ACH US Routing Number – INDEPENDENT BANK
| Routing Number | Address | City | State | |
| 1 | 072402652 | 115 E MAIN ST | BELDING | MI |
| 2 | 072407000 | 115 E MAIN ST | BELDING | MI |
| 3 | 072407123 | 115 E MAIN ST | BELDING | MI |
| 4 | 072408708 | 115 E MAIN ST | BELDING | MI |
| 5 | 072412354 | 115 E MAIN ST | BELDING | MI |
| 6 | 072412972 | 115 E MAIN ST | BELDING | MI |
| 7 | 072412985 | 115 E MAIN ST | BELDING | MI |
| 8 | 072413560 | 115 E MAIN ST | BELDING | MI |
| 9 | 084008426 | 5050 POPLAR AVENUE | MEMPHIS | TN |
| 10 | 111024483 | SUITE 312 | MCKINNEY | TX |
| 11 | 111024548 | STE 312 | MCKINNEY | TX |
| 12 | 111908091 | 3090 CRAIG DRIVE | MCKINNEY | TX |
| 13 | 111916326 | STE 312 | MCKINNEY | TX |
| 14 | 113009341 | STE 312 | MCKINNEY | TX |
| 15 | 113025147 | SUITE 312 | MCKINNEY | TX |
| 16 | 272471124 | 115 E MAIN ST | BELDING | MI |
ACH US Routing Number – Independent Bank
Banks play an important role in facilitating financial transactions in the United States and worldwide. To enable smooth transactions between banks, each bank is identified by a unique routing number. One such bank is Independent Bank, headquartered in Michigan. In this article, we will discuss Independent Bank’s routing number, how it functions, and its uses.
What is an ACH Routing Number?
An ACH routing number refers to a 9-digit code that identifies a financial institution for the purpose of routing payments through the Automated Clearing House (ACH) network. It allows for fast, secure, and efficient transfer of money directly between banks.
The routing number also serves to confirm the validity of a bank account. Each banking institution has its own unique routing number used for verification.
What is Independent Bank?
Independent Bank is a community bank that serves customers in Michigan, Illinois and Ohio. It was founded in 1864 and is one of the oldest banks in Michigan.
With assets worth $4.1 billion, Independent Bank is committed to building and sustaining strong customer relationships by offering a wide array of banking products and services. It aims to meet the diverse needs of retail and business customers.
Independent Bank’s History
Independent Bank has a long history tracing back to 1864 when it was first established as Independent National Bank in Ionia, Michigan. It focused on providing banking services to small businesses and farms in Ionia county.
Over the decades, the bank expanded across other counties in Michigan via mergers and acquisitions. In 1981, the bank adopted the name Independent Bank and went on to acquire multiple banks over the next few decades.
Today, Independent Bank continues to uphold its community banking principles while offering innovative services. It aims to foster local growth and prosperity.
Independent Bank’s Services and Products
Independent Bank offers a full range of banking services including checking, savings, and money market accounts, Certificates of Deposit, IRAs, loans, credit cards, and online/mobile banking.
It provides commercial banking, insurance, investments, mortgage, and title services. Customers can benefit from perks like complimentary ATMs, online bill pay, mobile deposits, and other benefits.
For businesses, Independent Bank offers services like payroll, merchant services, retirement plans, insurance, and cash management. It aims to simplify banking for businesses.
Independent Bank’s Routing Number
Independent Bank’s routing number is appear as 072412972
This 9-digit number is used to identify Independent Bank and enables the transfer of funds to and from its accounts. When setting up direct deposits, wire transfers, or online bill payments to an Independent Bank account, this routing number should be used.
How to Find Independent Bank’s Routing Number
Independent Bank’s routing number can be found in the following ways:
- At the bottom of a check issued by Independent Bank – the first 9 digits
- By contacting Independent Bank’s customer service department
- On Independent Bank’s website – usually under the “Routing Number” section
- Through online banking when setting up an account
- From banking portals that provide routing number lookup tools
Uses of Independent Bank’s Routing Number
Independent Bank’s routing number has the following key uses:
Direct Deposits and Payments
The routing number enables direct deposit of paychecks, tax refunds, social security payments into an Independent Bank checking or savings account. It allows creditors and billers to directly debit the account as well.
Wire Transfers
For domestic or international wire transfers involving Independent Bank accounts, the routing number provides quick identification.
Online Bill Payments
The routing number helps verify the account when setting up online/mobile bill payments via Independent Bank’s online banking.
Opening a Bank Account
When opening an account at Independent Bank, whether online or in-branch, providing the routing number confirms the validity of the institution.
Differences Between ABA and Routing Numbers
While they sound similar, ABA and routing numbers are different. The ABA number uniquely identifies a financial institution while the routing number identifies the branch. Routing numbers are always 9 digits whereas ABA numbers can be 8 or 9 digits. For Independent Bank, the ABA number is 072409866 while the routing number is 072413560.
FAQs About Independent Bank’s Routing Number
Is Independent Bank’s routing number the same for all branches?
Yes, all branches of Independent Bank share the same routing number i.e. 072413560. This number will work for all transactions across the bank.
Where can I use Independent Bank’s routing number?
You’ll need to use the routing number when setting up direct deposits, authorizing withdrawals, making wire transfers, or ordering checks involving an Independent Bank account.
How do I get a routing number for my Independent Bank account?
The routing number is automatically assigned to your Independent Bank account. You can find it at the bottom of your checks or by contacting Independent Bank.
Can I use Independent Bank’s routing number for international money transfers?
Yes, Independent Bank’s routing number allows international wire transfers to be routed accurately when remitting or receiving funds overseas.
Is it possible to have two routing numbers for one Independent Bank account?
No, each Independent Bank account will have only one routing number associated with it for the lifespan of the account.
Conclusion
In summary, Independent Bank’s routing number serves as a key identifier for facilitating various financial transactions through the ACH network. While the ABA number is specifically for the bank, the routing number pertains to each branch. Memorizing or noting down the 9-digit 072413560 code can help ensure smooth payments and transfers linked to your Independent Bank accounts.