ACH US Routing Number – CITIBANK

	Routing Number	Address	City	State
1	021000089	1 PENNS WAY	NEW CASTLE	DE
2	021001486	ONE PENN’S WAY	NEW CASTLE	DE
3	021272655	ONE PENN’S WAY	NEW CASTLE	DE
4	021308176	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
5	021502040	SUITE 600	SAN JUAN	PR
6	022000868	ONE PENN’S WAY	NEW CASTLE	DE
7	022309239	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
8	022310422	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
9	026009645	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
10	026011882	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
11	028000082	ONE PENN’S WAY	NEW CASTLE	DE
12	028001489	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
13	031100209	ONE PENNS WAY	NEW CASTLE	DE
14	031100908	701 E 60TH STREET, NORTH	SIOUX FALLS	SD
15	052002166	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
16	067004764	ONE PENN’S WAY	NEW CASTLE	DE
17	067007156	1190 S DIXIE HWY	CORAL GABLES	FL
18	067011993	8750 DORAL BLVD	MIAMI	FL
19	091408983	701 E 60TH ST NORTH	SIOUX FALLS	SD
20	091409571	1 PENNS WAY	NEW CASTLE	DE
21	091409681	1 PENNS WAY	NEW CASTLE	DE
22	091409704	1 PENNS WAY	NEW CASTLE	DE
23	091409717	1 PENNS WAY	NEW CASTLE	DE
24	111901962	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
25	111909867	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
26	111915686	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
27	113102329	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
28	113193532	ONE PENN’S WAY	NEW CASTLE	DE
29	122217056	111 SILVAN AVE	ENGLEWOOD CLIFFS	NJ
30	122220849	111 SILVAN AVENUE	ENGLEWOOD CLIFFS	NJ
31	122231935	111 SILVAN AVE	ENGLEWOOD CLIFFS	NJ
32	122233645	PO BOX 30886	LOS ANGELES	CA
33	122401710	1 PENNS WAY	NEW CASTLE	DE
34	122402159	1 PENNS WAY	NEW CASTLE	DE
35	221172610	1 PENNS WAY	NEW CASTLE	DE
36	226070238	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
37	254070116	111 SYLVAN AVE	ENGLEWOOD CLIFFS	NJ
38	266086554	ONE PENN’S WAY	NEW CASTLE	DE
39	271070801	ONE PENN’S WAY	NEW CASTLE	DE
40	271071402	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
41	271970066	111 SYLVAN AVE	ENGLEWOOD CLIFF	NJ
42	271970312	1 PENNS WAY	NEW CASTLE	DE
43	271971777	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
44	271972064	11800 SPECTRUM CENTER DR	RESTON	VA
45	311972652	111 SYLVAN AVENUE	ENGLEWOOD CLIFFS	NJ
46	321070007	ONE PENN’S WAY	NEW CASTLE	DE
47	321070104	SUITE 2340	CHICAGO	IL
48	321170282	111 SILVAN AVENUE	ENGLEWOOD CLIFFS	NJ
49	321170444	111 SILVAN AVENUE	ENGLEWOOD CLIFFS	NJ
50	321171184	ONE PENN’S WAY	NEW CASTLE	DE
51	322070019	111 SILVAN AVENUE	ENGLEWOOD CLIFFS	NJ
52	322270055	111 SILVAN AVENUE	ENGLEWOOD CLIFFS	NJ
53	322270262	111 SILVAN AVENUE	ENGLEWOOD CLIFFS	NJ
54	322271096	111 SILVAN AVENUE	ENGLEWOOD CLIFFS	NJ
55	322271724	ONE PENN’S WAY	NEW CASTLE	DE
56	322271779	111 SILVAN AVENUE	ENGLEWOOD CLIFFS	NJ

ACH US Routing Number – CITIBANK

An ACH routing number is a 9-digit code that identifies the financial institution from which an electronic transfer originates or where it is sent. ACH stands for “Automated Clearing House” and is the network that manages electronic financial transactions in the United States.

Citibank, also known as CitiBank or Citibank N.A., is one of the major national banks in the U.S. It offers banking, lending, and investment services to individuals and businesses.

What is an ACH Routing Number?

An ACH routing number is a unique identifier that directs ACH transfer requests to the correct financial institution. It is the first 9 digits that appear on the bottom left corner of a check.

The routing number serves several key purposes:

• It tells the ACH network where to send money being electronically transferred.
• It confirms that the account and financial institution are legitimate.
• It enables the secure processing of electronic funds transfers.

All routing numbers follow a specific format:

• First 4 digits – Federal Reserve Routing Symbol
• Next 4 digits – Institution identifier
• Final digit – Checksum to validate the routing number

CitiBank’s ACH Routing Number

The ACH routing number for CitiBank is 021000089.

This is the routing number that must be used for setting up electronic transfers to and from CitiBank accounts.

You can find the routing number printed on the bottom left of CitiBank checks:

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The CitiBank routing number is essential for:

• Setting up direct deposit of payroll or benefits into a CitiBank checking or savings account.
• Making automatic bill payments from a CitiBank account.
• Wiring funds from another bank into a CitiBank account.
• Adding a CitiBank account to third-party payment services like PayPal.

Setting up ACH Transfers with CitiBank

To send or receive ACH transfers through CitiBank, you need to have an eligible account and provide the CitiBank routing number.

The main account types that support ACH transfers are:

• CitiBank checking accounts
• CitiBank savings accounts
• CitiBank money market accounts

Business accounts may have greater restrictions on electronic transfers.

To add an external bank account to your CitiBank profile for transfers:

1. Sign into your CitiBank online account portal
2. Navigate to “Move Money” then select “Link Accounts”
3. Choose your other bank and input your account information
4. Confirm the small test deposits to verify the linked account

Once external accounts are linked, you can complete one-time or recurring ACH transfers. You can also provide CitiBank’s routing number to outside services to pull payments from your CitiBank account.

Troubleshooting ACH Transfers

When completing ACH transfers, you may occasionally run into issues like:

• Rejected transfers – This could happen if the account information entered is inaccurate. Double-check all account details.
• Delays – Transfers can be delayed due to issues like system outages. Allow 1-2 business days for transfers to process if they don’t appear immediately.
• Fraud prevention hold – Large transfer amounts may trigger a hold that requires extra verification. You may need to contact CitiBank to release the funds.
• Insufficient funds – There must be enough money in the sending account to cover the transfer amount. If not, the transfer will fail.

If a transfer fails or you need assistance, you can contact CitiBank customer support for help. Provide them with details about the transfer for troubleshooting.

Security and Protection

ACH transfers are considered very safe thanks to encryption technology and authentication procedures. Additional security measures offered by CitiBank include:

• Account alerts – Get notifications about account activity via email or text to help identify fraud.
• Verification – Multi-factor authentication and confirmation of unknown recipients helps secure transfers.
• Fraud monitoring – Algorithms monitor for suspicious transactions and may trigger account freezes.
• Liability protection – You’re protected from unauthorized electronic transfers reported promptly.

If you notice any suspicious transactions on your account, notify CitiBank immediately to dispute the activity and prevent additional fraud.

Conclusion

An ACH routing number is an essential piece of information for sending and receiving electronic payments from bank accounts.

CitiBank’s routing number is 021000089 and can be used for setting up direct deposit, online bill pay, money transfers, and linking external accounts.

Following proper procedures for secure transfers and maintaining vigilant monitoring of account activity can help avoid issues with ACH payments. Contacting CitiBank for help with any transfer problems provides an additional layer of support.

FAQs

Q: Can I use the CitiBank routing number for wire transfers?

A: No, wire transfers require a different SWIFT code or other instructions specific to that transfer system. The routing number is only for ACH transfers.

Q: Where can I find the routing number if I don’t have checks?

A: You can find the routing number by logging into your CitiBank account online or calling customer service. It will also be on any CitiBank documentation.

Q: Do I need to provide the routing number when paying bills from CitiBank?

A: Yes, the routing number tells the billing party where to pull the electronic payment from, so they need it to process the payment correctly.

Q: Can I use the routing number to set up direct deposit from multiple sources?

A: Yes, you can provide CitiBank’s routing number to as many employers or benefits providers as you want for direct deposit into your CitiBank account.

Q: Is the routing number the same for all CitiBank account types?

A: Yes, the 021000089 routing number is the same across Citibank’s checking, savings, and money market accounts. It won’t vary.