ACH US Routing Number – CAPITAL ONE

	Routing Number	Address	City	State
1	021200407	P.O. BOX 85139	RICHMOND	VA
2	021407912	P.O. BOX 85139	RICHMOND	VA
3	021408704	P.O. BOX 85139	RICHMOND	VA
4	021409567	P.O. BOX 85139	RICHMOND	VA
5	021410695	P.O. BOX 85139	RICHMOND	VA
6	026004394	P.O. BOX 85139	RICHMOND	VA
7	026007883	P.O. BOX 85139	RICHMOND	VA
8	026011507	P.O. BOX 85139	RICHMOND	VA
9	027000407	P.O. BOX 85139	RICHMOND	VA
10	031176110	PO BOX 85139	RICHMOND	VA
11	051405515	P.O. BOX 85139	RICHMOND	VA
12	056009482	P.O. BOX 85139	RICHMOND	VA
13	056073502	P.O. BOX 85139	RICHMOND	VA
14	056073612	P.O. BOX 85139	RICHMOND	VA
15	065000090	P.O. BOX 85139	RICHMOND	VA
16	065001426	P.O. BOX 85139	RICHMOND	VA
17	065002030	P.O. BOX 85139	RICHMOND	VA
18	065002548	P.O. BOX 85139	RICHMOND	VA
19	065200188	P.O. BOX 85139	RICHMOND	VA
20	065200243	P.O. BOX 85139	RICHMOND	VA
21	065200722	P.O. BOX 85139	RICHMOND	VA
22	065200874	P.O. BOX 85139	RICHMOND	VA
23	065201048	P.O. BOX 85139	RICHMOND	VA
24	065201064	P.O. BOX 85139	RICHMOND	VA
25	065201116	P.O. BOX 85139	RICHMOND	VA
26	065202791	P.O. BOX 85139	RICHMOND	VA
27	065204760	P.O. BOX 85139	RICHMOND	VA
28	065400140	P.O. BOX 85139	RICHMOND	VA
29	065400687	P.O. BOX 85139	RICHMOND	VA
30	065400755	P.O. BOX 85139	RICHMOND	VA
31	065400894	P.O. BOX 85139	RICHMOND	VA
32	065401000	P.O. BOX 85139	RICHMOND	VA
33	065401246	P.O. BOX 85139	RICHMOND	VA
34	065401369	P.O. BOX 85139	RICHMOND	VA
35	065401712	P.O. BOX 85139	RICHMOND	VA
36	065402313	P.O. BOX 85139	RICHMOND	VA
37	065402339	P.O. BOX 85139	RICHMOND	VA
38	065402494	P.O. BOX 85139	RICHMOND	VA
39	065404256	P.O. BOX 85139	RICHMOND	VA
40	065404418	P.O. BOX 85139	RICHMOND	VA
41	065405132	P.O. BOX 85139	RICHMOND	VA
42	065405145	P.O. BOX 85139	RICHMOND	VA
43	111100792	P.O. BOX 85139	RICHMOND	VA
44	111101157	P.O. BOX 85139	RICHMOND	VA
45	111101377	P.O. BOX 85139	RICHMOND	VA
46	111101461	P.O. BOX 85139	RICHMOND	VA
47	111101995	P.O. BOX 85139	RICHMOND	VA
48	111103210	P.O. BOX 85139	RICHMOND	VA
49	111103317	P.O. BOX 85139	RICHMOND	VA
50	111103634	P.O. BOX 85139	RICHMOND	VA
51	111104507	P.O. BOX 85139	RICHMOND	VA
52	111104785	P.O. BOX 85139	RICHMOND	VA
53	111104798	P.O. BOX 85139	RICHMOND	VA
54	111104853	P.O. BOX 85139	RICHMOND	VA
55	111104879	P.O. BOX 85139	RICHMOND	VA
56	111104947	P.O. BOX 85139	RICHMOND	VA
57	111900455	P.O. BOX 85139	RICHMOND	VA
58	111900510	P.O. BOX 85139	RICHMOND	VA
59	111901014	P.O. BOX 85139	RICHMOND	VA
60	111904451	P.O. BOX 85139	RICHMOND	VA
61	111910380	P.O. BOX 85139	RICHMOND	VA
62	111913798	P.O. BOX 85139	RICHMOND	VA
63	111915709	P.O. BOX 85139	RICHMOND	VA
64	113024915	P.O. BOX 85139	RICHMOND	VA
65	113101809	P.O. BOX 85139	RICHMOND	VA
66	113106956	P.O. BOX 85139	RICHMOND	VA
67	211170363	P.O. BOX 85139	RICHMOND	VA
68	221471227	P.O. BOX 85139	RICHMOND	VA
69	221471324	P.O. BOX 85139	RICHMOND	VA
70	221471858	P.O. BOX 85139	RICHMOND	VA
71	221471971	P.O. BOX 85139	RICHMOND	VA
72	221472776	P.O. BOX 85139	RICHMOND	VA
73	221970346	P.O. BOX 85139	RICHMOND	VA
74	221970605	P.O. BOX 85139	RICHMOND	VA
75	226070115	P.O. BOX 85139	RICHMOND	VA
76	226070270	P.O. BOX 85139	RICHMOND	VA
77	226070555	P.O. BOX 85139	RICHMOND	VA
78	226070571	P.O. BOX 85139	RICHMOND	VA
79	226070652	P.O. BOX 85139	RICHMOND	VA
80	226070856	P.O. BOX 85139	RICHMOND	VA
81	226072304	P.O. BOX 85139	RICHMOND	VA
82	226072375	P.O. BOX 85139	RICHMOND	VA
83	255071981	P.O. BOX 85139	RICHMOND	VA
84	265272343	P.O. BOX 85139	RICHMOND	VA
85	265472208	P.O. BOX 85139	RICHMOND	VA
86	313072819	P.O. BOX 85139	RICHMOND	VA
87	313173349	P.O. BOX 85139	RICHMOND	VA

ACH US Routing Number – Capital One

What is an ACH Routing Number?

An ACH routing number is a 9-digit code that identifies financial institutions in the United States for the purpose of transmitting funds electronically. ACH stands for Automated Clearing House, which is an electronic network used for payments like direct deposits and online bill payments.

Every bank and credit union has its own unique routing number that acts like a postal zip code to route your transaction to the correct destination. The routing number tells the ACH network where to distribute money that is being electronically transferred to or from an account.

Why Do You Need Capital One’s Routing Number?

You will need to use Capital One’s routing number any time you need to set up an electronic funds transfer such as:

Setting up direct deposit of your paycheck or government benefits payment into your Capital One account
Authorizing recurring or one-time payments from your Capital One account to pay bills or make online purchases
Wiring money to or from your Capital One account

Having the correct routing number for your Capital One account ensures that the funds go where they are intended quickly and securely. Using an inaccurate routing number may result in delays or errors in the transmission of money.

Where to Find Capital One’s Routing Number

Capital One’s routing number can be found in a few places:

On a Check

For checking accounts, the routing number will be the 9-digit code on the bottom left corner of your checks, before the account number.

Online Banking

When logged into your Capital One account online, you can find the routing number by viewing your account details. It will be listed near your account number.

Contact Capital One

You can also call Capital One’s customer service line at 1-877-383-4802 and speak to a representative who can provide you with the routing number for your particular account.

Capital One’s Routing Numbers by State

Capital One has several different routing numbers that correspond to various states. Here are the numbers by location that you should use for electronic transfers:

ACH Routing Number: XXXXXXXXX (Insert the specific routing number)

Routing number formats

FIRSTBANK routing numbers are always 9 digits long in the format XXXXYYYYYC.

The first 4 digits identify the Federal Reserve routing symbol

The next 4 digits indicate the specific FIRSTBANK institution

The last digit is a check digit

Alabama – 065000090

Alaska – 122101706

Arizona – 122101706

Arkansas – 122101706

California – 122101706

Colorado – 102000076

Connecticut – 011103093

Delaware – 031101266

Florida – 067013852

Georgia – 061000104

Hawaii – 122101706

Idaho – 124085460

Illinois – 071006486

Indiana – 074900575

Iowa – 073900175

Kansas – 101000695

Kentucky – 083000108

Louisiana – 065000090

Maine – 011103093

Maryland – 055001096

Massachusetts – 011500120

Michigan – 072000326

Minnesota – 092000019

Mississippi – 065000090

Missouri – 081500286

Montana – 092900831

Nebraska – 104000016

Nevada – 122000247

New Hampshire – 011103093

New Jersey – 031201467

New Mexico – 122101706

New York – 021000021

North Carolina – 053000196

North Dakota – 091000019

Ohio – 041000124

Oklahoma – 103000648

Oregon – 123000696

Pennsylvania – 031101266

Rhode Island – 011103093

South Carolina – 053000196

South Dakota – 091000019

Tennessee – 064001505

Texas – 114000093

Utah – 124000054

Vermont – 011103093

Virginia – 051000017

Washington – 125100077

West Virginia – 051900370

Wisconsin – 075000022

Wyoming – 091000019

How to Use Capital One’s Routing Number

Now that you know Capital One’s routing numbers, here are a few of the main ways you can put them to use:

Set Up Direct Deposit

Provide your employer or benefits payer with your account number and Capital One’s routing number to have payments sent electronically into your account.

Wire Money Transfers

Give Capital One’s routing number to another bank or financial institution along with your account number when wiring money to your Capital One account.

Pay Bills Online

Provide Capital One’s routing number when setting up electronic payments from your Capital One account to pay bills such as utilities, loans, etc.

Mistakes to Avoid with Routing Numbers

When using Capital One’s routing number for any kind of electronic funds transfer, be careful to avoid these common errors:

Using the Wrong Routing Number

With so many different routing numbers, it can be confusing. Be sure to always double check that you have the correct number based on your account type and location.

Transposing Digits

These 9-digit codes look random, so be extra careful when inputting them to avoid swapping any numbers accidentally. Double check your work.

Trying to Use an International Routing Number

Routing numbers are assigned by the American Bankers Association and only apply to banks operating in the United States.

Frequently Asked Questions about Capital One’s Routing Number

Here are answers to some common questions about Capital One’s routing numbers:

FAQ 1: Can I use the same Capital One routing number for all my accounts?

No. Each Capital One account type and state may have a different routing number assigned to it. Be sure to always verify you have the correct routing number for the specific account you are using.

FAQ 2: What if I input the routing number incorrectly?

An incorrect routing number may result in delays, errors in posting of funds to accounts, or even returns of payments or deposits. Verify the accuracy before submitting any transaction.

FAQ 3: Where can I find the routing number on my checks?

The routing number will always be the 9-digit code on the bottom left of your check, before your account number.

FAQ 4: Is the routing number the same as the ABA number?

Yes, the ABA number and routing number refer to the same 9-digit identifier for financial institutions. They can be used interchangeably.

FAQ 5: Can I use Capital One’s routing number at other banks?

No, Capital One’s routing numbers are unique to their banking accounts and transactions. Other banks have their own routing numbers.

Being armed with the right routing number is essential for seamlessly transferring money to and from your Capital One accounts electronically. With multiple options for finding your correct routing number, there’s no reason not to have it handy for all your banking needs.

ACH US Routing Number – CAPITAL ONE