ACH US Routing Number – NEW YORK COMMUNITY BANK

	Routing Number	Address	City	State
1	021172661	102 DUFFY AVENUE	HICKSVILLE	NY
2	021207112	102 DUFFY AVENUE	HICKSVILLE	NY
3	021213177	102 DUFFY AVENUE	HICKSVILLE	NY
4	031275998	102 DUFFY AVENUE	HICKSVILLE	NY
5	122105812	102 DUFFY AVENUE	HICKSVILLE	NY
6	122187212	102 DUFFY AVENUE	HICKSVILLE	NY
7	221270101	102 DUFFY AVENUE	HICKSVILLE	NY
8	221270868	102 DUFFY AVENUE	HICKSVILLE	NY
9	221271029	102 DUFFY AVENUE	HICKSVILLE	NY
10	221278721	102 DUFFY AVENUE	HICKSVILLE	NY
11	221471094	102 DUFFY AVENUE	HICKSVILLE	NY
12	221471104	102 DUFFY AVENUE	HICKSVILLE	NY
13	226071004	102 DUFFY AVENUE	HICKSVILLE	NY
14	226071020	102 DUFFY AVENUE	HICKSVILLE	NY
15	226071091	102 DUFFY AVENUE	HICKSVILLE	NY
16	226072647	102 DUFFY AVENUE	HICKSVILLE	NY
17	231270751	102 DUFFY AVENUE	HICKSVILLE	NY
18	241070433	102 DUFFY AVENUE	HICKSVILLE	NY
19	241071762	102 DUFFY AVENUE	HICKSVILLE	NY
20	244072166	102 DUFFY AVENUE	HICKSVILLE	NY
21	267091221	102 DUFFY AVENUE	HIKCSVILLE	NY

What is an ACH Routing Number?

An ACH routing number is a 9-digit code that identifies the financial institution when processing payments through the Automated Clearing House (ACH) network. It helps route the money transfer to the correct bank account.

The ACH network facilitates electronic fund transfers in the United States. It serves as a secure channel to transfer money between banks without using paper checks, wire transfers, or cash.

Understanding NEW YORK COMMUNITY BANK’s ACH Routing Number

NEW YORK COMMUNITY BANK’s routing number is appear as 221470529. This number applies to all branches of NEW YORK COMMUNITY BANK in the United States.

NEW YORK COMMUNITY BANK’s ACH Routing Number: XXXXXXXXX (Insert the specific routing number)

What the routing number signifies

The 9-digit routing number like 221470529 identifies NEW YORK COMMUNITY BANK and helps route payments to the right financial institution.

When you initiate an ACH transfer using NEW YORK COMMUNITY BANK’s routing number, it acts like an address and zip code – directing the money transfer to reach the intended bank and account.

Where to find the routing number

The routing number can be found at the bottom left corner of your checks issued by NEW YORK COMMUNITY BANK. You can also find it on the bank’s website, or by contacting the bank’s customer service.

Usage of NEW YORK COMMUNITY BANK’s Routing Number

NEW YORK COMMUNITY BANK’s routing number is essential for initiating any ACH transfer to or from an account at the bank. Primarily, it is used for:

For setting up direct deposits

Use the bank’s routing number to have your salary, dividends, or any other income directly deposited into your NEW YORK COMMUNITY BANK account.

For transferring funds electronically

To wire funds or move money electronically between your NEW YORK COMMUNITY BANK account and accounts at other banks, you need to provide the routing number.

For making ACH payments

When making ACH payments like utility bills, rent, etc. from your NEW YORK COMMUNITY BANK account, you need to use the bank’s routing number.

Benefits of using NEW YORK COMMUNITY BANK’s Routing Number

Utilizing the correct ACH routing number of NEW YORK COMMUNITY BANK comes with several benefits:

Faster transactions

ACH transfers using the routing number are typically faster compared to checks and wires. The transfers are usually completed within 1-2 business days.

More secure payments

ACH payments are considered more secure than checks as they follow a strictly electronic process without the need for paper passing hands.

Easier to manage payments

With the routing number handy, you can schedule ACH transfers as needed. It enables easier management of payments and transfers.

Important Notes on NEW YORK COMMUNITY BANK’s Routing Number

When using NEW YORK COMMUNITY BANK’s routing number for ACH transfers, some key points to remember:

Confirm the routing number before using

Before initiating any ACH transfer, double-check the routing number as the incorrect number may lead to delays or errors.

Double check account numbers

Along with the routing number, you also need the exact account number to process the ACH payment or transfer. Avoid any mistakes in the account details.

Contact the bank in case of any issues

If you run into any problems with an ACH transfer due to the routing number, reach out to NEW YORK COMMUNITY BANK’s customer service for assistance.

In summary, NEW YORK COMMUNITY BANK’s routing number 221470529 serves as a key identifier of the bank for processing ACH transfers quickly and securely. Ensuring you have the right routing number is crucial for smooth electronic money transfers.

Conclusion

The ACH routing number is a vital piece of information for initiating electronic fund transfers to and from NEW YORK COMMUNITY BANK. Using the correct 9-digit routing number ensures your money reaches the intended accounts without delays or errors. It pays to double-check the routing number before any ACH transaction and contact the bank if you have any concerns. Automated Clearing House transfers utilizing routing numbers provide faster, safer, and easier means to transfer money digitally across accounts.

FAQs

What is the process for initiating an ACH transfer?

To initiate an ACH transfer, you need the recipient’s bank routing number and account number along with your account details. Specify the transfer amount and date. Authorize the payment. The bank then uses the routing number to process the fund transfer electronically.

Where can I find the routing number on a check?

The 9-digit routing number is printed at the bottom left corner of any check, usually before the account number. Look for the nine digits to the left of the account number.

Can I use the same routing number for wire transfers? No, wire transfers require a different Wire Transfer Routing Number instead of the ACH routing number. Banks have separate routing numbers for ACH and wire transactions.