SWIFT Codes for Banks in Indonesia

What is a SWIFT Code?

A SWIFT code, also known as a SWIFT-BIC code, BIC code or ISO 9362 code, is a standard format for identifying banks around the world. SWIFT stands for “Society for Worldwide Interbank Financial Telecommunication”. The SWIFT code consists of 8 or 11 alphanumeric characters that help identify vital details about a bank, including the bank name, location and branch.

SWIFT codes are used for international wire transfers between banks. When doing an international funds transfer, you need to provide the recipient’s bank SWIFT code and account details. This enables the transfer to be routed appropriately.

Major Banks in Indonesia

Indonesia has a robust banking system with over 100 commercial banks. Here are some of the major banks operating in Indonesia along with their SWIFT codes:

SWIFT Codes for main Indonesia Banks

Bank Central Asia (BCA)

SWIFT Code: CENAIDJA

BCA is one of Indonesia’s largest private banks with over 1,000 branches across the country. It has leading market share in deposits, loans and assets.

Bank Rakyat Indonesia (BRI)

SWIFT Code: BRINIDJA

BRI is one of the biggest state-owned banks in Indonesia with an extensive network of over 8,000 branch offices. It has a special focus on micro, small and medium enterprise (MSME) banking.

Bank Mandiri

SWIFT Code: BMRIIDJA

Bank Mandiri is another major state-owned bank based in Jakarta with 1,600 branches and over 25 million customers. It offers services to retail, corporate and SME customers.

Bank Negara Indonesia (BNI)

SWIFT Code: BNINIDJA

BNI is Indonesia’s oldest state-owned bank, founded in 1946. It has over 1,500 branches and focuses largely on corporate and commercial banking services.

Bank Tabungan Negara (BTN)

SWIFT Code: BTNTAINA

BTN is a leading housing finance provider focused on home ownership and housing loans. Its target market is low-middle income households.

Bank Danamon Indonesia

SWIFT Code: IDBIIDJA

Bank Danamon is an innovative private commercial bank that was acquired by Singapore’s DBS Bank in 2019. It has a vision to become a leading mass-market bank.

Bank Permata

SWIFT Code: BBSIIDJA

Bank Permata is a mid-sized private bank joint owned by Bangkok Bank and Standard Chartered Bank. It provides universal banking solutions.

Bank Pan Indonesia (Panin)

SWIFT Code: PNINIDJA

Bank Panin is a private bank focused on meeting the banking needs of Indonesia’s growing middle class population. It has over 280 domestic branch offices.

Bank CIMB Niaga

SWIFT Code: BNIAIDJA

CIMB Niaga is one of the largest private commercial banks in Indonesia and part of the Malaysia-based CIMB Group. It has over 490 branches across the country.

Bank OCBC NISP

SWIFT Code: NISPIDJA

OCBC NISP is a majority owned subsidiary of Singapore’s Oversea-Chinese Banking Corporation (OCBC). It has nearly 400 branches across Indonesia.

Bank Maybank Indonesia

SWIFT Code: IBBKIDJA

Maybank Indonesia is part of Maybank Group, one of the largest banking groups in Southeast Asia. It provides services to consumer, SME and corporate clients.

Bank UOB Indonesia

SWIFT Code: BBIJIDJA

United Overseas Bank (UOB) Indonesia has 40 branches located in major cities across Indonesia. It focuses on wholesale banking services.

Bank Mega

SWIFT Code: MEGAIDJA

Bank Mega is a private domestic bank owned by CT Corpora and focuses on providing basic banking products to a mass customer base.

Bank Bukopin

SWIFT Code: BUAKIDJA

Bank Bukopin is an established private commercial bank with nearly 500 offices across Indonesia. It serves over 3 million customers.

BPD Jawa Barat dan Banten (Bank Jabar Banten)

SWIFT Code: BDBBIDJA

BPD Jawa Barat dan Banten is the regional development bank for the provinces of West Java and Banten. It has a vast network of rural branches.

Bank MNC Internasional

SWIFT Code: BSWDIDJA

MNC Bank is primarily focused on providing Sharia (Islamic) banking services across Indonesia in accordance with Islamic principles.

Checking Your Bank’s SWIFT Code

To find your Indonesian bank’s SWIFT code, you can check:

  • Your bank’s official website
  • Printed documents like account statements
  • Contact your local branch directly

Contacting Your Bank

If you need additional help finding your SWIFT code or have other bank account related queries, reach out to your bank’s customer service team:

  • Call their helpline number
  • Send an email
  • Visit your nearest branch

Provide your account details and query information to get the support you need.

Conclusion

SWIFT codes play an important role in facilitating cross border wire transfers and overseas money movements. This article provided SWIFT codes for over 20 of Indonesia’s major banks that you can reference when needed. Checking your bank’s website or account statements is the easiest way to find the right SWIFT code. Reach out to your bank directly if you need any additional assistance.

FAQs

Q1. What is the SWIFT code format?

A1. A standard SWIFT code has 8 or 11 alphanumeric characters broken into segments – a 4 letter bank code, 2 letter country code, 2 letter location code and 3 digit branch code (optional).

Q2. Where can I find my bank’s SWIFT code?

A2. SWIFT codes can be found on your bank website, printed documents like statements or by contacting your local branch.

Q3. Do all Indonesian banks have a SWIFT code?

A3. Most major commercial banks in Indonesia will have designated SWIFT codes to facilitate international transfers. Smaller rural banks may not.

Q4. Can I make a transfer without knowing the SWIFT code?

A4. For international wire transfers, providing the recipient bank’s SWIFT code is mandatory in most cases. Domestic bank transfers may not need SWIFT codes.

Q5. Who assigns SWIFT codes to banks?

A5. SWIFT codes are obtained by banks when they connect to the SWIFT secure financial messaging network. New codes are assigned by SWIFT based in Brussels.