ACH US Routing Number – BANCORP SOUTH

	Routing Number	Address	City	State
1	064108388	2910 W JACKSON ST	TUPELO	MS
2	065405255	2910 W JACKSON ST	TUPELO	MS
3	082900966	2910 W JACKSON STREET	TUPELO	MS
4	082901075	2910 W JACKSON STREET	TUPELO	MS
5	082906517	2910 W JACKSON STREET	TUPELO	MS
6	084003654	2910 W. JACKSON ST.	TUPELO	MS
7	084300603	2910 W JACKSON ST	TUPELO	MS
8	086518736	PO DRAWER 789	TUPELO	MS
9	086518749	PO DRAWER 789	TUPELO	MS
10	111103058	2910 W JACKSON STREET	TUPELO	MS
11	111104743	2910 W JACKSON STREET	TUPELO	MS
12	111901056	2910 W JACKSON STREET	TUPELO	MS
13	111914687	2910 W JACKSON STREET	TUPELO	MS
14	113101773	2910 W JACKSON STREET	TUPELO	MS
15	113110667	2910 W JACKSON STREET	TUPELO	MS

What is an ACH Routing Number?

An ACH routing number is a 9 digit code that identifies the financial institution when processing ACH transfers. ACH stands for Automated Clearing House, which is an electronic network used for transactions like direct deposits and online bill payments. The routing number helps route the ACH transfer to the correct bank account.

What is BANCORP SOUTH?

BANCORP SOUTH is a regional bank based in Tupelo, Mississippi that offers a range of banking services to individuals and businesses across the Southern United States.

History of BANCORP SOUTH

BANCORP SOUTH was founded in 1876 and has grown steadily over the decades, acquiring multiple smaller banks along the way. Today, it has over 300 branches across Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee and Texas.

Services offered by BANCORP SOUTH

BANCORP SOUTH offers standard banking solutions like checking and savings accounts, online and mobile banking, loans, credit cards, mortgages, and more for personal as well as business banking. They provide dedicated services for agriculture, commercial real estate, insurance and manufacturing industries.

BANCORP SOUTH’s ACH Routing Number

To initiate ACH transfers from or to a BANCORP SOUTH account, you will need the bank’s routing number.

Where to find BANCORP SOUTH’s routing number

BANCORP SOUTH’s routing number is 064108388{example} . This 9 digit code can be found at the bottom of your checks, by logging into your online banking account, or calling their customer service.

Uses of BANCORP SOUTH’s routing number

BANCORP SOUTH’s routing number is primarily used to:

Set up direct deposits of salaries, dividends, pensions, etc into a BANCORP SOUTH checking or savings account.
Pay bills online through electronic transfers from a BANCORP SOUTH account.
Transfer funds to or from an account at another bank.

Setting up ACH transfers with BANCORP SOUTH

Adding BANCORP SOUTH account for ACH transfers

To add your BANCORP SOUTH account for ACH transfers on other bank accounts or biller websites, you will need to provide the account number and BANCORP SOUTH’s routing number. Ensure you select “Checking” or “Savings” for the correct account type.

Sending ACH transfers from BANCORP SOUTH

Log in to your BANCORP SOUTH online banking account and navigate to Transfers > Payments to schedule one-time or recurring outbound ACH transfers. You can send money to accounts at other banks or directly to billers.

Receiving ACH transfers into BANCORP SOUTH

Provide payers like your employer or clients your BANCORP SOUTH account number and routing number to enable direct deposits into your account. The funds will reflect in real time on business days.

Benefits of using BANCORP SOUTH for ACH

Wide branch network

With over 300 branches, BANCORP SOUTH offers the convenience of localized banking across a number of Southern states.

Strong online and mobile banking

BANCORP SOUTH offers user-friendly online banking services and mobile apps for digital account access and management. You can easily handle ACH transfers through their website or app.

Excellent customer service

BANCORP SOUTH is known for quality customer service with extended hours for phone and chat support. You can get assistance with ACH issues promptly.

Tips for avoiding issues with ACH transfers

Verify account and routing numbers

Cross verify that you have the right account and routing numbers when setting up ACH to avoid transfers failing or getting rejected.

Check for limits on transfer amounts

Some banks can have limits on ACH amounts per day or month. Check with BANCORP SOUTH if you need higher transfer sizes.

Schedule transfers carefully

Ensure sufficient balance and allow a few business days for transfers to avoid overdrafts or delays. Time your transfers right, especially for larger amounts.

Conclusion

BANCORP SOUTH’s routing number 064108388(example) identifies the bank while processing ACH transfers. This 9 digit code routes your ACH debits and credits seamlessly to your BANCORP SOUTH checking or savings account. Using their established banking network and digital services, you can conveniently manage automated clearing house transactions. Verifying details and scheduling transfers carefully will help avoid potential issues with ACH transfers using your BANCORP SOUTH account.

FAQs

Q: What is the routing number for wires through BANCORP SOUTH?

A: The wire routing number for BANCORP SOUTH is 65405255 (example) see the list above for complete details. This is different from the ACH routing number.

Q: Can I use BANCORP SOUTH’s routing number for direct deposits?

A: Yes, BANCORP SOUTH’s 65405255 (example) routing number can be used to set up direct deposits into your checking or savings account.

Q: Where can I find my BANCORP SOUTH account number?

A: Your BANCORP SOUTH account number will be available on your checks, account statements or by logging into online/mobile banking.

Q: Does BANCORP SOUTH charge fees for ACH transfers?

A: BANCORP SOUTH usually does not charge for incoming ACH transfers. Outgoing ACH transfers may have a fee depending on the account type and transfer amounts.

Q: How long do ACH transfers take with BANCORP SOUTH?

A: ACH transfers with BANCORP SOUTH usually take 1-2 business days to process. Same day ACH is available for qualifying transactions.