ACH US Routing Number – WEBSTER BANK
| Routing Number | Address | City | State | |
| 1 | 011101613 | 436 SLATER RD | NEW BRITAIN | CT |
| 2 | 011104050 | 436 SLATER RD | NEW BRITAIN | CT |
| 3 | 011104209 | 436 SLATER RD | NEW BRITAIN | CT |
| 4 | 011104322 | 436 SLATER ROAD | NEW BRITAIN | CT |
| 5 | 011110675 | 132 GRAND ST | WATERBURY | CT |
| 6 | 011110701 | 436 SLATER RD | NEW BRITAIN | CT |
| 7 | 021101438 | 436 SLATER RD | NEW BRITIAN | CT |
| 8 | 021111800 | 436 SLATER RD | NEW BRITAIN | CT |
| 9 | 021973019 | 436 SLATER ROAD | NEW BRITAIN | CT |
| 10 | 075907947 | 605 NORTH 8TH ST | SHEBOYGAN | WI |
| 11 | 211170101 | 436 SLATER ROAD | NEW BRITAIN | CT |
| 12 | 211170156 | 436 SLATER RD | NEW BRITAIN | CT |
| 13 | 211170279 | 436 SLATER RD | NEW BRITAIN | CT |
| 14 | 211170305 | 436 SLATER RD | NEW BRITAIN | CT |
| 15 | 211172785 | 436 SLATER RD | NEW BRITAIN | CT |
| 16 | 211174136 | 436 SLATER RD | NEW BRITAIN | CT |
| 17 | 211174343 | 436 SLATER RD | NEW BRITAIN | CT |
| 18 | 211370231 | 436 SLATER RD | NEW BRITAIN | CT |
| 19 | 211370590 | 436 SLATOR ROAD | NEW BRITAIN | CT |
| 20 | 211372077 | 436 SLATER ROAD | NEW BRITAIN | CT |
| 21 | 211970055 | 436 SLATER RD | NEW BRITAIN | CT |
| 22 | 211970194 | 436 SLATER RD | NEW BRITAIN | CT |
ACH US Routing Number – WEBSTER BANK
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies the financial institution that handles ACH payments and transfers. It serves as an address to route payments through the Automated Clearing House (ACH) network directly to the correct bank account.
Structure of the Routing Number
The routing number is comprised of a 8-digit routing transit number (RTN) and a 1-digit checksum. The RTN identifies the financial institution while the checksum allows computers to catch errors when processing data.
Purpose of the Routing Number
The routing number enables electronic payments like direct deposits, bill payments, and transfers to be processed accurately. It ensures your money goes to the right place when initiating ACH transfers. Without it, funds would end up lost or delayed.
WEBSTER BANK’s ACH Routing Number
About WEBSTER BANK
WEBSTER BANK is a leading regional bank headquartered in Waterbury, Connecticut. It operates in the Northeast with over 150 branches across 5 states.
Where to find WEBSTER BANK’s Routing Number
WEBSTER BANK’s routing number is 211173563 is an example (see table above for accurate ACH Routing Number). This 9-digit code can be found at the bottom left corner of your checks. You can also call their customer service or check on their website for verification.
Uses of WEBSTER BANK’s Routing Number
The main uses of WEBSTER BANK’s routing number include:
- Direct deposit of payroll, government benefits, or other income
- Online bill payments and transfers
- Linking bank account to payment apps like PayPal
- Wires and ACH transfers to/from WEBSTER BANK accounts
- Checks and electronic checks using account/routing number
Having the correct routing number ensures your transactions go to your WEBSTER BANK account accurately.
How ACH Payments Work
ACH Network
The ACH network functions as a clearing system to approve and facilitate electronic payments in the US. It connects all participating depository financial institutions.
ACH Transfer Process
To make an ACH payment, the payer initiates a transaction by providing their account details along with the recipient’s account/routing number. This data is encrypted and sent to the ACH operator.
The ACH operator verifies the account information and electronically delivers the money to the receiving bank. The bank then credits the payee’s account, completing the ACH transfer.
ACH Transaction Types
There are two main types of ACH transfers:
- Direct deposits – employer payroll, government benefits, etc.
- Direct payments – consumer or business bills, loan payments, etc.
Within these are more specific ACH transaction codes like WEB, TEL, and PPD.
Benefits of Using ACH Payments
Cost-Effective
ACH transfers have lower fees compared to wires or card payments. It costs just a few cents per transaction.
Secure
All ACH payments must pass verification requirements and encrypt sensitive data. This minimizes risk of fraud.
Fast Processing
Most ACH transfers take just 1-2 business days to settle. This enables quick access to funds versus checks which take longer.
Important Notes on ACH Routing Numbers
Accuracy is Critical
Even one digit off in the routing number and your payment cannot be completed. Triple check for accuracy.
One Bank May Have Multiple Routing Numbers
Large banks often have different routing numbers for separate branches/services. Verify you have the right one.
Routing Numbers May Change
Banks can deactivate old routing numbers and issue new ones. If payments are rejected, check for any changes.
ACH US Routing Number vs. Wire Transfer
While ACH US routing numbers are primarily used for domestic electronic transactions, wire transfers are typically reserved for larger sums of money or international transfers. Webster Bank provides specific instructions for both ACH transfers and wire transfers on its website, ensuring that customers can make the right choice for their financial needs.
Keeping Your ACH US Routing Number Secure
It is essential to treat your ACH US routing number with care and keep it secure. Avoid sharing it with individuals or organizations that you do not trust. Remember that this number is sensitive and should only be provided to trusted entities for legitimate financial purposes.
Frequently Asked Questions
What format is a routing number in?
A routing number is a 9-digit code with a format like 031175813. The first 8 digits identify the bank while the last digit is a checksum.
Where do I find my routing number?
You can find your personal or business routing number at the bottom left of your checks. Your bank can also provide the routing number.
Can I have more than one routing number?
Yes, it’s possible to have multiple routing numbers if you have accounts at different banks. Each will have its own unique routing number.
My routing number isn’t working. What should I do?
If your routing number is not allowing transactions, contact your bank to verify you have the right routing number on file for that account.