ACH US Routing Number – BMO HARRIS BANK
| Routing Number | Address | City | State | |
| 1 | 063113727 | 1200 E. WARRENVILLE RD | NAPERVILLE | IL |
| 2 | 063114580 | 1200 E. WARRENVILLE RD | NAPERVILLE | IL |
| 3 | 063115123 | 1200 E. WARRENVILLE RD | NAPERVILLE | IL |
| 4 | 067014330 | 1200 E. WARRENVILLE RD | NAPERVILLE | IL |
| 5 | 071000288 | 1200 E. WARRENVILLE RD | NAPERVILLE | IL |
| 6 | 071025661 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 7 | 071102995 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 8 | 071104430 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 9 | 071106250 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 10 | 071900456 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 11 | 071900595 | 1200 E. WARRENVILLE RD | NAPERVILLE | IL |
| 12 | 071900825 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 13 | 071902797 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 14 | 071903136 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 15 | 071904355 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 16 | 071904371 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 17 | 071904478 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 18 | 071904627 | 5TH FLOOR | CHICAGO | IL |
| 19 | 071905040 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 20 | 071905846 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 21 | 071906573 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 22 | 071908021 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 23 | 071908869 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 24 | 071909198 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 25 | 071911416 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 26 | 071911584 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 27 | 071912813 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 28 | 071913650 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 29 | 071915580 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 30 | 071918150 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 31 | 071918309 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 32 | 071919463 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 33 | 071920656 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 34 | 071921176 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 35 | 071921396 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 36 | 071921697 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 37 | 071921794 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 38 | 071922227 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 39 | 071922696 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 40 | 071922968 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 41 | 071923543 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 42 | 071923695 | 5TH FLOOR | CHICAGO | IL |
| 43 | 071923747 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 44 | 071924005 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 45 | 071924089 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 46 | 071924898 | 1200 E. WARRENVILLE ROAD | NAPERVILLE | IL |
| 47 | 071925062 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 48 | 071925224 | 1200 E WARRENVILLE ROAD | NAPERVILLE | IL |
| 49 | 071926320 | 1200 E. WARRENVILLE RD | NAPERVILLE | IL |
| 50 | 074000162 | 1200 E. WARRENVILLE RD | NAPERVILLE | IL |
BMO Harris Bank is one of the largest banks in the Midwest United States, offering banking services across personal, business, commercial, corporate, and wealth management. When sending or receiving ACH transfers to a BMO Harris Bank account, you will need the correct ACH routing number.
What is an ACH Routing Number?
An ACH routing number is a 9-digit code that identifies the bank where a checking or savings account is held. It is used to route payments like direct deposits and bill payments electronically through the ACH network.
The ACH network facilitates money transfers between banks and credit unions in the United States. It is run by the National Automated Clearing House Association (NACHA) and the Federal Reserve Banks.
How ACH Routing Numbers Work
When an ACH transfer is initiated, either a debit or credit, the transaction must include:
- Receiver’s account number – identifies the account where funds will be deposited or withdrawn
- Receiver’s bank routing number – identifies the bank where the account is held
- Amount of money transfer
The ACH network uses the routing number to determine where to send the money. The receiving bank will then deposit or withdraw the funds based on the provided account number.
Where to Find BMO Harris Bank’s Routing Number
BMO Harris Bank has several routing numbers used for different purposes. Here are the two main ACH routing numbers for BMO Harris Bank consumer accounts:
See the Table Above
You can find BMO Harris Bank’s routing number printed at the bottom of your checks or deposit slips. You can also call your local branch.
Other Ways to Find the Routing Number
If you don’t have a check or deposit slip handy, there are a few other places you can look up the ACH routing number:
- Online banking – Log into your BMO Harris Bank account and look for the routing number
- Bank website – Visit bmoharris.com and search for “routing number”
- ABA routing number lookup – Use a site like aba.com/routing-number
How to Use BMO Harris Bank’s Routing Number
Knowing your bank’s routing number is important for sending and receiving ACH transfers to your BMO Harris Bank account. Here are some tips:
Setting up Direct Deposit
When setting up direct deposit for payroll, government benefits, or other income, you will need to provide BMO Harris Bank’s routing number along with your account number. This allows the funds to be automatically deposited into your account.
Paying Bills Online
For online or automatic bill payments, input the routing number to pull payments from your BMO Harris Bank checking account.
Transferring Funds Electronically
To transfer funds to or from another bank electronically, use BMO Harris Bank’s routing number to identify your account.
Receiving Wire Transfers
Incoming wire transfers also require the routing number to ensure funds are deposited into the correct BMO Harris Bank account.
Frequently Asked Questions
Below are some common questions related to BMO Harris Bank’s routing number and ACH transfers:
What if I use the wrong routing number?
If you use the wrong routing number for an ACH transfer, the transaction will likely be rejected and the funds returned. Double check you have the right routing number for BMO Harris Bank before initiating any ACH payments or deposits.
Where can I find my account number?
Your BMO Harris Bank account number will be printed on your checks, deposit slips, and account statements. You can also find it by logging into online banking.
Can I use the routing number for wire transfers?
Yes, BMO Harris Bank’s routing number can be used to send domestic wire transfers to your account. International wires may require a SWIFT code instead.
Does the routing number change?
Bank routing numbers rarely change. However, if BMO Harris Bank is acquired or merges with another bank, new routing numbers would be issued.
Can I use the routing number at ATMs?
No, you do not need a routing number to withdraw cash at an ATM. ATM transactions are processed through a debit card network, not ACH. You simply insert or swipe your debit card and enter your PIN.
Conclusion
Knowing the correct ACH routing number for your bank is crucial when sending or receiving electronic funds transfers. BMO Harris Bank has two primary routing numbers – See the table above. Be sure to use the appropriate 9-digit routing number for any ACH payments or direct deposits to your BMO Harris Bank checking or savings account. This will ensure your money transfers route properly through the ACH network. Double check your work and contact your bank if you have any additional questions about routing numbers, account numbers, or how ACH transfers work.