK

	Routing Number	Address	City	State
1	075904526	P O BOX I	BIRNAMWOOD	WI
2	075911373	PO BOX I	BIRNAMWOOD	WI
3	121135087	110 S FERRALL STREET	SPOKANE	WA
4	121137807	110 S FERRALL STREET	SPOKANE	WA
5	121141903	110 S FERRALL STREET	SPOKANE	WA
6	121142779	110 S FERRALL STREET	SPOKANE	WA
7	121142834	110 S FERRALL STREET	SPOKANE	WA
8	122237748	110 S FERRALL STREET	SPOKANE	WA
9	122241831	110 S FERRALL STREET	SPOKANE	WA
10	122243208	110 S FERRALL STREET	SPOKANE	WA
11	122243457	110 S FERRALL STREET	SPOKANE	WA
12	122243664	110 S FERRALL STREET	SPOKANE	WA
13	122243800	110 S FERRALL STREET	SPOKANE	WA
14	122244582	110 S FERRALL STREET	SPOKANE	WA
15	123103570	110 S FERRALL STREET	SPOKANE	WA
16	123202293	110 S FERRALL STREET	SPOKANE	WA
17	123204071	110 S FERRALL STREET	SPOKANE	WA
18	123204110	110 S FERRALL STREET	SPOKANE	WA
19	123206590	110 S FERRALL STREET	SPOKANE	WA
20	123206817	110 S FERRALL STREET	SPOKANE	WA
21	123206901	110 S FERRALL STREET	SPOKANE	WA
22	123308786	110 S FERRALL STREET	SPOKANE	WA
23	124302257	110 S FERRALL STREET	SPOKANE	WA
24	125008220	110S FERRALL STREET	SPOKANE	WA
25	125105741	110 S FERRALL STREET	SPOKANE	WA
26	125107037	110 S FERRALL STREET	SPOKANE	WA
27	125107765	110 S FERRALL STREET	SPOKANE	WA
28	125108065	110 S FERRALL STREET	SPOKANE	WA
29	125108191	110 S FERRALL STREET	SPOKANE	WA
30	125108382	110 S FERRALL STREET	SPOKANE	WA
31	125108599	110 S FERRALL STREET	SPOKANE	WA
32	125108764	110 S FERRAL STREET	SPOKANE	WA
33	125108858	110 S FERRALL STREET	SPOKANE	WA
34	125108890	110 S FERRALL STREET	SPOKANE	WA
35	125108939	110 S FERRALL STREET	SPOKANE	WA
36	323371076	110 S FERRALL STREET	SPOKANE	WA

Have you ever wondered what that string of 9 digits is on the bottom of your checks? That is known as a bank routing number, and it serves an important function in facilitating payments and transfers. Routing numbers identify financial institutions and enable money to be routed electronically between banks.

In this article, we will take a closer look at routing numbers and specifically cover the routing number for Banner Bank, one of the largest commercial banks in the Northwestern United States.

Understanding how to find and use your bank’s routing number is key to setting up direct deposits, making electronic payments, and sending funds transfers. Read on to learn everything you need to know about Banner Bank’s routing number and how routing numbers work!

What is the ACH Routing Number for Banner Bank?

Banner Bank’s routing number used for ACH transfers and direct deposits is 323371076 (see the Above table).

This 9-digit number can be found on the bottom left corner of your Banner Bank checks and deposit slips. It is also available on the bank’s website and mobile app, or by contacting one of their branch locations directly.

When setting up direct deposits or scheduling electronic transfers to and from your Banner Bank account, make sure to use this official routing number provided by the bank. Double check that the number is entered correctly to avoid any delays or errors in processing.

How Routing Numbers Work

Bank routing numbers are assigned by the American Bankers Association and consist of a 9-digit identification code. The first 4 digits identify the Federal Reserve Bank district where the financial institution is located. The next 4 digits denote the specific commercial bank or institution. The last digit is a checksum number that validates the routing number.

Routing numbers enable banks to identify where transfers should be directed. Think of it like a ZIP code steering mail to the correct post office before it goes to your street address. The routing number ensures an electronic transfer finds the right financial institution, then the customer’s account number completes the delivery.

The ABA ensures that each routing number is unique, so no two banks will have the same routing code. However, banks will often have different routing numbers for different purposes, like wires, ACH, or checking transactions. Many large banks have multiple routing numbers that serve distinct functions.

Using Banner Bank’s Routing Number

Knowing your bank’s routing number is crucial for setting up direct payments like payroll or Social Security deposits. It is also required information when authorizing debits from your account, like recurring bills and subscription fees.

Here are some key uses for Banner Bank’s 9-digit routing number:

Direct Deposit – Provide Banner Bank’s routing number and your account number to your employer for paycheck deposits or government agencies for benefits like Social Security.
Bill Pay – Add Banner Bank’s routing details when setting up merchants and utility companies as payees for your online bill payments.
Account Transfers – Use Banner Bank’s routing number when transferring funds between your Banner account and accounts at other institutions.
Wire Transfers – Supply Banner Bank’s routing number along with your account number when wiring money domestically or internationally.

Always verify you have the correct routing number for the type of transaction to avoid mistakes. For example, the routing number for wires may be different from the number for direct deposits.

Mistakes to Avoid

Since routing numbers are long and confusing, it can be easy to make mistakes when using them for payments and transfers. Here are some common errors to sidestep:

Using the Wrong Routing Number – Double check you have the right routing number for Banner Bank, especially if you are selecting it from a list. Other banks may have similar numbers.

Transposing Digits – Take care when entering Banner Bank’s routing number electronically that you input the digits accurately and in the correct sequence. Transposed numbers can lead to transaction failures or misdirected payments.

Confusing with Account Number – It is easy to mix up your routing and account numbers. Remember that the routing number identifies Banner Bank, while your account number is unique to your individual account.

FAQs

How do I know if my Banner Bank routing number is still valid?

Contact Banner Bank or visit your local branch to verify the routing number for ACH transfers has not changed. Routing numbers rarely change but it’s good to periodically confirm.

Where else can I find Banner Bank’s routing number?

The routing number is listed on the bank’s website, monthly statements, mobile app, deposit slips, and at the bottom of checks. You can also call their customer service line to obtain it.

What happens if I enter Banner Bank’s routing number incorrectly?

An incorrect routing number may result in delays, failed transactions, or funds being misdirected. Verify the accuracy before submitting any financial transfers.

Can the same routing number be used for international wire transfers?

Banner Bank may require a different routing number or SWIFT code for international wires. Check with the bank to confirm the appropriate number for your transfer type.

What should I do if I notice my checks have a different routing number than Banner Bank’s website?

Contact Banner Bank to get the proper routing number for checks and update any direct deposits or automated payments associated with your account.

Conclusion

Routing numbers serve a crucial purpose in facilitating electronic financial transfers and directly identifying bank accounts. Banner Bank’s routing number for ACH and direct deposits is 323371076 (see the Above table). Understanding how to find and properly use your bank’s routing number can help avoid costly mistakes when setting up payments or sending and receiving wire transfers. Keep this guide handy anytime you need to reference Banner Bank’s official routing number for your banking needs.