ACH US Routing Number – UNION STATE BANK
| Routing Number | Address | City | State | |
| 1 | 62202697 | 2019 COGSWELL AVE | PELL CITY | AL |
| 2 | 62203395 | 2019 COGSWELL AVE | PELL CITY | AL |
| 3 | 62205034 | 2019 COGSWELL AVE | PELL CITY | AL |
| 4 | 73903150 | 201 W. COURT AVE | WINTERSET | IA |
| 5 | 73910745 | 214 S 1ST ST | GREENFIELD | IA |
| 6 | 91302788 | 209 CENTRAL AVENUE NORTH | HAZEN | ND |
| 7 | 91310576 | 4530 17TH AVE S | FARGO | ND |
| 8 | 91311135 | 209 CENTRAL AVE N | HAZEN | ND |
| 9 | 91803818 | PO BOX 870 | WEST SALEM | WI |
| 10 | 101100993 | 127 S SUMMIT STREET | ARKANSAS CITY | KS |
| 11 | 101101620 | 701 5TH STREET | CLAY CENTER | KS |
| 12 | 101104151 | 545 MAIN | EVEREST | KS |
| 13 | 101105341 | 545 MAIN | EVEREST | KS |
| 14 | 101106214 | 545 MAIN | EVEREST | KS |
| 15 | 101106939 | 204 E. HWY 16 | OLSBURG | KS |
| 16 | 101110640 | P O BOX 100 | UNIONTOWN | KS |
| 17 | 101215451 | 545 MAIN | EVEREST | KS |
| 18 | 114910565 | P O BOX 600 | FLORENCE | TX |
ACH US Routing Number – UNION STATE BANK
What is an ACH Routing Number?
An ACH routing number is a 9 digit code that identifies financial institutions in the United States. It is used to process electronic funds transfers for payments, direct deposits, and other money transfers.
Purpose of Routing Number
The routing number serves to route transactions to the correct bank. Just like a ZIP code routes mail to the right address, the routing number ensures money goes to the intended recipient. It’s an essential part of the automated clearing house (ACH) system.
Why UNION STATE BANK Matters
UNION STATE BANK
UNION STATE BANK, a well-established financial institution, has been a trusted name in banking for decades. With a strong commitment to customer service and innovative financial solutions, it has become a preferred choice for individuals and businesses alike.
Benefits of Banking with UNION STATE BANK
When you choose UNION STATE BANK as your financial partner, you gain access to a wide range of benefits. These include competitive interest rates, personalized banking services, and a dedication to safeguarding your financial assets.
Looking Up the Routing Number for UNION STATE BANK
Why Do You Need the Routing Number?
You may need to look up the ACH routing number for UNION STATE BANK for several reasons:
- To set up direct deposit of your paycheck or government benefits
- To authorize automatic payments or withdrawals from your UNION STATE BANK account
- To link your UNION STATE BANK accounts for easy money transfers
- To verify incoming transactions are going to your account
Where to Find the UNION STATE BANK Routing Number
The routing number for UNION STATE BANK is unique to each branch location. You can generally find it:
- At the bottom of your checks
- By logging into your UNION STATE BANK account online
- On deposit slips or bank statements
- By contacting a UNION STATE BANK representative directly
Validating the Routing Number for UNION STATE BANK
Check Digit Calculation
One way to validate the routing number is to calculate the check digit. This involves:
- Multiplying the first 8 digits by 3, 7, 1, 3, 7, 1, 3, 7
- Adding the resulting values
- Dividing the total sum by 10
- Subtracting the remainder from 10 to get the check digit
Lookup Tools to Validate
You can also validate the routing number using free online tools like the Federal Reserve Bank’s ABA Routing Number Lookup or Accuity’s ABA Routing Number Lookup. These tools can confirm the name, location, and contact information of the financial institution.
Using the Routing Number for UNION STATE BANK
Linking Checking and Savings Accounts
Provide the UNION STATE BANK routing number to link your checking and savings accounts. This allows easy transfers between accounts through online banking, over the phone, or at a branch.
Setting up Direct Deposits
Give the ACH routing number to your employer or benefits provider to have payments automatically deposited into your UNION STATE BANK account.
Paying Bills Online
Use the routing number when setting up electronic payments for utilities, loans, subscriptions, or other bills. This automates payments from your UNION STATE BANK account.
Errors with UNION STATE BANK’s Routing Number
Rejected Transactions
If you input the wrong routing number, transactions may fail or get rejected by UNION STATE BANK. Double check the accuracy before initiating transfers.
Delays in Processing
Typos or outdated routing numbers can lead to delays in money transfers. Allow 2-3 business days after submitting a change request.
Protecting Your Account with the Routing Number
Avoid Sharing Publicly
Only provide the routing number to reputable companies you trust. Posting it online creates risks of fraud or unauthorized debits.
Beware of Scams
Scammers may try to steal account details like the routing number for illegal activities. Never give the number to strangers.
Key Takeaways on UNION STATE BANK’s Routing Number
Confirm Accuracy
Double check that you have the correct routing number for the specific UNION STATE BANK branch for your account.
Use Caution When Sharing
Only provide the routing number when required for legitimate purposes. Don’t post publicly.
Contact UNION STATE BANK with Issues
If you run into any problems with transfers using the routing number, notify UNION STATE BANK promptly for help.
Frequently Asked Questions
Q: Can the routing number change?
A: Yes, periodically routing numbers may be updated by the financial institution or ABA. Always verify you have the current number.
Q: Where is the routing number located on a check?
A: It is the 9 digit code on the bottom left of the check, enclosed by colons.
Q: What happens if I use the wrong routing number?
A: Incorrect routing numbers may result in rejected or misdirected transactions and delays.
Q: Is the routing number the same for wires and ACH?
A: Generally yes, though some banks have separate wire transfer routing numbers.
Q: Who assigns routing numbers?
A: Routing numbers are assigned by the American Bankers Association and maintained in the ABA Routing Number database.