ACH US Routing Number – FIRST TENNESSEE BANK
| Routing Number | Address | City | State | |
| 1 | 053112343 | 3451 PRESCOTT | MEMPHIS | TN |
| 2 | 061300367 | 3451 PRESCOTT RD | MEMPHIS | TN |
| 3 | 064005203 | 3451 PRESCOTT RD | MEMPHIS | TN |
| 4 | 064101398 | 3451 PRESCOTT ROAD | MEMPHIS | TN |
| 5 | 064101550 | 3451 PRESCOTT RD | MEMPHIS | TN |
| 6 | 064105200 | P.O. BOX 595 | ALCOA | TN |
| 7 | 064107091 | 3451 PRESCOTT | MEMPHIS | TN |
| 8 | 064107376 | P.O. BOX 370 | LEBANON | TN |
| 9 | 064200930 | 3451 PRESCOTT | MEMPHIS | TN |
| 10 | 064201560 | 3451 PRESCOTT RD | MEMPHIS | TN |
| 11 | 064202514 | 3451 PRESCOTT | MEMPHIS | TN |
| 12 | 064203610 | 3451 PRESCOTT | MEMPHIS | TN |
| 13 | 064207195 | 3451 PRESCOTT RD | MEMPHIS | TN |
| 14 | 064207292 | 3451 PRESCOTT | MEMPHIS | TN |
| 15 | 064207771 | 3451 PRESCOTT | MEMPHIS | TN |
| 16 | 064208301 | 3451 PRESCOTT | MEMPHIS | TN |
| 17 | 064208437 | 3451 PRESCOTT | MEMPHIS | TN |
| 18 | 084000026 | 3451 PRESCOTT | MEMPHIS | TN |
| 19 | 084204657 | P.O. BOX 276 | SENATOBIA | MS |
| 20 | 084301372 | 3451 PRESCOTT | MEMPHIS | TN |
| 21 | 264271361 | 3451 PRESCOTT | MEMPHIS | TN |
| 22 | 264272027 | 3451 PRESCOTT | MEMPHIS | TN |
ACH US Routing Number – FIRST TENNESSEE BANK
ACH or Automated Clearing House routing numbers play a crucial role in facilitating electronic payments and money transfers in the United States. Banks provide a unique ACH routing number to identify themselves across the ACH network.
If you need to make an electronic payment or money transfer involving First Tennessee Bank, you will need to use the correct ACH routing number for this bank. Read on to learn more about what an ACH routing number is, what the routing number for First Tennessee Bank is, and how to use it properly for payments and transfers.
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies the financial institution from which money is transferred. It allows banks to identify where to send money that is moved via ACH transactions.
The routing number serves to route the funds to the receiver’s bank account. Think of it like a ZIP code for money transfers, ensuring the funds go to the intended recipient.
All banks and credit unions in the US have their own ACH routing number. The routing number is linked to the bank account number to facilitate ACH payments and direct deposits.
What is First Tennessee Bank?
First Tennessee Bank is a regional bank based in the southern United States. It is headquartered in Memphis, Tennessee.
First Tennessee Bank provides a range of banking services to individuals and businesses. This includes checking and savings accounts, online/mobile banking, loans, credit cards, mortgages, and more.
As of 2022, First Tennessee Bank had over 240 branches across Tennessee, Mississippi, Arkansas, Missouri, Kentucky, Georgia, and Virginia. It is one of the 50 largest banks in the country by assets.
First Tennessee Bank’s ACH Routing Number
The ACH routing number for First Tennessee Bank is 084000026.
This 9-digit code serves as the unique identifier for First Tennessee Bank across the ACH network. It allows the bank to route payments and direct deposits to the correct account.
The routing number is the same regardless of your individual First Tennessee Bank account number. Anyone with an account at First Tennessee Bank will use those same 9 digits for their ACH transactions.
Uses of First Tennessee Bank’s Routing Number
Here are some common uses for First Tennessee Bank’s routing number:
Direct Deposits
Use the ACH routing number for setting up direct deposit of payroll, Social Security benefits, or other recurring income to your First Tennessee Bank account. Providing this routing number allows those funds to be deposited electronically into your account.
Wire Transfers
You may need to provide the routing number when requesting inbound wire transfers to your First Tennessee Bank account from another bank or service.
Online Bill Payments
Adding the routing number to your account details allows you to pay bills online or through mobile apps using your First Tennessee Bank account and routing number.
Checks and Drafts
While printed on any checks linked to your First Tennessee account, the routing number is used to process and clear those checks. It also appears on cashier’s checks and drafts associated with your accounts for tracking purposes.
Differences Between Wire Transfer and ACH Routing Numbers
It’s important to note that the ACH routing number is different from the wire transfer routing number.
Though they are both 9 digits, they serve different functions:
- Wire transfers utilize a wire transfer routing number, intended for real-time transfers.
- ACH transactions like direct deposit and online bill pay require the ACH routing number since they are batch transactions.
So be sure to use First Tennessee Bank’s ACH routing number specifically for direct deposits, online payments, and other ACH transactions.
Where to Find the Routing Number
The First Tennessee Bank routing number can be found in a few places:
Online Banking
When logged into your First Tennessee Bank account online, the routing number is displayed along with your account number.
Bottom of Checks
At the bottom of any checks issued for your First Tennessee Bank account, you’ll see the routing number printed to the left of your account number.
Bank Letters or Statements
Account statements and letters from First Tennessee Bank will also have the routing number printed on them.
Contacting the Bank
You can always call First Tennessee Bank or visit a branch if you need to confirm the ACH routing number for your account transactions.
Validating the Routing Number
To ensure you have the correct ACH routing number for First Tennessee Bank, it helps to validate the number before initiating any payments or transfers:
Federal Reserve Bank Services – ABA Routing Number Lookup
The official Federal Reserve routing number lookup can confirm that 084000026 is assigned to First Tennessee Bank’s head office.
Other Online Routing Number Lookup Tools
Third-party routing number lookup tools also exist online to validate bank routing numbers and other details. These can provide added confirmation that the number is correct.
Mistakes to Avoid with Routing Numbers
When using First Tennessee Bank’s routing number for ACH transfers or payments, keep the following common mistakes in mind:
Entering Incorrect Routing Number
Double-check that you have entered 084000026 specifically. Inputting any digit wrong or using a different bank’s routing number will result in transactions failing or funds going to the wrong account.
Using Wrong Routing Number Type
Be sure you are using First Tennessee Bank’s ACH routing number, not wire transfer number, to avoid issues with transactions.
Transposing Numbers
Take care not to accidentally reverse or transpose any digits within the 9-digit code when inputting it for payments. This will prevent funds from routing properly.
Verifying Details before Initiating Transfers
Always verify the routing and account numbers entered before sending funds. Confirm that the name on the account matches as well to ensure money is going to the intended recipient.
Important Notes about First Tennessee Bank’s Routing Number
Some other facts to keep in mind regarding First Tennessee Bank’s ACH routing number:
- The routing number 084060026 is assigned to First Tennessee Bank’s head office, but can be used for any branch.
- The number should be entered with all 9 digits without dashes or spaces.
- The same routing number is used for checking accounts, savings accounts, and other First Tennessee Bank products.
- Depending on transaction type, an account number may be required along with the routing number.
- The routing number does not change and is unique to First Tennessee Bank for ACH/EFT transactions.
Conclusion
In summary, the ACH routing number 084060026 identifies First Tennessee Bank across payment networks like direct deposit and ACH transfers. Entering this 9-digit routing number properly allows for the smooth electronic transfer of funds into and out of accounts at First Tennessee Bank or any of its branches.
Keeping the routing number handy makes it easy to add it to direct deposit instructions, online bill payments, wire transfers, and other transactions that require it. Storing the number with other account details can prevent errors and delays in processing.
Now that you understand the purpose of bank routing numbers and how to use First Tennessee Bank’s specifically, you can handle any payment or funds transfer that requires it. Double-checking the accuracy and using the right type of routing number will ensure transfers go through quickly and securely.
FAQs
What is another name for an ACH routing number?
ACH routing numbers are sometimes referred to as ABA routing numbers or ABA numbers. The terms refer to the same 9-digit code that identifies financial institutions for electronic payments.
Where can I find my routing number on a check?
On any check, the 9-digit routing number is printed just to the left of the account number at the bottom. It is bounded by colons (:).
Can I use the same First Tennessee routing number for wire transfers?
No, ACH routing numbers and wire transfer routing numbers are different. Be sure to use the proper wire transfer routing number provided by First Tennessee Bank for any wire transactions.
What happens if I enter the wrong routing number for a payment?
The transaction will fail or be rejected if the routing number entered does not match the intended recipient’s bank. Any digits entered incorrectly will prevent proper routing of the funds.
Is the routing number the same for business accounts at First Tennessee Bank?
Yes, the same ACH routing number is used across personal and business accounts at First Tennessee Bank. The unique account number identifies the specific account receiving funds.