ACH US Routing Number – BANCO POPULAR

Routing NumberAddressCityState
10212726269600 W. BRYN MAWRROSEMONTIL
2021502011ATTN: DEPT. 638SAN JUANPR
3021502095BUSINESS BANKING DIVISION (709)SAN JUANPR
4021502105#10 PEDRO MARQUEZ STREETCULEBRAPR
5021606580BUSINESS BANKING DIVISION 709SAN JUANPR
6021606674CARR. 176 KM 1.3SAN JUANPR
70260088119600 W. BRYN MAWRROSEMONTIL
80260095519600 W. BRYN MAWRROSEMONTIL
90260730829600 W. BRYN MAWRROSEMONTIL
100631126059600 W. BRYN MAWRROSEMONTIL
110670012759600 W. BRYN MAWRROSEMONTIL
120710015883RD FLOORROSEMONTIL
130710016853RD FLOORROSEMONTIL
140710022573RD FLOORROSEMONTIL
150710044203RD FLOORROSEMONTIL
160710045433RD FLOORROSEMONTIL
170719007863RD FLOORROSEMONTIL
180719185453RD FLOORROSEMONTIL
190719243193RD FLOORROSEMONTIL
200719243933RD FLRROSEMONTIL
210719244583RD FLOORROSEMONTIL
221119253593RD FLOORROSEMONTIL
231130078359600 W. BRYN MAWRROSEMONTIL
24221572702PO BOX 362708SAN JUANPR
25221572838ATTN: DEPT 638SAN JUANPR

What is an ACH Routing Number?

Identification Number for Financial Institutions

An ACH routing number is a 9-digit code that identifies a specific financial institution for the purpose of electronic payments. It acts like a unique address that helps route transactions through the Automated Clearing House (ACH) network. All banks and credit unions have their own routing number.

Used for Electronic Payments

Routing numbers allow for various kinds of electronic payments, like direct deposits, online bill payments, and wire transfers. The routing number provides the pathway between your personal account and the receiving institution. For instance, you would need your bank’s routing number when setting up direct deposit for payroll.

About Banco Popular

Major Bank Based in Puerto Rico

Banco Popular is a major bank based in Puerto Rico with its headquarters in San Juan. It is Puerto Rico’s largest bank and one of the largest financial institutions in the Caribbean. Banco Popular has over $17 billion in assets and 150 branches across Puerto Rico.

Large Network of Branches

In addition to its presence in Puerto Rico, Banco Popular also has an international footprint. It has branches in the US Virgin Islands, the British Virgin Islands, Dominican Republic, and the United States. The bank offers a wide array of personal and commercial banking services.

Banco Popular’s Routing Number

Structure of the Routing Number

Banco Popular’s routing number follows the standard 9-digit structure: 021502011. This identifies the specific branch when processing electronic bank transfers. The first two digits ’02’ are the Federal Reserve routing symbol. The next two digits ’15’ denote Banco Popular’s unique identifier. The last 5 digits indicate the specific branch.

Where to Find the Routing Number

The routing number can be found at the bottom of checks issued by Banco Popular. You can also call any branch or look it up on the official website. Make sure you have the correct routing number for your Banco Popular account before initiating any transactions.

Uses of Banco Popular’s Routing Number

Setting up Direct Deposit

Providing Banco Popular’s routing number to your employer enables direct deposit of your paycheck into your Banco Popular checking or savings account. This offers convenience and faster access to your funds.

Making Electronic Payments

You can utilize Banco Popular’s routing number to pay bills online, transfer money between your accounts, or send funds from your Banco Popular account to other financial institutions. It ensures your payment gets to the right place.

Wiring Money Through Banco Popular

To wire transfer money via Banco Popular, you will need to enter the bank’s routing number along with your account number. This facilitates national and international money transfers through Banco Popular’s wire service.

Tips for Using the Routing Number

Confirm Accuracy of Number

Always double-check that you have the correct routing number for your specific Banco Popular branch before submitting any financial transactions. Even one digit off can cause payment issues.

Include Full Number on Transactions

When inputting the routing number electronically, type the full 9 digits without any spaces or dashes. Omitting a digit might misroute the transaction.

Contact Bank with Any Issues

If you run into any problems with transactions using the routing number, contact your Banco Popular branch right away to resolve the matter. Make sure to have your account number and details ready.

Frequently Asked Questions

What is a wire transfer?

A wire transfer is an electronic payment method that immediately moves funds from one bank account to another, domestically or internationally. It typically has higher fees but moves money on the same day.

Can I use this for international transfers?

Yes, Banco Popular’s routing number can be used for international wire transfers to recipients at foreign banks. Additional information like SWIFT codes may be required.

What if I input the wrong number?

An incorrect routing number may result in delays, errors in posting, or rejection of the transaction. Contact Banco Popular as soon as possible and they can research what happened to your payment or transfer.

Conclusion

In summary, Banco Popular’s routing number (listed above) serves as a crucial identifier for sending and receiving electronic payments through the bank. Checking that you have the right routing number for your specific branch is vital whenever setting up direct deposits or making wire transfers via Banco Popular. Use it carefully and reach out to the bank with any issues.

Leave a Reply

Your email address will not be published. Required fields are marked *