ACH US Routing Number – BANKPLUS

	Routing Number	Address	City	State
1	065301197	202 JACKSON ST	BELZONI	MS
2	065301605	202 JACKSON ST	BELZONI	MS
3	065301948	P.O. BOX 677	BELZONI	MS
4	065302044	P.O. BOX 677	BELZONI	MS
5	065302701	202 JACKSON ST	BELZONI	MS
6	065302895	202 JACKSON ST	BELZONI	MS
7	065303069	202 JACKSON ST	BELZONI	MS
8	065303920	202 JACKSON ST	BELZONI	MS
9	084202264	P. O. BOX 677	BELZONI	MS
10	084205559	P.O. BOX 677	BELZONI	MS
11	265371082	202 JACKSON ST	BELZONI	MS

Understanding ACH US routing numbers and how to find the correct number for your bank is important for ensuring seamless electronic payments and transfers. This guide will provide an overview of ACH routing numbers and detail specifically how to find the ACH US routing number for BANKPLUS.

What is an ACH Routing Number?

An ACH routing number is a 9-digit code that identifies the financial institution from which a payment will be electronically debited or deposited. It allows for the transfer of money between banks in the US.

ACH stands for Automated Clearing House, which is an electronic network used by banks and financial institutions to process large volumes of credit and debit transactions. The ACH network is overseen by NACHA, the National Automated Clearing House Association.

Purpose of ACH Routing Numbers

ACH routing numbers serve several key purposes:

Route ACH transactions to the correct financial institution
Confirm that both the sending and receiving banks can process ACH payments
Enable money to transfer between accounts electronically
Verify that the account being credited or debited exists

Routing numbers are critical for the proper clearing of ACH transfers. Without the right routing number, payments cannot be processed.

Where to Find the ACH Routing Number

ACH routing numbers can be found in several places:

At the bottom of a check issued by the financial institution
On a bank statement or letterhead
Online on the bank’s website (often under a “Contact” page)
By searching tools like the Federal Reserve Financial Services site

Banks and credit unions are required to provide routing numbers to account holders when requested.

How ACH Routing Numbers Work

ACH routing numbers work by directing ACH transfers through the network to the correct destination. Here is a simplified step-by-step explanation:

An originating bank receives the payment info (account, routing number, amount)
The originating bank contacts the ACH network to process the transaction
The network uses the routing number to identify where to send the money
The transfer is sent to the receiving bank associated with the routing number
The receiving bank credits or debits the account per the transaction details

This all happens electronically in just a few business days. Routing numbers enable the automation of transfers.

BANKPLUS ACH Routing Number

Now that we’ve covered the basics of ACH routing numbers, let’s look at how to find the specific ACH routing number for BANKPLUS.

BANKPLUS is a state-chartered financial institution based in Belzoni, Mississippi. They have branches throughout the state.

Where to Find BANKPLUS’s ACH Routing Number

The ACH routing number for BANKPLUS is 065301197. ( see the table above)

This 9-digit ACH routing number can be found:

At the bottom of checks issued by BANKPLUS
Listed on BANKPLUS’s website under the Contact page
By searching the institution name on the Federal Reserve Financial Services site

When initiating an ACH transfer to or from BANKPLUS, make sure to verify the routing number is 065301197. ( see the Table above)

How to Use BANKPLUS’s Routing Number

BANKPLUS’s ACH routing number can be used in a few ways:

Setting up direct deposit for paychecks or government benefits
Authorizing recurring electronic payments to a BANKPLUS account
Sending or receiving one-time ACH transfers into/out of a BANKPLUS account
Wiring funds internationally to a BANKPLUS account

The routing number must be paired with the recipient’s account number for successful processing.

When using 073902730 for transfers to or from BANKPLUS, be sure it is formatted as a 9-digit code with no dashes or spaces.

Troubleshooting ACH Routing Number Issues

Sometimes ACH transfers fail due to an incorrect routing number. Here are tips for troubleshooting:

Double check that the routing number belongs to the exact financial institution holding the account.
Verify the recipient’s account number is entered correctly.
Try formatting the routing number differently (with or without dashes).
Contact the bank to confirm the routing number has not changed.

Taking preventative steps can help avoid routing number mistakes upfront when setting up transfers.

Key Takeaways on BANKPLUS’s ACH Routing Number

To recap the key facts:

BANKPLUS’s routing number for ACH transfers is 065301197
This 9-digit code can be found on BANKPLUS checks, statements, and website
Include the routing number when setting up direct deposits or wire transfers
Double check the number when authorizing any new electronic payments

Knowing the proper ACH routing number for your bank prevents payment issues down the road.

Frequently Asked Questions About ACH Routing Numbers

Below are answers to some common questions about ACH routing numbers and how they function:

Are routing numbers the same for wires and ACH?

No, wiring routing numbers are different from ACH routing numbers. They are both bank-specific but are used for different payment systems.

Where is the routing number on a check?

The routing number appears at the bottom left corner of a check. It is always the first set of 9 digits, surrounded by colons (:).

What happens if the routing number is wrong?

If the wrong routing number is used, the ACH transfer or direct deposit will fail and be returned. Using an invalid routing number will result in delays and potential fees.

Do all banks have an ACH routing number?

Yes, any bank that utilizes the ACH network will have an assigned ACH routing number to receive electronic transfers. Credit unions and some prepaid card issuers may also have routing numbers.

Can I use a routing number from a check for ACH?

Yes, ACH routing numbers are typically the same as the routing number printed on checks from the same financial institution. This makes checks a convenient place to find the number.

Conclusion

In summary, ACH routing numbers are essential for completing electronic funds transfers between US banks. They act as an address to route payments properly within the ACH network. BANKPLUS’s ACH routing number is 065301197- this unique identifier must be used when directing ACH transactions to or from BANKPLUS accounts. Following the tips provided, individuals and businesses can seamlessly send and receive automated clearing house payments by verifying routing numbers.