ACH US Routing Number – COMMERCE BANK
ACH US Routing Number – COMMERCE BANK
| Routing Number | Address | City | State | |
| 1 | 011300142 | 386 MAIN ST | WORCESTER | MA |
| 2 | 011307239 | 386 MAIN STREET | WORCESTER | MA |
| 3 | 071100010 | MAILSTOP KCES | KANSAS CITY | MO |
| 4 | 081004591 | 811 MAIN | KANSAS CITY | MO |
| 5 | 081025208 | ATTENTION: ACH DEPT | KANSAS CITY | MO |
| 6 | 081500493 | 811 MAIN | KANSAS CITY | MO |
| 7 | 084206082 | 306 CASS ST. | CORINTH | MS |
| 8 | 086500142 | 811 MAIN | KANSAS CITY | MO |
| 9 | 091912576 | PO BOX 149 | GENEVA | MN |
| 10 | 101000019 | ACH DEPT. | KANSAS CITY | MO |
| 11 | 101100540 | 811 MAIN | KANSAS CITY | MO |
| 12 | 101114073 | ACH DEPT. | KANSAS CITY | MO |
| 13 | 101114992 | MAILSTOP KCES | KANSAS CITY | MO |
| 14 | 103912888 | 7TH FLOOR – ACH DEPT. | KANSAS CITY | MO |
| 15 | 103912956 | ACH DEPT. | KANSAS CITY | MO |
| 16 | 107002846 | 7TH FLOOR – ACH | KANSAS CITY | MO |
| 17 | 114909903 | 5800 SAN DARIO | LAREDO | TX |
| 18 | 114921622 | 112 WEST FORDTRAN STREET | STOCKDALE | TX |
| 19 | 122105922 | 3805 EAST BROADWAY BLVD | TUSCON | AZ |
| 20 | 122106031 | 3805 E BROADWAY BLVD | TUCSON | AZ |
| 21 | 122244731 | 25220 HANCOCK AVENUE SUITE 140 | MURRIETTA | CA |
An ACH routing number is a 9-digit code that identifies the financial institution from which a payment will be withdrawn or deposited for ACH transactions. It is a key detail that is essential to have when setting up direct deposits or withdrawals from a bank account. In this article, we will look at what an ACH routing number is and provide an overview of Commerce Bank along with its routing number details.
Commerce Bank is a regional bank with its headquarters in Kansas City, Missouri. It provides a wide array of banking services and has over 330 branch locations spread across the Midwest and southern United States. As one of the largest banks in the region, it serves both retail and business customers.
What is an ACH Routing Number?
Definition
An ACH routing number is a 9-digit code that identifies a bank or financial institution for the purpose of routing payments through the Automated Clearing House (ACH) network. It functions similar to a bank account number by uniquely identifying where transfers should be directed.
Purpose
ACH routing numbers serve an important purpose in facilitating electronic payments and transfers. They allow accurate and timely delivery of ACH transactions like direct deposits of payroll, Social Security benefits, tax refunds, online bill payments, etc. The routing number helps route the transaction to the correct bank and account number.
Without it, ACH transfers cannot be processed properly. The routing number also acts as a security and verification measure against fraudulent transactions.
Commerce Bank Overview
History
Commerce Bank was founded in Kansas City, Missouri in 1865. It started out as a regional bank focused on the Midwest market.
Over the decades, Commerce has grown significantly through a series of mergers and acquisitions. Some key events in the bank’s history:
- 1965: Commerce Bancshares is established in Kansas City, MO
- 1975: Commerce acquires the first of several banks in the region, starting its growth strategy
- 1995: Commerce merges with Brenton Bank increasing its presence in Iowa
- 1997: Public listing on NASDAQ aids expansion plans
- 1999: Major merger with Liberty Bancorp expands Missouri footprint
- 2015: Merger with Summit Bancorp expands into Arkansas, Oklahoma and Colorado
Today, Commerce operates over 330 branch locations across the Central United States. It provides personal, business, private client, investment, and insurance services.
Services
Commerce Bank offers a full range of banking services for retail and business customers:
Retail Banking
- Checking & Savings Accounts
- Certificates of Deposit
- IRAs
- Credit Cards
- Personal Loans
- Mortgages
- Investment Accounts
Business Banking
- Business Checking & Savings
- Treasury Management
- Commercial Lending
- Credit Cards
- Insurance & Employee Benefits
Wealth Management
- Investments
- Trust Services
- Estate Planning
Locations
Commerce Bank has branches in over 200 communities. Here are the key states where it has a presence:
- Missouri: Headquarters in Kansas City, MO. 130+ branches across the state.
- Illinois: Branches in and around Chicago, Springfield, Edwardsville and other cities.
- Kansas: Widespread presence with nearly 85 branches.
- Oklahoma: Branches concentrated around Tulsa.
- Colorado: Operations in Denver and Colorado Springs.
- Arkansas: Little Rock is a major market with over 10 branches.
Financial Highlights
Some key financial highlights for Commerce Bank:
- Over $32 billion in assets
- $2.4 billion in Q3 2022 net revenue
- Over $24 billion in total deposits
- $18.5 billion loan portfolio
- $380 million Q3 2022 net income
- Around 6000 employees
Commerce Bank’s ACH Routing Number
What is it?
Commerce Bank’s ACH routing number is 101100540.
This 9-digit number is used to route ACH transactions like direct deposits and bill payments to the appropriate Commerce Bank accounts.
Where to find it?
Commerce Bank’s routing number can be found in the following places:
- Bottom left corner of your checks
- Online banking account settings
- Printed on your account statements
- Bank branch can provide it
- Bank website routing number lookup
Uses
Commerce Bank’s routing number has the following uses:
- Set up direct deposit for paychecks or benefits
- Authorize automatic bill payments
- Transfer funds between Commerce accounts
- Wire money transfers involving Commerce Bank
- Link Commerce accounts to third party apps/services
Providing this routing number helps route the ACH transactions smoothly and accurately to your Commerce Bank account.
Conclusion
- An ACH routing number serves as an account identifier and payment router for electronic transfers.
- Commerce Bank’s routing number is 101100540. This 9-digit code routes payments to the right Commerce accounts.
- Knowing your bank’s routing number is crucial for setting up direct deposits, online payments, wires, and third-party services.
- Routing numbers can be found on checks, statements, websites, or obtained directly from the bank branch.
- Double check the routing number accuracy before initiating any ACH transactions to avoid delays or errors.
FAQs
What is Automated Clearing House (ACH)?
The Automated Clearing House (ACH) network facilitates electronic transfers and payments between banks. It allows direct crediting and debiting of bank accounts to process transactions like payroll, bills, taxes efficiently.
Can I make ACH transfers without routing number?
No, the routing number is mandatory for ACH transfers to work. It identifies where your money should be pulled from or deposited into. Without it, the transaction cannot be completed.
Does routing number change?
Routing numbers rarely change. But banks can merge or get acquired, leading to a change in routing number. Subscribe to account alerts to stay updated.
How many digits are there in a routing number?
ACH routing numbers always contain 9 digits. This standard format allows seamless electronic routing of transactions.
What happens if I use wrong routing number?
Using a wrong routing number can result in delays, failed transfers, funds getting lost temporarily, or money being sent to incorrect accounts. Double check it before any ACH transaction.