ACH US Routing Number – GREAT WESTERN BANK
| Routing Number | Address | City | State | |
| 1 | 073900975 | 100 NORTH PHILIPS AVENUE | SIOUX FALLS | SD |
| 2 | 073904188 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
| 3 | 073906005 | 100 N PHILLIPS AVE. | SIOUX FALLS | SD |
| 4 | 073906306 | 100 N PHILLIPS AVENUE | SIOUX FALLS | SD |
| 5 | 073908980 | 100 N PHILLIPS | SIOUX FALLS | SD |
| 6 | 073920845 | 100 N PHILLIPS AVE | SIOUX FALLS | SD |
| 7 | 091408734 | 3405 N. LOUISE AVE | SIOUX FALLS | SD |
| 8 | 091409212 | PO BOX 2290 | RAPID CITY | SD |
| 9 | 091409584 | 3405 N. LOUISE AVE | SIOUX FALLS | SD |
| 10 | 091409597 | 3405 N. LOUISE AVE | SIOUX FALLS | SD |
| 11 | 101902298 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
| 12 | 104000702 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
| 13 | 104013809 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
| 14 | 104101397 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
| 15 | 104906000 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
| 16 | 104922204 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
| 17 | 107006004 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
| 18 | 122105252 | 100 NORTH PHILLIPS AVENUE | SIOUX FALLS | SD |
| 19 | 273970365 | 100 NORTH PHILLIPS AVENUE | SIOUX FALLS | SD |
| 20 | 291471066 | 100 N PHILLIPS | SIOUX FALLS | SD |
| 21 | 291471134 | 3405 N. LOUISE AVE | SIOUX FALLS | SD |
| 22 | 291481483 | PO BOX 230 | ABERDEEN | SD |
| 23 | 304971987 | 3405 N LOUISE AVE | SIOUX FALLS | SD |
ACH US Routing Number – GREAT WESTERN BANK
What is an ACH Routing Number?
An ACH routing number is a 9 digit code that identifies the financial institution from which a payment will be withdrawn. It is used for electronic transfers in the United States, specifically for direct deposits, online bill payments, and bank wires.
Routing numbers allow banks to properly route transactions across the ACH network, which connects all financial institutions in the US. Having the correct routing number associated with your bank account is crucial for seamless electronic payments and transfers.
Purpose of Routing Numbers
Routing numbers serve several key purposes:
- Identifying banks – The first 4 digits indicate the Federal Reserve Bank location. The next 4 identify the bank itself. The last digit is a checksum to verify accuracy.
- Routing transactions – Routing numbers allow payments to be processed through the complex, interconnected ACH network.
- Uniquely identifying accounts – Along with your account number, the routing number identifies your specific bank account for electronic transfers.
- Fraud prevention – Routing numbers help confirm valid accounts and guard against fraud.
How Routing Numbers Work
When you initiate an electronic bank transfer, whether a direct deposit or online bill payment, the routing number tells the ACH network where to pull the funds from. It zips the payment to the correct Federal Reserve Bank, then to the specific bank branch, and finally into your unique account.
The receiving party also needs to provide their routing number for the funds to be deposited properly. Routing numbers enable money to seamlessly move between financial institutions, creating a reliable payment network.
Now that we’ve covered the basics of routing numbers, let’s look at Great Western Bank and their specific ACH routing number.
History of Great Western Bank
Great Western Bank is a regional full-service bank based in Sioux Falls, South Dakota with over 175 locations across the Midwest. The bank was founded in 1935 during the Great Depression and has grown steadily over the decades into a leading financial institution in its markets.
Great Western offers retail banking, business banking, investments, insurance, and mortgage lending services. It specializes in agricultural lending due to its rural Midwestern footprint. The bank has over $12 billion in assets and is owned by Great Western Bancorp, Inc.
In 2022, Great Western Bank merged with First Interstate Bank out of Montana. The combined institution has over 300 locations in 25 states under the First Interstate brand.
Services Offered
Great Western Bank offers a full suite of banking products and financial services, including:
- Checking & savings accounts – Personal and business checking accounts with debit cards, online banking, and mobile deposits. Interest-earning savings accounts.
- Credit cards – Variety of personal and business credit cards with rewards programs.
- Lending – Commercial lending, agricultural loans, residential mortgages, home equity lines of credit.
- Wealth management – Investment management, retirement planning, private banking, trust services.
- Insurance – Options for home, auto, life, health, and business insurance.
- Online & mobile banking – Digital banking platforms for account management, bill pay, deposits, and transfers.
Great Western Bank Locations
Great Western Bank operates branches across 9 Midwestern states:
- Arizona
- Colorado
- Iowa
- Kansas
- Minnesota
- Missouri
- Nebraska
- North Dakota
- South Dakota
This widespread network of local branches and ATMs provides customers with convenient access to in-person banking across the region. Great Western continues to expand into new communities each year.
Great Western Bank Routing Number
The official routing number for Great Western Bank is 073906005
This 9 digit code can be used for initiating various electronic transfers:
Wire Transfers
Providing Great Western’s routing number allows business clients or individuals to wire money directly into a Great Western Bank account. The funds can be wired from another bank or services like Western Union.
Direct Deposits
The routing number enables setting up direct deposit of paychecks or government benefits like Social Security into a checking or savings account. Direct deposit automatically deposits funds without having to manually move money.
Online Bill Pay
Using the 073906005 routing number permits automatic payments to companies or individuals directly from a Great Western Bank checking account, using Great Western’s online bill pay platform.
Now that we know Great Western Bank’s specific routing number, let’s look at the common uses for this important number.
Uses for the Routing Number
There are a variety of scenarios where you will need to provide the bank’s routing number for electronic payments or transfers:
Setting Up Direct Deposit
One of the most common uses is to establish direct deposit of your paycheck or benefits like Social Security into your bank account. Your employer or benefits provider will request the 073906005 routing number to set up automatic deposit.
Online Bill Pay
Configuring online bill payment through your Great Western Bank account requires inputting the routing number to connect the external party. This allows seamless transfers to utilities, credit cards, or other billers.
Bank Wires
Receiving domestic or international wire transfers into your account requires having the routing number on file. This identifies your specific Great Western account so funds can be wired in properly.
Tax Refunds
When filing your taxes, the IRS allows inputting your account information to have any refund directly deposited. Supplying the 073906005 routing number will send the funds straight to your chosen Great Western account.
Locating the Routing Number
If you need to confirm Great Western Bank’s routing number for any transfers or payments, there are a few easy ways to locate it:
Online Banking Account
Once logged into your Great Western Bank online account, the routing number is typically listed under account details or settings. This is the fastest way to find it.
Bottom of Checks
For those who still use paper checks, the routing number is printed along the bottom with your account number and check number.
Calling the Bank
You can call any Great Western Bank branch directly and speak with a banker to get the official routing number.
Official Routing Number Tool
The Federal Reserve has a Bank Routing Number tool on their website that allows searching for any bank’s routing number.
Knowing where to quickly access the right routing number is key for seamless electronic money transfers involving your Great Western accounts.
Now let’s review some frequently asked questions.
FAQs
Here are answers to some common questions about Great Western Bank’s routing number:
Can Great Western Bank change their routing number?
Yes, it is possible for the routing number to be changed in certain situations like a merger. However, this is rare and would be widely communicated to all customers well in advance.
Does Great Western Bank have multiple routing numbers?
No, the single 091403288 routing number works for all types of electronic transfers from Great Western accounts. Different branches do not have different routing numbers.
What is the proper format for the routing number?
The routing number must be entered as a 9 digit string of numbers without dashes or spaces. For example, 091403288.
What do I do if I used the wrong routing number?
Contact Great Western Bank as soon as possible to trace the transaction and request redirection. Using an incorrect routing number may result in delayed or failed transfers.
Is it safe to share the routing number publicly?
Yes, routing numbers do not need to be kept private and are designed to be shared for legitimate transfer purposes. Public access does not allow unauthorized transactions.
Conclusion
Great Western Bank’s routing number allows for easy electronic payments and transfers through the ACH network. By using the official 073906005 code, you can set up direct deposits, online bill pay, wire money, provide for tax refunds, and conduct other convenient banking transactions.
Keeping this essential 9 digit number handy ensures you can quickly access it when needed for any financial transfers. Check your personal account, the bottom of checks, or directly with Great Western Bank if you need to confirm the correct routing number at any time.
FAQs
What is Great Western Bank’s routing number?
The official routing number for Great Western Bank is 073906005.
Where can I find Great Western Bank’s routing number?
You can find it through your online account, at the bottom of checks, calling the bank, or using the Federal Reserve routing number lookup tool.
Can I use the routing number for direct deposits?
Yes, provide Great Western’s 073906005 code to your employer or benefits providers like Social Security to set up direct deposit.
How do I use the routing number for online bill pay?
Input the 073906005
routing number when setting up payees through Great Western’s online bill payment platform to connect your account.
What if I used the wrong routing number for a transfer?
Contact Great Western Bank immediately to trace the transaction and request redirection before it is processed. Using an incorrect routing number may delay or cause failure of the transfer.