ACH US Routing Number – LIBERTY BANK
| Routing Number | Address | City | State | |
| 1 | 011110659 | 315 MAIN ST. | MIDDLETOWN | CT |
| 2 | 011110688 | 315 MAIN ST. | MIDDLETOWN | CT |
| 3 | 062201847 | 13808 ALABAMA HIGHWAY 227 | GERALDINE | AL |
| 4 | 065002108 | 6600 PLAZA DRIVE | NEW ORLEANS | LA |
| 5 | 065303315 | P.O. BOX 60131 | NEW ORLEANS | LA |
| 6 | 071002095 | 6600 PLAZA DRIVE | NEW ORLEANS | LA |
| 7 | 081025415 | P.O. BOX 1092 | ALTON | IL |
| 8 | 101001089 | 6600 PLAZA DRIVE | NEW ORLEANS | LA |
| 9 | 111916436 | PO BOX 820749 | N RICHLAND HILLS | TX |
| 10 | 121139122 | 500 LINDEN AVENUE | SOUTH SAN FRANCISCO | CA |
| 11 | 124002942 | 326 SOUTH 500 EAST | SALT LAKE CITY | UT |
| 12 | 211170046 | 315 MAIN ST | MIDDLETOWN | CT |
| 13 | 211170282 | 315 MAIN ST. | MIDDLETOWN | CT |
| 14 | 211174356 | 315 MAIN ST. | MIDDLETOWN | CT |
| 15 | 242272269 | 314 PARK AVENUE | IRONTON | OH |
| 16 | 262286109 | 6600 PLAZA DRIVE | NEW ORLEANS | LA |
| 17 | 265070752 | 6600 PLAZA DRIVE | NEW ORLEANS | LA |
| 18 | 271071004 | 2392 N. MILWAUKEE AVE | CHICAGO | IL |
| 19 | 272071223 | 6600 PLAZA DRIVE | NEW ORLEANS | LA |
ACH US Routing Number – LIBERTY BANK
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies the financial institution where a bank account is held. ACH stands for “Automated Clearing House” and is used for electronic payments and money transfers. Routing numbers allow payments to be processed and transferred between banks quickly and accurately.
Overview of Liberty Bank
Liberty Bank is a full-service community bank based in Connecticut with over $6 billion in assets. It has over 50 branch locations throughout the state. Liberty Bank offers a complete range of personal and business banking services, including checking and savings accounts, mortgages, loans, credit cards, and more. The bank has been operating for over 175 years.
Liberty Bank History
Founding and Early Years
Liberty Bank was founded in 1825 under the name New London Security Company. It was one of the very first banks chartered in Connecticut. The bank’s original purpose was safeguarding the financial assets of local whalers and merchants.
In 1836, the bank was reorganized as the New London Bank and began focusing more on commercial banking activities. The bank helped finance many major industrial projects in New London during the mid to late 1800s.
Key People and Events
Some key people and events in Liberty Bank’s early history include:
- 1864 – Bank renamed to National Bank of New London
- 1913 – Bank constructs new headquarters building in New London
- 1925 – Name changed to National Bank and Trust Company of New London
- 1947 – Merged with Thames Bank to form New London City National Bank
The bank played an important role in supporting economic growth in New London and southeastern Connecticut during the 19th and early 20th centuries.
Financial Growth
The New London City National Bank continued to expand in the mid-1900s. It surpassed $100 million in assets by 1964. The bank opened its first branch location outside of New London in 1966.
Continued growth and acquisitions propelled the bank over $1 billion in assets by 1984. The adoption of the Liberty Bank name also occurred in 1984 to coincide with the bank’s 150th anniversary.
Expansion and Mergers
New Locations
Liberty Bank accelerated its branch expansion in the 1980s and 90s. It moved into other parts of Connecticut by opening locations in Old Saybrook, Essex, Madison, and Westerly. The bank surpassed 20 total branches by the mid-1990s.
More recently, Liberty Bank has continued growing its local presence. The bank now has over 50 Connecticut branch locations, including a new corporate headquarters in Middletown.
Bank Mergers
In addition to expanding organically, Liberty Bank has grown via mergers and acquisitions:
- 2002 – Acquired Essex Savings Bank
- 2004 – Acquired Covenant Bank
- 2011 – Acquired The Bank of Southern Connecticut
- 2017 – Acquired Hometown Bank
These mergers have allowed Liberty Bank to expand its footprint and offer services to more customers in Connecticut. The bank now has over $6 billion in assets.
Liberty Bank Services
Liberty Bank offers a full suite of personal and business banking services.
Personal Banking
Liberty Bank provides Connecticut consumers comprehensive banking and financial solutions.
Checking and Savings Accounts
For personal checking and savings, Liberty Bank offers several options including free, interest earning, and premium accounts. Features like free ATM access, mobile banking, and account alerts are available.
Credit Cards
The bank also issues a variety of personal credit cards including cash back, travel, and balance transfer cards. Credit cards offer rewards points, 0% intro APRs, and other benefits.
Loans
Liberty Bank offers personal installment loans for debt consolidation, home improvement, and other financing needs. The bank also offers vehicle financing options.
Mortgages
A wide selection of home loan programs are available as well. This includes fixed and adjustable rate mortgages, jumbo loans, construction loans, and refinancing.
Business Banking
For Connecticut businesses, Liberty Bank provides specialized solutions.
Business Checking and Savings
From startup accounts to premium analysis business checking, Liberty Bank has a range of business deposit account solutions. High volume transaction accounts are also available.
Business Loans
The bank offers various financing options such as SBA loans, commercial real estate loans, equipment financing, lines of credit, and credit cards.
Treasury Management
Liberty Bank has treasury management tools including ACH origination, wire transfers, remote deposit capture, payroll services, merchant services, and more.
Liberty Bank Routing Number
What is a Routing Number?
A bank routing number is a 9-digit code that identifies a financial institution and enables the transfer of money. Routing numbers are primarily used for checks and electronic transfers.
Structure and Components
The 9 digits of a routing number are structured as follows:
- First 4 digits – Federal Reserve routing symbol
- Next 4 digits – Bank’s assigned routing number
- Final digit – Checksum digit
The routing number identifies where to send a payment and enables automated processing.
Uses and Importance
Routing numbers serve many important purposes, such as:
- Directing ACH transfers, wires, and check payments
- Allowing accurate processing of payments
- Identifying bank and branch for a customer account
- Confirming money is deposited to the correct account
Obtaining the right routing number helps ensure transactions go smoothly.
Liberty Bank’s Routing Number
Details and Location
The routing number for Liberty Bank is like 211173538.
This 9-digit number is unique to Liberty Bank. It can be found at the bottom of checks, on bank statements, or by contacting the bank. The routing number is specific to Liberty Bank’s main office located in Middletown, CT.
Using the Routing Number
Liberty Bank’s routing transit number allows for the proper facilitation of electronic funds transfers. It can be used for:
- Setting up direct deposit for paychecks or government benefits
- Authorizing recurring deductions for bill payments
- Linking bank accounts to digital payment services like PayPal
- Sending or receiving ACH transfers and wire transfers
- Processing checks electronically
Knowing and utilizing Liberty Bank’s routing number helps ensure accurate transactions.
Direct Deposits and ACH Transfers
Routing numbers enable direct deposit and ACH transfers. Here is an overview of how these electronic payment methods work.
Overview of Direct Deposit
Direct deposit allows recurring income or benefits to be deposited electronically into a bank account.
How Direct Deposit Works
With direct deposit, funds are transferred from the sending institution directly into the receiving bank account on a scheduled basis. This eliminates paper checks and expedites availability of money.
To set up direct deposit, the recipient’s account and routing numbers are provided to the sending institution. Payments are then deposited automatically on a repeated timeline.
Advantages and Use Cases
Advantages of direct deposit include:
- Faster access to funds
- Eliminates risk of lost/stolen checks
- More convenient and efficient
- Money earns interest faster
Common direct deposit uses:
- Payroll
- Social security
- Tax refunds
- Pension payments
- Stock dividends
Overview of ACH Transfers
ACH transfers allow fast electronic money movement between accounts.
How ACH Works
ACH uses the Automated Clearing House network to transfer money between banks. Both routing and account numbers are used.
Transfers can be single or recurring. Money debited from one account is credited to another in 1-3 business days.
Advantages and Use Cases
Benefits of ACH include:
- Faster than checks
- More secure
- Lower cost
- Easier reconciliation
ACH transfers can facilitate:
- Consumer payments like utility bills
- Business-to-business transactions
- Loan and debt payments
- Payroll direct deposits
Routing numbers enable reliable ACH transfers.
Conclusion
Key Takeaways
- Liberty Bank’s routing number appear as 211173538
- Routing numbers allow accurate processing of electronic bank payments
- Direct deposit and ACH transfers rely on bank routing numbers
- Liberty Bank offers full banking services for personal and business customers
- The routing number ensures transactions go to Liberty Bank accounts
Utilizing the correct routing number for Liberty Bank is essential for successful electronic funds transfers. This 9-digit identifier facilitates convenient direct deposits and ACH transactions. Liberty Bank provides a wide range of banking and financial services to consumers and businesses across Connecticut.
FAQs
What is Liberty Bank’s routing number?
Liberty Bank’s routing number as a format 211173538. This 9-digit code is used to identify Liberty Bank for electronic payments and transfers.
Where can I find Liberty Bank’s routing number?
The routing number can be found at the bottom of checks and deposit slips, on Liberty Bank account statements, or by contacting the bank directly. It is specific to Liberty Bank’s main office in Middletown, CT.
How do I use Liberty Bank’s routing number?
Liberty Bank’s routing number is used to set up direct deposit, authorize ACH transfers, process wire transfers, link bank accounts to third-party services, and for other electronic payments involving a Liberty Bank account.
What is the difference between a routing number and account number?
A routing number identifies the bank institution while an account number identifies the individual account. Both routing and account numbers are required for successful electronic funds transfers.
Can the routing number change?
Bank routing numbers rarely change. However, if Liberty Bank is merged with or acquired by another bank, the routing number would likely be modified. Customers would need to update any scheduled payments with the new routing number.